Well crap. My husband's employer offers a terrible costly medical plan and mine is more reasonable and better. Our open enrollment periods coordinated this year, and I put him on my family policy and he declined his employer coverage.

I didn't even think.

Now my insurance is saying he has coverage elsewhere, and they won't be primary insurer.

Are we screwed? What do I do to fix this? No one told me our plan wouldn't cover him if he declined his company insurance