I'm curious to hear peoples' experiences with this health insurance carrier. My employer is wanting to switch to this in January due to MVP's premiums going up, and so far, I've read nothing but negative reviews, plus none of my current doctors (most of whom I've been seeing for years!) accept this insurance.

We met with an insurance liaison (for lack of a better word) today to go over our options, and it looks like either going with Health Republic (contracted with MagnaCare) or keeping our current plan and each employee increasing their contribution toward the premium.

Personally, I'd much rather keep my current plan with MVP and contribute a little bit more each month, but not all my coworkers feel the same way.

I'm really nervous about being switched to Health Republic. Am I only reading horror stories because no one cares enough to document the good/perfectly fine experiences, or is it really that bad?