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Not yet but my parents are just finishing off a "binder" for my sister and I. It covers all of their assets, a copy of their will, their wishes and they have pre-paid for their funerals. Not a fun conversation to have at all but we have to do it.

DH and I haven't had these conversations yet.

I recently had to start having the conversation with my parents. My stepdad had a blood clot in his liver and needed two stents in his heart all within months of each other. It made me think about what my parents would do when they no longer can care for themselves and eventually pass.

My grandma had dementia for far too long before her passing and it's definitely a possibility for my mother so we need to have plans laid out while she is still capable of making the plans she wants for her life.

My sister thought it was morbid that I started the conversation, but my mom has said how upset she still is that my grandma refused to have any conversation and it caused more problems for my mom and aunt when the time came to make decisions for life care and handling her estate.

@Little Misters Mom: They totally did. After my grandparents all passed my parents began talking about pre-paying for things. Their plots are already covered as it's part of their membership to a synagogue, but the service and everything they've figured out and paid for.

I hate thinking about it!

I didn't vote because while we haven't had this conversation I don't think we're really at the point where it's necessary. My parents are only in their 50s, my grandparents are still alive, and they do have a binder containing pertinent information on their accounts, passwords, life insurance, etc., that I know the location of. I have a feeling that someday when my grabdparents pass away it will prompt this conversation.

My husband's parents are young, though his dad has a very aggressive and untreatable form of cancer that will take his life before too long. They have not had this conversation.

I have had bits and pieces with my parents, but nothing in detail or really 'serious' in terms of a conversation. We need to.

Yes I know what they want.

Yep. Ils went through it with us last year and updated their wills and trusts.

We spoke to my parents about it last year as well.

We haven't, but my parents are pretty easy in that respect. All of my grandparents have died since I've been a teenager, and basically, my family doesn't do life support for more than 24 hours (recovering from an accident or major surgery excluded).

All but one of my grandparents died at home, in their own bed, with hospice care.

I know my mom's wishes, we have been having the discussion bit by bit over years as things come up with friends and family. I also know my Mil's most basic wishes but I gave no idea about my fil l, although I could make an educated guess. I should ask my husband to bring that up.

It's really important to keep having these conversations. My father was ill my whole life, so we had many of them. Still, when the end came, it was a scenario that we hadn't specifically discussed. Thankfully, his wife and I felt like we knew what he would have wanted, and we were able to easily agree on a plan that we felt respected his desires.

Those workbooks are really useful, but it's really important to have a good general idea of how your loved ones feel about various end of life things, because you're unlikely to end up in a textbook scenario.

Not really. Years ago my dad had a health scare & he talked to me about being his decision maker (my parents are divorced, but friendly). We have dementia/Alzheimer's in his side of the family, so he's pretty worried he'll eventually be affected, as well. I was not necessarily comfortable taking about it, but so happy he brought up his concerns, because he doesn't often tell us about his health issues.

My parents are giving my brother and I power of attorney so if they loose mental capacity to make their own decisions we can act in their best interests. I hope it is a long way off but I think it is a sensible decision and something I will be doing with my husband too. They brought it up themselves after the deaths of my parent in laws.

My have living wills and there's a plan for everything.

My inlaws have no plan. DH talks with them, but they brush it off, saying they're not gonna live much longer anyways. They're in their 50s and smoke and have no motivation to change their unhealthy habits. So, DH has money saved for them.

My father passed away in 2009 from cancer, so when he was diagnosed and had his first surgery, I was the witness to his living will and it got us all talking about everything.

My brother is a lawyer specializing in wills and trusts, so I know he knows every single detail of my mother's wishes (which is good, since she also lives in an in law suite off his house).

I know the basics of her wishes.

Sometimes I feel like knowing too much can be a struggle (depending on the children). My mom told all three of us about the details of her will, and let's just say one sibling didn't find it "fair" and that resulted in a several-year-long hissy fit.

So even if you don't get into details (of if the parents don't want to get into them), I think it's smart to at least urge them to have the details written down somewhere and notarized.

As for age...my father was in his 50s when he died. So it's not fair to the kids to say "we're still young." Thankfully we knew what was coming and he could prepare.

My parents have everything set up with a lawyer. I have the lawyers contact information, with the instruction to get in touch with her when the time comes. I have a vague idea of their wishes as well.

I'm really scared of this subject, not only because it is so sad to think about but because my parents are incredibly financially irresponsible and always broke. I imagine that my sister and I will be left to try to scrape together what we can to do whatever we can for them. Hopefully we can all just enjoy the present because I know they don't have any plans.