Morbid topic I know but dh and I are getting everything in order (life insurance, wills etc) and I need to know how you picked guardians for your kid(s) if you both passed.

First I can't even barely think about it. It kills me (no pun intended) to think of someone else raising my babies....

Dh is adamant that we name his parents. They are the most financially stable and clearly they raised him and his siblings..... However, I'm not 100% in. Eek, I.see the issues he and his sibs have and I'm sorry but his parents had to have contributed and his parents still work

I'd prefer my mom...but she's a widow..with meager financial means. But she'd be completely devoted to them... But I'll admit I'm not her biggest fan. But obviously she raised me and my brother..

My brother is a no go.

My husbands sisters are also not really that appealing. One is almost 40, single, lives in NYC and isn't a kid kinda person. Although shes probably the most stable and most likely choice..

The other sister is a mess.... And is a no go

How do you pick????? I feel Iike I've rambled too.much but I'm trying to give an idea of the quandary I am in.

Tell me what you did to decide. Especially if it wasn't clear cut