https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 12 Apr 2026 20:09:33 +0000 https://boards.hellobee.com/topic/biggest-expense/page/2#post-1115313 Thu, 26 Sep 2013 20:35:03 +0000 Mrs. Jacks 1115313@https://boards.hellobee.com/ <p>Mortgage, but it's actually cheaper than it was with a smaller less expensive home because we have the best interest rate imaginable and we sold two houses. </p> https://boards.hellobee.com/topic/biggest-expense/page/2#post-1115270 Thu, 26 Sep 2013 20:27:26 +0000 Mrs. Lemon-Lime 1115270@https://boards.hellobee.com/ <p>Mortgage + Taxes + Insurance are way more than the daycares near me. </p> https://boards.hellobee.com/topic/biggest-expense/page/2#post-1115172 Thu, 26 Sep 2013 20:02:38 +0000 photojane 1115172@https://boards.hellobee.com/ <p>Mortgage, because I stay at home. I'm not even really sure of how much daycare would cost - I never did the research. I'm assuming it would be less than the mortgage, but not cheap. </p> https://boards.hellobee.com/topic/biggest-expense/page/2#post-1115055 Thu, 26 Sep 2013 19:37:13 +0000 hellobeeboston 1115055@https://boards.hellobee.com/ <p>Childcare is currently more expensive than our mortgage, but we are moving soon (if we ever find a house to buy) and I think the mortgage on a bigger home will probably be our biggest expense. </p> https://boards.hellobee.com/topic/biggest-expense/page/2#post-1114941 Thu, 26 Sep 2013 19:08:01 +0000 mrsbookworm 1114941@https://boards.hellobee.com/ <p>Mortgage + property taxes is definitely our biggest expense. </p> https://boards.hellobee.com/topic/biggest-expense/page/2#post-1114386 Thu, 26 Sep 2013 16:03:32 +0000 yin 1114386@https://boards.hellobee.com/ <p>$1200 for mortgage plus an extra $1000 a month to pay back my in-laws for the money we borrowed for down payment. Luckily we will be finished paying them off sometime next year and have an extra grand to save up every month. Even if I had to pay for daycare, mortgage would still cost more. </p> https://boards.hellobee.com/topic/biggest-expense#post-1114372 Thu, 26 Sep 2013 15:58:15 +0000 pastemoo 1114372@https://boards.hellobee.com/ <p>@mrs. bird: Actually we live in a pretty cheap area... both for rent and for daycare. It means that wages are also low. It's good to see that they are at least pretty close for most people. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113960 Thu, 26 Sep 2013 13:49:12 +0000 lamariniere 1113960@https://boards.hellobee.com/ <p>Rent for sure. Daycare is HEAVILY subsidized here, so it is extremely affordable for everyone. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113675 Thu, 26 Sep 2013 12:54:30 +0000 banana 1113675@https://boards.hellobee.com/ <p>Shoot, I voted for mortgage but actually our daycare and preschool costs more! Once my son is out of preschool, our mortgage will be our biggest expense. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113642 Thu, 26 Sep 2013 12:47:16 +0000 JoJoGirl 1113642@https://boards.hellobee.com/ <p>Mortgage is only marginally higher, but I voted "the same". We live in a small apartment in the highest-cost area for childcare in the country. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113635 Thu, 26 Sep 2013 12:46:30 +0000 Mrsbells 1113635@https://boards.hellobee.com/ <p>Rent </p> https://boards.hellobee.com/topic/biggest-expense#post-1113631 Thu, 26 Sep 2013 12:45:50 +0000 mediagirl 1113631@https://boards.hellobee.com/ <p>Mortgage is higher only because we pay more than we have to. If we paid on what we owe right now, they would be even. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113591 Thu, 26 Sep 2013 12:37:23 +0000 sunshineandsushi 1113591@https://boards.hellobee.com/ <p>Oops. I voted and accidentally hit mortgage instead of daycare. Daycare is $600 more a month than our mortgage. But I have two kids in the infant room to pay for. If it was only one baby, our mortgage would be most expensive. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113512 Thu, 26 Sep 2013 12:22:19 +0000 ShootingStar 1113512@https://boards.hellobee.com/ <p>Depends. Technically just the mortgage is pretty much the same as what our daycare costs will be. But if you add in interest, taxes, and condo fee, our housing total is about $600 more per month than daycare. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113460 Thu, 26 Sep 2013 12:12:29 +0000 Mrs. Pen 1113460@https://boards.hellobee.com/ <p>Rent- it is about 25% of our income. Child care is 15%. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113455 Thu, 26 Sep 2013 12:11:35 +0000 MrsBrewer 1113455@https://boards.hellobee.com/ <p>I would say generally it's our mortgage, but this month it's our dog!!! </p> https://boards.hellobee.com/topic/biggest-expense#post-1113444 Thu, 26 Sep 2013 12:10:11 +0000 Bookish 1113444@https://boards.hellobee.com/ <p>@pastemoo: If I was renting, it would cost the same (based on the last apartment I lived in). My mortgage, however, is double my daycare payment! So it's a big difference if you are renting vs own (especially since my payment includes escrow, home insurance, etc), and dependent on where you are. My mortgage is a lot cheaper than rent in NYC! </p> https://boards.hellobee.com/topic/biggest-expense#post-1113413 Thu, 26 Sep 2013 12:06:22 +0000 T.H.O.U. 1113413@https://boards.hellobee.com/ <p>When we have two, daycare will be more then our mortgage. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113406 Thu, 26 Sep 2013 12:04:59 +0000 bpcmarj 1113406@https://boards.hellobee.com/ <p>I said other. If P was in daycare full time, then our rent would be slightly less than childcare. But, we live in the cheapest possible place we could find for now... </p> https://boards.hellobee.com/topic/biggest-expense#post-1113392 Thu, 26 Sep 2013 12:02:29 +0000 yoursilverlining 1113392@https://boards.hellobee.com/ <p>Mortgage, but they are both in the same general ballpark. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113379 Thu, 26 Sep 2013 12:00:04 +0000 Running Elley 1113379@https://boards.hellobee.com/ <p>Mortgage here. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113378 Thu, 26 Sep 2013 12:00:03 +0000 HLK208 1113378@https://boards.hellobee.com/ <p>Mortgage. The day that our house is paid off, I will be so happy! </p> https://boards.hellobee.com/topic/biggest-expense#post-1113373 Thu, 26 Sep 2013 11:59:03 +0000 Caly 1113373@https://boards.hellobee.com/ <p>Mortgage for us. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113232 Thu, 26 Sep 2013 11:28:12 +0000 autumnlove 1113232@https://boards.hellobee.com/ <p>Mortgage and DH's school loans and childcare are around the same amount </p> https://boards.hellobee.com/topic/biggest-expense#post-1113220 Thu, 26 Sep 2013 11:26:02 +0000 PurplePeony 1113220@https://boards.hellobee.com/ <p>@mrs. bird: Daycare is super expensive here, too -- the cheapest I've found near my office is about $1800 per month with most falling in the $2000-2200 range. It's a little cheaper outside the downtown core, but most of the centers pride themselves on the fact that they exceed the legal requirements (i.e. a 1:3 ratio where 1:4 is required) and there's no shortage of people willing to pay the prices they ask. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113213 Thu, 26 Sep 2013 11:24:19 +0000 nana87 1113213@https://boards.hellobee.com/ <p>we don't have a lo yet but I've done a little research on child care in our neighborhood, and rent will still be more, though not by too much </p> https://boards.hellobee.com/topic/biggest-expense#post-1113202 Thu, 26 Sep 2013 11:22:09 +0000 teamjse 1113202@https://boards.hellobee.com/ <p>Our mortgage. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113195 Thu, 26 Sep 2013 11:20:49 +0000 PurplePeony 1113195@https://boards.hellobee.com/ <p>Right now, our mortgage. Once LO arrives and I go back to work, it will depend on what kind of childcare we end up with. The daycare we're hoping to get into is a couple hundred less than the mortgage, but a nanny would be about the same amount. </p> https://boards.hellobee.com/topic/biggest-expense#post-1113189 Thu, 26 Sep 2013 11:19:23 +0000 mrs. bird 1113189@https://boards.hellobee.com/ <p>@pastemoo: I think it's very much dependent on the area you live in- there are parts of the country where you could find a daycare for $200/wk, that's not a possibility in other areas, especially in states with higher standards for childcare facilities (lower student teacher ratio makes care better, but more $$) </p> https://boards.hellobee.com/topic/biggest-expense#post-1113181 Thu, 26 Sep 2013 11:18:27 +0000 DillonLion 1113181@https://boards.hellobee.com/ <p>They are about the same. </p>