https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 03 Jul 2026 10:27:29 +0000 https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1606739 Thu, 01 May 2014 19:11:06 +0000 Boogs 1606739@https://boards.hellobee.com/ <p>@matador84: Yay, sounds promising! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1606664 Thu, 01 May 2014 18:59:13 +0000 matador84 1606664@https://boards.hellobee.com/ <p>Update! I talked to my insurance company again today and they finally got through to the ambulance company and they filed the dx on dd as a normal delivery..,when she was the one being born. At least this is what I'm told. She said they are re-filing with the ambulance company and I should have an answer in the next week. They are putting the account on hold and she told me do not pay the bill yet. I'll keep updating as it progresses. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600691 Tue, 29 Apr 2014 21:03:50 +0000 Mrs. Tiger 1600691@https://boards.hellobee.com/ <p>I would fight it &amp; follow the PPs advice. SO MANY things are negotiable that you don't initially realize are! You just have to not give in. With all of DS2's medical bills I've learned to fight, I always ask the rep's name, use it in the conversation, ask for their direct line to call back, etc. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600624 Tue, 29 Apr 2014 20:13:49 +0000 pastemoo 1600624@https://boards.hellobee.com/ <p>Appeal! That is ridiculous!! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600614 Tue, 29 Apr 2014 20:06:07 +0000 Boogs 1600614@https://boards.hellobee.com/ <p>Appeal! I had luck with an appeal from part of my son's birth. Plus, they are charging for your LO, but shouldn't they be covered under your for the first 30 days? Or are not all insurances like that? </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600569 Tue, 29 Apr 2014 19:44:40 +0000 Ginabean3 1600569@https://boards.hellobee.com/ <p>oh geez, yes please appeal! that's crazy that they want you to pay for that! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600431 Tue, 29 Apr 2014 18:19:20 +0000 Cole 1600431@https://boards.hellobee.com/ <p>I certainly agree with the masses that you should appeal, but I couldn't help but giggle at the idea of you trying to buckle your naked newborn into an appropriate carseat while still attached to you to drive safely to the hospital :silly: . I am sure the ambulance ride was far cheaper than had you been in an accident trying to drive there after you gave birth! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600350 Tue, 29 Apr 2014 17:16:52 +0000 MamaG 1600350@https://boards.hellobee.com/ <p>I wouldn't appeal, immediately. If you are with UHC, they have "resolution specialists" - I'm sure all companies have something like this. I would call them, explain the situation (roadside birth) and ask them for guidance. Should the claim have been coded differently? Did someone not fully understand the situation? Did someone miss something?</p> <p>We recently had a claim that was just plain processed incorrectly. Everything was coded and submitted correctly, the processor just made an error. One pleasant 5 minute call and it was all handled. </p> <p>So I suggest starting with a phone call to better understand if an appeal is needed and how to have the best chance at the appeal. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600252 Tue, 29 Apr 2014 16:16:25 +0000 gingerbebe 1600252@https://boards.hellobee.com/ <p>Just curious - did having your LO change your deductible for the year at all? Usually they have a per person deductible and then bump you up to a family deductible once there's kids involved. That said, LOs are usually covered under their parents coverage for the first 30 days, so I'm not sure how that works.</p> <p>In any case, BE SUPER NICE AND CALM when you call. Get all the angries out before you call. That is the most important thing. Usually if you're really nice and get the rep to essentially sympathize with your situation, they're going to be more apt to help you and eventual transfers to supervisors will be easier because you wont get the "this crazy lady wants to talk to a supervisor" warning. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600232 Tue, 29 Apr 2014 16:06:38 +0000 Beyond2 1600232@https://boards.hellobee.com/ <p>Not the same situation, but I've appealed twice for Homebirth with good results (two different companies). Appeal! Your situation is certainly far from the norm! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600119 Tue, 29 Apr 2014 15:22:10 +0000 HLK208 1600119@https://boards.hellobee.com/ <p>No way!!! Appeal. How is that a normal delivery?! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600108 Tue, 29 Apr 2014 15:19:05 +0000 MrsStar 1600108@https://boards.hellobee.com/ <p>Appeal! That is crazy, of course it was necessary! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600094 Tue, 29 Apr 2014 15:14:54 +0000 psw27 1600094@https://boards.hellobee.com/ <p>I like @mrs. jump rope's approach. What a load of garbage. I guess the baby should have found its own transportation to the hospital......... insurance billing. :meh: </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600049 Tue, 29 Apr 2014 15:02:29 +0000 wonderstruck 1600049@https://boards.hellobee.com/ <p>@swurlygurl: OMG I'm laughing at that too!</p> <p>I know a bunch of people have already said appeal the shit out of it, but it bears repeating. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1600044 Tue, 29 Apr 2014 15:00:56 +0000 swurlygurl 1600044@https://boards.hellobee.com/ <p>I'm still laughing at 'not necessary'. Tell them to try delivering, monitoring and caring for a baby on the side of the road! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599986 Tue, 29 Apr 2014 14:47:02 +0000 rattles 1599986@https://boards.hellobee.com/ <p>Another vote for an appeal. It seems so clear, so perhaps with more information they'll make the right decision! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599978 Tue, 29 Apr 2014 14:43:59 +0000 lamariniere 1599978@https://boards.hellobee.com/ <p>Appeal appeal! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599893 Tue, 29 Apr 2014 14:20:46 +0000 Mrs. Champagne 1599893@https://boards.hellobee.com/ <p>Oh my gosh.. did they want you to hop back in your car and drive yourself?! For sure appeal. Good luck!! :goodluck: </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599884 Tue, 29 Apr 2014 14:19:13 +0000 Bao 1599884@https://boards.hellobee.com/ <p>You've got to be kidding me! Appeal!! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599873 Tue, 29 Apr 2014 14:15:46 +0000 MsLipGloss 1599873@https://boards.hellobee.com/ <p>@matador84: p.s. I had excellent results every time I appealed a denial. Usually it was some information foul up on the insurance carrier's side . . . ! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599856 Tue, 29 Apr 2014 14:11:23 +0000 Mrs. Jump Rope 1599856@https://boards.hellobee.com/ <p>@matador84: seems cut and dry to me. I would call and file a dispute. Ask to speak directly to a supervisor if it helps. </p> <p>The more info you provide, the better chance you have. I would look to see how much of your deductible had been satisfied as of the day you delivered. </p> <p>So then you can say something like, "as of april 1,2014 we had satisfied $900 of our $1000 family deductible. Our policy states that ambulatory services are covered in full once our deductible has been satisfied. </p> <p>On April 1, 2014 I have birth to my daughter on x street. We called an ambulance for x reason, who arrived at x time. </p> <p>The ambulance then transported my daughter and I to x hospital.</p> <p>We are aware of the terms and conditions of the policy, and are not responsible for $xx because we have a $100 balance on our deductible." </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599843 Tue, 29 Apr 2014 14:08:18 +0000 Greentea 1599843@https://boards.hellobee.com/ <p>I never had any luck appealing! Nightmare :meh: :goodluck:</p> <p>In this case it was undeniably necessary so hopefully you'll have some luck. What a hassle! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599833 Tue, 29 Apr 2014 14:06:20 +0000 Mrs. Pickle 1599833@https://boards.hellobee.com/ <p>You gave birth on the side of the road! I'd appeal. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599827 Tue, 29 Apr 2014 14:05:18 +0000 matador84 1599827@https://boards.hellobee.com/ <p>@oliviaoblivia: that is definitely encouraging!<br /> @Mae: thank you! I'm so annoyed. That, and the fact they billed me 1200 for her when they did nothing except check her out, cut the cord and given her oxygen. Yep, I was standing up on side of the road with her still attached. What, that isn't normal?!<br /> @Mrs. Jump Rope: ambulatory is 100% in network after I've met my deductible.<br /> @MsLipGloss: I'm definitely going to dispute...I don't really have a problem releasing my medical records--it just seems so ridiculous! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599800 Tue, 29 Apr 2014 13:59:55 +0000 Mrs.Someone 1599800@https://boards.hellobee.com/ <p>Why would it be approved for you and not her? Sounds like they're saying it WAS necessary for you, and she was in the same ambulance! Insurance sucks, definitely appeal. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599794 Tue, 29 Apr 2014 13:58:02 +0000 BSB 1599794@https://boards.hellobee.com/ <p>@matador84: I agree with @Mrs. Jump Rope: . Do you know if your insurance covers ambulance rides? Although, yeah, you did give birth on the side of the road. What were you suppose to do deny it and risk bleeding out in your own car? </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599772 Tue, 29 Apr 2014 13:51:43 +0000 2PeasinaPod 1599772@https://boards.hellobee.com/ <p>Yes, yes, yes!! Appeal the shit out of it! Insurance companies will deny unless there is a medical reason for transport. And last time I checked, you didn't really want to leave your baby on the side of the road after having her. Supply lots of medical support from your OB and her pediatrician saying that it was 100% necessary. You should have no issue getting it approved.</p> <p>Also, before you use up an appeal (you should get 3 levels), complain to your benefits department (or DH's benefits department if he holds the insurance). See what they can do first! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599764 Tue, 29 Apr 2014 13:50:43 +0000 Synchronicity 1599764@https://boards.hellobee.com/ <p>What?!? That is insane. Appeal the crap out of it! </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599736 Tue, 29 Apr 2014 13:40:31 +0000 Crisark 1599736@https://boards.hellobee.com/ <p>@Mrs. Jump Rope: I agree with you.<br /> I'd appeal the shit out of that. </p> https://boards.hellobee.com/topic/challenging-a-medical-bill#post-1599730 Tue, 29 Apr 2014 13:39:19 +0000 Mrs. Jump Rope 1599730@https://boards.hellobee.com/ <p>@matador84: I would read your insurance policy and see what kind of ambulatory coverage they have.</p> <p>And then I'd appeal the shit out of it. </p>