Hellobee Boards Topic: Cost of IF

Hellobee Boards Topic: Cost of IF https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 04 May 2026 16:59:25 +0000 Shutterbug on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-928178 Fri, 12 Jul 2013 21:00:43 +0000 Shutterbug 928178@https://boards.hellobee.com/ Updating this because I picked up my meds for IUI today. The first #s are what I paid, the second #s are what my insurance company paid Clomid: $5 (insurance paid $5.99) Ovidrel trigger: $50 (insurance paid $49) Endometrin (x60): $50 (insurance paid $449 - this seems crazy high!) LaughLines on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-920091 Wed, 10 Jul 2013 15:01:53 +0000 LaughLines 920091@https://boards.hellobee.com/ I'm just reading this out of curiosity and had a thought. Some of these numbers are very large and because of that they may be tax deductible. Per the IRS guidelines: "You may deduct only the amount by which your total medical care expenses for the year exceed 7.5% of your adjusted gross income. For years beginning after December 31, 2012, you may deduct only the amount by which your total medical expenses exceed 10% of your adjusted gross income" so if your fertility expenses this year are more than 10% of your Adjusted Gross Income you can deduct it. For example: if you make 100K a year and your fertility costs were 18k you could deduct 8k of that. If you had expenses in 2012 and before you could deduct anything over 7.5% which would be a $10.5k deduction in this example. I'm sure those that have had these big bills are aware of this, but I wanted to throw it out there just in case. Mrs. Polish on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-919331 Wed, 10 Jul 2013 11:49:56 +0000 Mrs. Polish 919331@https://boards.hellobee.com/ Ladies, after some consideration, @Mrs. Jump Rope: and I co-wrote a post about the cost of infertility interventions. There is so much info in this thread that I would be writing for days, so we summarized ours and then included a link to this for anyone looking for more. We're working on a few more co-posts, so keep an eye out for them in the next few days. :happy: fairefaire on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-916133 Tue, 09 Jul 2013 14:17:42 +0000 fairefaire 916133@https://boards.hellobee.com/ I have insurance but it doesn't cover anything related to infertility, so all of these are either a) the self-pay prices offered by my clinic or b) for meds, the slightly discounted Rx prices I get through my insurance Initial RE Consult including ultrasound: $300 HSG: $554.60 Clomid Rx: $15 a round Follow up appts with the RE (no ultrasounds): $81.60 For IUI in September, we are expecting the following costs: Ovidrel Trigger Shot: $104.70 Letrozole: ? (not sure yet) IUI Package (includes pre-procuedure baseline ultrasound, monitoring ultrasounds, etc.): $1096.00 spaniellove on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-914119 Mon, 08 Jul 2013 20:41:50 +0000 spaniellove 914119@https://boards.hellobee.com/ Our insurance covers nothing related to IVF, but most costs before IVF except injectible meds with a $40 copay. IVF: $15,000 including meds IUI#1: $3000 for injectible meds (mistakenly paid copays for monitoring and got refunded) IUI#2: $7 for oral meds and $40 copay Honestly have no idea how much else I've spent on supplements, copays, etc but we've definitely gone way over $20,000. We decided that if the next IUI or 2 don't work we'll do one more IVF cycle but most likely mini-IVF for around $5,000. Mrs. Pickle on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-914042 Mon, 08 Jul 2013 20:04:33 +0000 Mrs. Pickle 914042@https://boards.hellobee.com/ Today's trial transfer cost me $500 out of pocket. LovelyPlum on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-914006 Mon, 08 Jul 2013 19:50:02 +0000 LovelyPlum 914006@https://boards.hellobee.com/ So there was an interesting article on BBC's website today about a new technique for low-cost IVF. Did anyone read.it? Thoughts? mrsmate on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913799 Mon, 08 Jul 2013 17:53:26 +0000 mrsmate 913799@https://boards.hellobee.com/ IUI: $180 for DH semen processing, $0 for me Meds: $70 for four Gonal-F pens, 2 doses HCG trigger shot Office visits: $80 for initial consult, follow-up after BFP HSG: $250 Semen analysis for original workup: $71 Probably another $150-200 for parking at the hospital. Super expensive! This was for two rounds of IUI. Hell yes we have insurance, this wouldn't have been possible otherwise! Interestingly, they would cover two rounds of IUI but FIVE rounds of IVF. BSB on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913622 Mon, 08 Jul 2013 16:43:21 +0000 BSB 913622@https://boards.hellobee.com/ IF testing was covered under my insurance but none of the treatments. I have gone through 4 IUIs but only two were completed. For Femera pills: $10 for 5 pills. After insurance. For the HCG trigger shot medication: $85 For Sperm processing for IUI: ~$250 For IUI for me: ~$265 Genetic testing and blood work was free for me because before I started TTC, I was considered for egg donation so they pay to have you screened. Everything was normal except for AMH. Oh, infertilty accupunture appt: $25 each with insurance. I would go 3 times during one cycle. I don't remember what I paid for the HSG. FaithFertility on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913588 Mon, 08 Jul 2013 16:20:23 +0000 FaithFertility 913588@https://boards.hellobee.com/ @marionberry: I can only imagine :) We are sooooo ready to hear the same words! marionberry on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913579 Mon, 08 Jul 2013 16:17:07 +0000 marionberry 913579@https://boards.hellobee.com/ @FaithFertility: I really hope you have the same luck! We went 10 months of trying before our IUI. Greatest moment of my life was hearing the words that I was pregnant. Baby marionberry is due in less than 11 weeks. raintreebee on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913563 Mon, 08 Jul 2013 16:12:35 +0000 raintreebee 913563@https://boards.hellobee.com/ We paid $10,000 + meds (insurance covered the meds so I don't know how much they cost) for each cycle of IVF. I can't remember how much the IUIs were because insurance covered those. We are in the NYC area. FaithFertility on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913536 Mon, 08 Jul 2013 16:04:48 +0000 FaithFertility 913536@https://boards.hellobee.com/ @marionberry: Yay! Congrats! That makes me sooo hopeful, we truly have no major issues either just egg maturity but Gonl-f took care of that I had to cancel my first IUI due to too many mature eggs ;) DH is A ok, so I'm extremly hopeful as well! marionberry on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-913527 Mon, 08 Jul 2013 16:00:34 +0000 marionberry 913527@https://boards.hellobee.com/ @FaithFertility: I did! I was very lucky! We only had a small issue with MFI and I had had a previous LEEP which they thought might be preventing sperm from getting through the cervix. Once we bypassed the cervix we got a baby! justdarling on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-912289 Mon, 08 Jul 2013 10:29:59 +0000 justdarling 912289@https://boards.hellobee.com/ I am in the SF bay area and my insurance does not cover infertility but does cover diagnosing infertility. For the IUI cycles: $250 for the sperm sample and wash - we have done this 3 times now and one time insurance covered half of it and the other 2 they have not covered at all. We are still trying to figure this out. $300 for the actual IUI - insurance covered half of this so we only paid $150. Meds - $80 for femara - I did this 5 times. $75 for the HGC trigger shot - I did this 3 times. $78/vial of menopur - I think I spent around $475 on this total. $90 for viagra suppositories - I did this 2 times. $5 for progesterone suppositories - this is only the co pay since it was covered by insurance. All utrasounds were covered by insurance as was the HSG and saline sonogram. For IVF - IVF is not covered by insurance. So far I have spent $310 for the first ultrasound. Birth Control was free (thanks Obama). I am not sure exactly how much we are going to spend yet. I qualify for the shared responsibility plans, which are a little more expensive but gives you a percentage of your money back if it doesn't work. We met with the financial counselor last week who told us that it will be around $21,00.00 total with the shared responsibility plan (including all meds and costs). If we go with the pay per service plan it will be around $17,000.00. I'll update this when we know the true figures. Other: Something else to keep in mind when it comes to costs is all of the supplements that they have you on. I didn't think this would really add up to much, but when you've been trying for 20 months like we have, it does get expensive. My RE recommends going on chlorphyl or wheatgrass. That stuff is expensive!!! I just picked up a 30 day supply for $27. It doesn't sound like a lot but I am also taking DHA ($24 for 90 pills), Vit D ($11 for 180 pills), Folgard ($5 per month), metformin ($5 per month), and fish oil ($12 every 2 or 3 months). Plus there are also costs for all of the OPKs and HPTs. All of this really starts adding up. Mrs. Jacks on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-912016 Mon, 08 Jul 2013 08:07:58 +0000 Mrs. Jacks 912016@https://boards.hellobee.com/ This is really eye opening for me. I've always thought that my adoption was more expensive than IVF, but it appears that they are very on par with each other. bamblm on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911940 Mon, 08 Jul 2013 07:07:01 +0000 bamblm 911940@https://boards.hellobee.com/ @Mrs. Polish: IVF (full cost per round): $9000 Global fee-included all visits, sonos and labs IUI (full cost per round): $1500 Global fee- everything included even the meds. Ultrasound (if any outside of IVF or IUI): usually we could get this paid for through insurance by using a diagnostic code other than infertility. Labs (if any outside of IVF or IUI):same as above Semen analysis: $250 Our biggest cost that we didn't budget for was trying to pay for the infertility medications. Those were about $3000-4000 total for our last IVF cycle. Those had to be paid up front and all at once, the global fees you could pay for in installments. We also used FLEX accounts. Do you have insurance coverage?: no Our state mandates infertility coverage, but our insurance is through my husband's job which is a Catholic institution. It is really awesome insurance for everything except infertility and birth control. I paid zero dollars for pregnancy and delivery. FaithFertility on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911741 Sun, 07 Jul 2013 21:55:20 +0000 FaithFertility 911741@https://boards.hellobee.com/ @marionberry: you got PG first IUI??? KT326 on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911733 Sun, 07 Jul 2013 21:50:23 +0000 KT326 911733@https://boards.hellobee.com/ My old insurance company covered 50% for infertility tests and treatment excluding IVF. I don't have all the details but we did 4 cycles of clomid and two with femara, all with timed intercourse. For each monitoring ultrasound I paid $127. All the pills were less than $20 each time. I'm estimating we had 4 ultrasounds each cycle so we probably paid around $3,100 for six cycles of timed intercourse. If we had moved on to IUI with them it would have been $3,000 to $4,000 a cycle with injectable meds. The insurance I have now covers everything except IVF, but has a $10,000 lifetime max. I had some testing done and two IUIs and I think I am close to hitting my lifetime limit. I need to check, especially since we are considering trying for number two soon! brownie on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911730 Sun, 07 Jul 2013 21:48:56 +0000 brownie 911730@https://boards.hellobee.com/ IVF base price $8,000, ICSI $1000, Sperm aspiration $1,000, pre and post treatment ultrasounds etc $1000, meds between 1 and 2k. Hotel for appointments and two weeks during stim $200 a night. We maxed both FSA to 5,000 and still met the dollar minimum and tax deducted 1400. When asked my son is our $20,000 baby. Embryo storage $42 a month for the first 18 months. $64 for the next couple years. FET I estimate to be less than $5000. But we haven't finished that. So far with 2 pretreatments and estrogen it is $700. We had no official insurance coverage. I got some meds covered when I had to use a more convenient pharmacy. And we used flexible spending accounts. Mrs. Jacks on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911695 Sun, 07 Jul 2013 21:27:34 +0000 Mrs. Jacks 911695@https://boards.hellobee.com/ Two friends who did IVF paid $18,000 for the IVF not including meds and diagnostics to get them to that point. marionberry on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911690 Sun, 07 Jul 2013 21:23:41 +0000 marionberry 911690@https://boards.hellobee.com/ We only did one round of IUI but here were our costs out of pocket for that cycle (performed in the NW) - I grabbed my bills to verify: Initial consultation: $350 Ultrasounds: $265 ea (total of 2 prior to :bfp: ) or $530 Estradiol Lab Test: $78 FSH Lab Test: $60 TSH Lab Test: $53 Free Thyroxine Lab Test: $47 AMH Lab Test: $123 (sent out due to the weekend) Vitamin D Lab Test: $292 (sent out due to the weekend) Blood Draw: $17 Hysterosalpingogram (HSG): $500 Ovidrel Trigger Shot: $98 Clomid (5 pills): $8 Sperm Wash: $150 Artificial Insemination/IUI: $205 hCG Lab Test: $64 each (total of 2) TOTAL pre-pregnancy: $2575 Of course once pregnancy was confirmed, we had 2 additional ultrasounds at our RE's office: adding another $530. Prior to reaching the RE, we did a semen analysis which was free for us as employees of a healthcare institution. Do you have insurance coverage?: We had insurance coverage but it did not cover infertility, so everything was out of pocket. mrswin on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911606 Sun, 07 Jul 2013 20:43:38 +0000 mrswin 911606@https://boards.hellobee.com/ @Mrs. Polish: Thanks for doing this! All diagnostic testing, ultrasounds, HSG and the SA for DH were covered by our provincial health insurance (I am in Canada). AMH level testing - $125 DNA fragmentation testing (DH) - $100 IUI - $730 plus meds (appox $150-$200 for Femera + trigger), this is back-to-back insemination and includes all the monitoring for the cycle and prep of DH's sperm. We haven't done IVF but my understanding is that it is approx. $20,000 with all the meds based on a friend who recently went through it Both mine and DH's health insurance will cover fertility medication up to a life time maximum but will not cover any procedures :sad: Mrs. Pinata on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911571 Sun, 07 Jul 2013 20:29:34 +0000 Mrs. Pinata 911571@https://boards.hellobee.com/ OH yeah... I had to have an HSG done, but insurance wouldn't cover the $800 fee. So, I called around and found an imaging center that would let me self-pay for around $300. Mrs. Pinata on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911569 Sun, 07 Jul 2013 20:28:26 +0000 Mrs. Pinata 911569@https://boards.hellobee.com/ Oh goodness.... this topic gets me fired up to no end!!! I'll share what's typical for our area (Nashville). Specifically, IVF (full cost per round): We never did IVF, but cost in our area without meds is still around $12,000, so close to $15,000 per cycle with drugs. :/ IUI (full cost per round): We just did a cycle with Clomid, but it still came to around $1,000 (including one monitoring ultrasound) Ultrasound (if any outside of IVF or IUI): About $200-$300 Labs (if any outside of IVF or IUI): Oh.my.gosh. We just got a bill from over 1.5 years ago testing DH's hormone level for a whopping total of $740. And this was just 5 hormone levels. :/ Semen analysis: $125 each time Do you have insurance coverage?: A BIG no! Definitely not here in Nashville. :( Finances were a big reason we knew we couldn't continue with treatment and went the adoption route. (But, we're SO glad we did!) :) Caly on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911564 Sun, 07 Jul 2013 20:27:19 +0000 Caly 911564@https://boards.hellobee.com/ @Shutterbug: Holy crap, that's amazing coverage! Shutterbug on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911560 Sun, 07 Jul 2013 20:26:01 +0000 Shutterbug 911560@https://boards.hellobee.com/ @Mrs. Polish: haha I know how incredibly lucky I am to have it! It's the kind of thing that you don't pay much attention to, thinking (hoping) you'll never need it, but now that I do, I'm SO grateful for it. It infuriates me that IF coverage isn't mandatory federally. Mrs. Polish on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911557 Sun, 07 Jul 2013 20:24:16 +0000 Mrs. Polish 911557@https://boards.hellobee.com/ @Shutterbug: I'm extremely envious of your insurance coverage. Mrs. Polish on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911556 Sun, 07 Jul 2013 20:23:23 +0000 Mrs. Polish 911556@https://boards.hellobee.com/ @Shutterbug: it will probably take me a while - update as often as you want. FaithFertility on "Cost of IF" https://boards.hellobee.com/topic/cost-of-if#post-911547 Sun, 07 Jul 2013 20:20:27 +0000 FaithFertility 911547@https://boards.hellobee.com/ @Shutterbug: wow, that is AMAZING! Freedom Pharmacy is who we go through