https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sat, 25 Apr 2026 13:22:00 +0000 https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-77272 Fri, 17 Feb 2012 10:38:06 +0000 mrs. wagon 77272@https://boards.hellobee.com/ <p>All of our accounts are merged, and both our names are on everything except our school loans. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-77270 Fri, 17 Feb 2012 10:35:52 +0000 mrsjyw 77270@https://boards.hellobee.com/ <p>Yep. We have a joint checking account... a few joint savings accounts. And each have individual checking accounts. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-77136 Fri, 17 Feb 2012 06:21:36 +0000 mediagirl 77136@https://boards.hellobee.com/ <p>We both do. We have joint household accounts and separate play money accounts. It works well for us. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-77133 Fri, 17 Feb 2012 06:18:19 +0000 Andrea 77133@https://boards.hellobee.com/ <p>Yes, we have both. We don't do much with our joint account except put our savings in it. Our separate accounts are checking only. He pays the bills he is responsible for out of his account and I do the same with my bills and account. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76973 Thu, 16 Feb 2012 21:20:28 +0000 kml636 76973@https://boards.hellobee.com/ <p>@Mrs. Bee: I have the exact same arrangement as you! </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76971 Thu, 16 Feb 2012 21:18:45 +0000 heffalump 76971@https://boards.hellobee.com/ <p>We only have joint. I stopped working when we were engaged so when we got married it just made sense for us to only have one account together.... considering I wasn't putting anything into it. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76846 Thu, 16 Feb 2012 18:26:46 +0000 littlebug 76846@https://boards.hellobee.com/ <p>But of our checking accounts are personal, but we have 3 joint savings accounts - an "everyday" savings, a "no-touch" savings, and a CD. We use our checking accounts to pay our individual bills and do our personal shopping or whatever, and each month I just transfer money to his for our mortgage and utilities. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76836 Thu, 16 Feb 2012 18:14:27 +0000 ALittleP 76836@https://boards.hellobee.com/ <p>We each have personal accounts but have a joint account as well for both savings and checking. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76799 Thu, 16 Feb 2012 17:28:04 +0000 MamaMoose 76799@https://boards.hellobee.com/ <p>Nope, everything's joint. This was kind of non-negotiable for me as part of a marriage, and it's what hubs wanted too. We do both have credit cards in our own individual names that we pretty much only use when buying surprises for the other one. But all the credit card bills get paid out of the joint checking account. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76793 Thu, 16 Feb 2012 17:26:10 +0000 DillonLion 76793@https://boards.hellobee.com/ <p>Yep, we each have our own. We also have a joint. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76783 Thu, 16 Feb 2012 17:16:43 +0000 tequiero21 76783@https://boards.hellobee.com/ <p>i have accounts that are just under my name. but really, it's joint accounts. we just wanted to put majority of our assets under my name. other than those accounts, we have only joint accounts. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76775 Thu, 16 Feb 2012 17:00:23 +0000 joyjoy 76775@https://boards.hellobee.com/ <p>All of our accounts are joint, though technically our savings account is only under my name since it's the same account I had open since I was single. DH does have a business account, but that doesn't really count. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76770 Thu, 16 Feb 2012 16:55:51 +0000 kiddosc 76770@https://boards.hellobee.com/ <p>We each have a personal account and then have a joint account. Our paychecks go into the joint account but we each get a monthly "allowance". This allows us to make purchases for ourselves without feeling guilty about it. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76747 Thu, 16 Feb 2012 16:33:13 +0000 Mrs. Pickle 76747@https://boards.hellobee.com/ <p>No. We have all joint accounts. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76737 Thu, 16 Feb 2012 16:17:06 +0000 twodoghouse 76737@https://boards.hellobee.com/ <p>Sort of. Technically, we have two accounts: my husband's, where his paycheck gets deposited and all the bills/necessities get paid out of, and mine, where my paycheck gets deposited and we use for "fun" things like going out to eat, vacations, etc. We both have access to each others account, but we never really use the other one. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76731 Thu, 16 Feb 2012 16:05:00 +0000 birdieputt 76731@https://boards.hellobee.com/ <p>No - had to get rid of my personal account when we moved because my bank didn't do business here. So we got joint checking/savings accounts. But we both have kept our personal credit cards which get paid off each month via our joint checking account. After I stop working, I'll get rid of my personal credit cards in the hopes that it will help me curb my spending. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76722 Thu, 16 Feb 2012 15:53:25 +0000 chopsuey 76722@https://boards.hellobee.com/ <p>We've merged all of our accounts. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76720 Thu, 16 Feb 2012 15:52:41 +0000 yoursilverlining 76720@https://boards.hellobee.com/ <p>Yup - the only thing we use our joint account for is the mortgage and house related savings/expenses. Otherwise, we actually only use our personal accounts. If it ain't broke, don't fix it! </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76709 Thu, 16 Feb 2012 15:43:54 +0000 Rubies 76709@https://boards.hellobee.com/ <p>Yup, we each have our personal accounts and have a joint. But we use each other's accounts and money - mine is his, his is mine. </p> https://boards.hellobee.com/topic/do-you-have-a-personal-account-and-a-joint-account#post-76705 Thu, 16 Feb 2012 15:42:25 +0000 Mrs. Bee 76705@https://boards.hellobee.com/ <p>I do. My paypal is linked to my personal account, and Mr. Bee's paypal is linked to our joint account (they don't let you use the same bank account for different users). Mr. Bee does not have a personal account though.</p> <p>I only use my personal account for paypal, and don't really need it, but am holding onto it. I've had it for 15 years after all.</p> <p>Do you have a personal account and a joint account? Does your SO? </p>