https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 22 May 2026 10:05:44 +0000 https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1544581 Thu, 03 Apr 2014 20:28:05 +0000 autumn865 1544581@https://boards.hellobee.com/ <p>By far Target! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1544040 Thu, 03 Apr 2014 17:44:56 +0000 MrsADS 1544040@https://boards.hellobee.com/ <p>@Shopaholic - Yes!! My understanding is that the special offer for the $200 gift card was mailed out to certain people and may not be widely available. I know there is a widely available $100 g.c. offer, though. We are going to Disney in May, and we are going to spend the gift card on our trip! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1543290 Thu, 03 Apr 2014 14:23:47 +0000 MaryM 1543290@https://boards.hellobee.com/ <p>The one I use most is target</p> <p>I have Kohl's and Macy's ones just for the rewards. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1543283 Thu, 03 Apr 2014 14:22:36 +0000 MrsH 1543283@https://boards.hellobee.com/ <p>Banana, kohls, macys, pottery barn, VS. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1543242 Thu, 03 Apr 2014 14:13:30 +0000 LuLu Mom 1543242@https://boards.hellobee.com/ <p>target - debit. </p> <p>Von Maur (never use it anymore, but did when I was younger due to no interest) &amp; Kohl's, I always pay it off but a lot of time you just have to say "I have a 30% off coupon at home" and they will take it off at register if using card! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1542998 Thu, 03 Apr 2014 13:20:15 +0000 Boogs 1542998@https://boards.hellobee.com/ <p>I don't have any anymore because I've heard that store cards aka "revolving accounts" aren't as great for your credit report, though not exactly sure why. I am often tempted to get an ON/Gap one because I do the most shopping there and you can't beat their sales. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1542886 Thu, 03 Apr 2014 12:59:06 +0000 shinymama 1542886@https://boards.hellobee.com/ <p>Only Kohls. I also have Target and Nordstrom debit cards - both have the perks, but are linked to my checking account instead. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1542866 Thu, 03 Apr 2014 12:54:32 +0000 pelikila 1542866@https://boards.hellobee.com/ <p>I buy almost all of my clothes at Nordstrom so that is the one that is worth it to me. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1542851 Thu, 03 Apr 2014 12:50:03 +0000 shopaholic 1542851@https://boards.hellobee.com/ <p>@MrsADS: Oh wow! Do you think they'd let you apply that to a season pass? I've been trying to find a good deal to score a pass. This seems worth it? </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541656 Thu, 03 Apr 2014 08:28:16 +0000 bushelandapeck 1541656@https://boards.hellobee.com/ <p>I have a Target debit card and we have a Nords one as well, though I've never used it. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541647 Thu, 03 Apr 2014 08:26:06 +0000 MrsBrewer 1541647@https://boards.hellobee.com/ <p>My favorite thing about the Kohls charge is that you don't need to pay it off every month, on the statement they give you an "Amount to pay to avoid interest" I think it's around 30% of your balance. But that's definitely awesome! Especially around Christmas! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541642 Thu, 03 Apr 2014 08:24:05 +0000 MrsBrewer 1541642@https://boards.hellobee.com/ <p>I just have a Kohls card, and it's soooo worth it! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541639 Thu, 03 Apr 2014 08:23:16 +0000 Bookish 1541639@https://boards.hellobee.com/ <p>I have a New York &amp; Co card that I got in college, and I need to cancel it - the store in our town closed, so it's completely not worth it. </p> <p>Also have a Best Buy card, and it's totally worth it. We take advantage of the extended 0% interest offers and buy all of our appliances and big electronics on there. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541631 Thu, 03 Apr 2014 08:21:07 +0000 mrs.shinerbock 1541631@https://boards.hellobee.com/ <p>Target credit card - totally worth it for the 5% off since I spend so much there and we pay it off in full. </p> <p>Macys - we used it a lot around our wedding, but rarely since then. I'm thinking about closing it.</p> <p>I've been thinking about opening a GAP card, but since I am trying to limit spending too much right now, I'll probably wait until I go back to work. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541618 Thu, 03 Apr 2014 08:17:01 +0000 Mrs. Lemon-Lime 1541618@https://boards.hellobee.com/ <p>We have a few. Opened them to take advantage of deals at this point all are paid off with no interest penalties as planned. Mary's Furniture, Crate &amp; Barrel, Ann Taylor, Baer's (local furniture store).</p> <p>Crate &amp; Barrel paid off the most because using their CC allows us to get extra discounts on items. The other cards were really needed for one time transactions. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541582 Thu, 03 Apr 2014 08:06:02 +0000 MrsPastryLady 1541582@https://boards.hellobee.com/ <p>Banana and nordstrom </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541564 Thu, 03 Apr 2014 07:59:38 +0000 thismustbetheplace 1541564@https://boards.hellobee.com/ <p>Target- definitely worth it for the immediate 5% off and free shipping<br /> @78h2o: My redcard is a visa credit card (not directly connected to my checking). They have two different kinds!</p> <p>Macys- worth it for the extra completion discount after our wedding (lots of gift cards + discounts = some serious deals). We haven't used it since. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541548 Thu, 03 Apr 2014 07:52:45 +0000 MrsF 1541548@https://boards.hellobee.com/ <p>I have a target card (the credit one, not debit) and it's definitely worth it for the 5% off and free shipping. We always just pay it off right away. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541543 Thu, 03 Apr 2014 07:52:10 +0000 MrsADS 1541543@https://boards.hellobee.com/ <p>I am thinking about getting Target, 5% off is pretty good.</p> <p>The only (sort of) store card I have is a Disney visa, which I pretty much got because they were offering a free $200 gift card for signing up. And we live 3 hours away from Disney, so I know I'll use it. I think the reward is 1% back on all purchases, which is just so so. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541541 Thu, 03 Apr 2014 07:51:11 +0000 littlek 1541541@https://boards.hellobee.com/ <p>We have Home Depot (0% interest), Best Buy (0% interest) and Pottery Barn. We pay off PB and HD in full whenever we charge. We put our media room on Best Buy so that one has a balance but will be paid off soon. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541532 Thu, 03 Apr 2014 07:46:53 +0000 Mamaof2 1541532@https://boards.hellobee.com/ <p>Target and PB - They are both worth it to me!</p> <p>Target 5% off plus free online shipping with no minimum</p> <p>PB/PBK/PT - you get $$ rewards and 2-3 times a year you get a $25 off $50 purchase </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541529 Thu, 03 Apr 2014 07:45:22 +0000 snowjewelz 1541529@https://boards.hellobee.com/ <p>Target and completely worth it since I do most of my shopping there! Plus I can order random things online and make sure they ship free even if it's a low $! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541508 Thu, 03 Apr 2014 07:30:20 +0000 sunshineandsushi 1541508@https://boards.hellobee.com/ <p>Target debit, Lowes and The Limited. I am tempted to get an Old Navy card for the benefits but I don't want another card! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541400 Thu, 03 Apr 2014 04:56:55 +0000 78h2o 1541400@https://boards.hellobee.com/ <p>@shopaholic: lol, but the Target red card is a debit card only, so it just deducts from your bank account. 5% off any purchase and free shipping. I'm pretty sure there is no credit inquiry either - no ding to your score because of the check. So not much risk (unless you have a problem with hackers getting your personal information). :shocked: </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541341 Thu, 03 Apr 2014 00:14:05 +0000 shopaholic 1541341@https://boards.hellobee.com/ <p>Gap, Nordstrom, and TJMaxx/HomeGoods/Marshalls. Those 3 always earn some good rewards. I would be much too scared to have the Target card and have DH see the total sum we spend there each month. lol! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541336 Wed, 02 Apr 2014 23:56:02 +0000 aMohror 1541336@https://boards.hellobee.com/ <p>Kohls is really great. Good sales and lots of great coupons and discounts. You also get the same deals on clearance items too! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541278 Wed, 02 Apr 2014 22:20:28 +0000 mole 1541278@https://boards.hellobee.com/ <p>I've had the Banana Republic card since it came out, so I have lifelong luxe status -- the biggest benefit of which is free shipping, no minimums, on BR/Old Navy/Gap. Totally worth it! I also have a Macy's card that I never use because I don't shop there; however, we got a big discount on furniture when I opened it! </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541276 Wed, 02 Apr 2014 22:13:46 +0000 Mrs. Pen 1541276@https://boards.hellobee.com/ <p>Loft - I like their rewards! If you buy a lot of clothes it's worth it. I don't use it much anymore (I did before I had a kid and spent more money on clothes), but I don't think the points expire.</p> <p>I had a gap card, it expired and they never sent me a new one, so I didn't bother applying again. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541272 Wed, 02 Apr 2014 22:11:50 +0000 sunny 1541272@https://boards.hellobee.com/ <p>Nordstrom and Macys. Nordys for early access to anniversary sale and free alterations. Macys for extra 10-20% off and for extra coupons. </p> <p>I want to get a Target one too. </p> https://boards.hellobee.com/topic/do-you-have-any-store-credit-cards-which-ones-are-worth-it#post-1541268 Wed, 02 Apr 2014 22:08:03 +0000 yin 1541268@https://boards.hellobee.com/ <p>Target and Lowe's -- both 5% off purchases </p>