https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 20 Apr 2026 00:20:29 +0000 https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1645492 Mon, 19 May 2014 19:51:27 +0000 artsyfartsy 1645492@https://boards.hellobee.com/ <p>$100k would be awesome. We could pay off our mortgage. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1645483 Mon, 19 May 2014 19:45:08 +0000 delight 1645483@https://boards.hellobee.com/ <p>100k would be lovely but not life changing. We could definitely use it to put towards a new home we are currently looking for. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639418 Fri, 16 May 2014 10:09:52 +0000 lamariniere 1639418@https://boards.hellobee.com/ <p>I don't know what we would do with it. We are debt free but rent. We have no plans to buy where we currently live (and 100k wouldn't go very far). We would probably just invest it. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639407 Fri, 16 May 2014 10:05:14 +0000 autumnlove 1639407@https://boards.hellobee.com/ <p>I would love an extra 100k! Home renovations! </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639399 Fri, 16 May 2014 10:02:04 +0000 indi 1639399@https://boards.hellobee.com/ <p>@Silva: Exactly this, childhood experience and everything. We bring in what we bring in and go from there. We have a budget, but it's not as if things are tight or that we're poor like when I was young, so I am very content. </p> <p>$100K would take care of our student loans and also give us a substantial downpayment on a home, which would also allow us to then take a 15 yr mortgage and pay it off quickly while still making lower total monthly payments than what our rent+student loans currently are each month. If I could be debt free and own a home in 10 years or less, I'd call that a life changer. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639394 Fri, 16 May 2014 10:00:55 +0000 SugarplumsMom 1639394@https://boards.hellobee.com/ <p>Can I just pretend $100k fell out of the sky right now. Let's see what would I do ...</p> <p>1. Pay off my student loan<br /> 2. Get new windows</p> <p>Whatever's leftover, I'm using to tear down a wall and expand my kitchen!!! </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639361 Fri, 16 May 2014 09:52:01 +0000 jedeve 1639361@https://boards.hellobee.com/ <p>With 100k, I could pay off our hospital bills, our student loans, another loan, and automatically have about 4 months living expenses saved for. </p> <p>If that were to magically happen then, we would have an extra $1000 a month. That would be a ton extra that we could save for the boys college, plus probably pay off our mortgage ten or fifteen years sooner. </p> <p>So is it enough in that we could drastically change our lifestyle or have all of our concerns paid for? No. But it would make us much more comfortable in our future. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639357 Fri, 16 May 2014 09:51:06 +0000 .twist. 1639357@https://boards.hellobee.com/ <p>I don't need to pay off my mortgage, but $100k would do a wonder in my savings/investing! I would probably pay off our tax debt and that would change so so much.</p> <p>Eta: I also agree with other that, while it wouldn't change all of life's problems, it would definitely help and change certain situations! </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639345 Fri, 16 May 2014 09:48:28 +0000 mediagirl 1639345@https://boards.hellobee.com/ <p>Yeah, it would be pretty awesome. We could get our mortgage down far enough that we could sell our house and have a chunk of money from it to buy a new one. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639339 Fri, 16 May 2014 09:47:29 +0000 mfa_lady 1639339@https://boards.hellobee.com/ <p>It would be a huge help for us. It would pay off almost all of our student loans, meaning we could be done paying them off (with regular payments) in less than a year or two, instead of ten. I can't even imagine how wonderful that would be. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1639297 Fri, 16 May 2014 09:33:28 +0000 cmomma17 1639297@https://boards.hellobee.com/ <p>$100K would absolutely change our lives. It would pay off ALL of our debt - which in turn would free up $600/month that could be spent elsewhere. We could pay off both of our cars freeing up another almost $600/month! We could then start a savings account (we currently have $0 in savings), make a down payment on a house ($0 for that currently) and many other things that would improve our quality of life. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638651 Thu, 15 May 2014 23:42:09 +0000 StbHisMrs 1638651@https://boards.hellobee.com/ <p>Well if I had $100,000 in the bank and we were getting my husband's retirement then it would be amazing! True $100,000 isn't a ton, but if managed properly it could be. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638496 Thu, 15 May 2014 21:15:42 +0000 bunnylove08 1638496@https://boards.hellobee.com/ <p>It would make a difference, but we would still need to work </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638452 Thu, 15 May 2014 21:00:27 +0000 Mrs. Coral 1638452@https://boards.hellobee.com/ <p>Oh yeah. We're simple people and enjoy doing simple things. Any more than that (ie winning the lottery) would be too life changing. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638369 Thu, 15 May 2014 20:46:49 +0000 Caly 1638369@https://boards.hellobee.com/ <p>While I wouldn't turn it down, unfortunately, it wouldn't make too much of a difference for us. It would take a substantially larger sum to make a difference. And it would take millions to make me feel comfortably set for life. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638214 Thu, 15 May 2014 20:08:26 +0000 Smurfette 1638214@https://boards.hellobee.com/ <p>It would help for sure! We could get stuff done around the house we need to do, get DH a new car, and save the rest for day care payments. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638189 Thu, 15 May 2014 20:02:37 +0000 Andrea 1638189@https://boards.hellobee.com/ <p>It would be fun! We would use the money to remodel. Nothing life changing though. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638163 Thu, 15 May 2014 19:54:00 +0000 blackbird 1638163@https://boards.hellobee.com/ <p>Erm, 100K before or after taxes? ha. It wouldn't pay off that house, but it would cover daycare comfortably and allow us to put a chunk in E's college fund! it doesn't go very far, but it could certainly grow </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638028 Thu, 15 May 2014 19:26:37 +0000 yoursilverlining 1638028@https://boards.hellobee.com/ <p>I used to think yes; but after having gotten substantial raises/going to two higher incomes I definitely say NO. I believe that most people learn to live with what they have, and the more they have access to, the more they spend. We live a pretty (IMO) modest lifestyle, but having more money means being able to do more, buy homes in better school districts, etc. It gets spent and it becomes a comfort level (I don't mean materially, I mean comfort in stress level relating to finances) you get used to.</p> <p>Paying off our mortgage (our biggest expense, by far) would only net us less than $2k a month extra. Nice to have, for sure, but not exactly the makings for the easy life without work! </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638019 Thu, 15 May 2014 19:24:22 +0000 birdofafeather 1638019@https://boards.hellobee.com/ <p>yep, it would be great for us! we're in a holding pattern with new careers and we would continue on as normal but relieve pressure from both DH and i being in "start up" mode! </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1638006 Thu, 15 May 2014 19:21:23 +0000 matador84 1638006@https://boards.hellobee.com/ <p>It would allow us to have a paid off home and car, we would be able to live with no debt whatsoever. So it would be amazing for us. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637990 Thu, 15 May 2014 19:18:56 +0000 loveisstrange 1637990@https://boards.hellobee.com/ <p>Im not gonna lie.... when my FIL died we got handed a large chunk of money (larger than $100k)... it didnt change anything for us and the only thing we've really touched it for was to pay of FILs mortgage so we could keep the house. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637989 Thu, 15 May 2014 19:18:46 +0000 DillonLion 1637989@https://boards.hellobee.com/ <p>Yeah, but the better thing would be to be smart with our budget and finances across the board. We are on a war path to be good with our money these days! One windfall isn't as good as a lifetime of good habits. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637977 Thu, 15 May 2014 19:17:17 +0000 Silva 1637977@https://boards.hellobee.com/ <p>100k it would help. But we have more than that in student loan debt....<br /> Honestly, I don't stress about money, and we are certainly not well off. It is what it is. We are in a better position than many, and I feel privileged and lucky for that. We have money in savings, and have both invested heavily in our careers and have good earning potential. Things will work out. We also don't live or have a desire to live an extravagant life- we don't travel much, drive old cars, etc. I'm okay with it all. My parents stressed about money my whole life, and I hated it. I am doing everything in my power to make sure my kids don't have to experience that. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637931 Thu, 15 May 2014 19:08:27 +0000 looch 1637931@https://boards.hellobee.com/ <p>If I had $100k when I was 22 and I could just leave it in a rather aggressive investment, I am sure it would be enough to maybe pay for my son's college or something.</p> <p>I feel like a million almost isn't enough. And we're not extravagant or anything. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637854 Thu, 15 May 2014 18:55:47 +0000 MrsH 1637854@https://boards.hellobee.com/ <p>I'm sure there is a number that would make most everything financially easier - it isn't 100k though. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637834 Thu, 15 May 2014 18:48:00 +0000 photojane 1637834@https://boards.hellobee.com/ <p>Um, yes... totally. I'm actually content in our brokeness, so I don't think it would cause me to get greedy. We could almost pay our mortgage off with $100,000. That would be incredible. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough/page/2#post-1637776 Thu, 15 May 2014 18:28:04 +0000 MrsKRB 1637776@https://boards.hellobee.com/ <p>Yea, I don't know! I feel like I would be super happy and relaxed if I could pay off my student loans, but I do think I might be 'onto the next thing.' It's just how life goes! </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough#post-1637759 Thu, 15 May 2014 18:19:14 +0000 gingerbebe 1637759@https://boards.hellobee.com/ <p>$100,000 would get rid of a good chunk of our student loans (we've got a LOT), which would mean I would be that much closer to being a SAHM or buying a house! At our current rate, we wont be able to buy a house until we're in our 40s. </p> https://boards.hellobee.com/topic/do-you-think-an-extra-100000-would-really-be-enough#post-1637716 Thu, 15 May 2014 18:00:05 +0000 Pepper 1637716@https://boards.hellobee.com/ <p>Yes, it would get rid of my student loans and pay for the things we need to do around the house! </p>