https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 06 Apr 2026 16:01:23 +0000 https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1183566 Wed, 30 Oct 2013 06:46:14 +0000 Cole 1183566@https://boards.hellobee.com/ <p>I just looked into it because of this thread but I don't think it makes sense for us right now. It looks like they all exclude pre-existing conditions and the cost for my dog through Healthy Paws or ASPCA is around $400 a year and it won't cover the preventative stuff and Banfield doesn't cover the big stuff. Last year we spent around $700 at the vet and this year will probably be $400 if nothing else major crops up. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1183548 Wed, 30 Oct 2013 06:21:18 +0000 mrs. 64 1183548@https://boards.hellobee.com/ <p>We probably should have gotten it for our dog when she was a pup because she's since been diagnosed with an autoimmune disease. I don't know if we can get it now or if she would be ruled out for a pre-existing condition. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1183497 Wed, 30 Oct 2013 02:44:23 +0000 lemondrop 1183497@https://boards.hellobee.com/ <p>Just an FYI (I used to be a practice manager at a Banfield)- the Banfield plans are different from actual pet insurance, they are more of a wellness/preventative medicine plan. They are still a great thing to have to take care of things like vaccines, lab work, and dentals and/or the initial puppy necessities (shots and spay/neuter), but if your pet has an emergency the diagnostics/surgery may not be covered if you have used the allowances on your plan up already for the year, and things that go beyond that are out of pocket (but discounted). </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1183459 Wed, 30 Oct 2013 00:10:01 +0000 lolabee 1183459@https://boards.hellobee.com/ <p>We do, it has saved us many a time for our not 18 month old Great Dane. I think it may depend on the breed on whether it pays off or not?! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1183213 Tue, 29 Oct 2013 20:06:50 +0000 MrsF 1183213@https://boards.hellobee.com/ <p>We don't, but it sounds like something to look into! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1183200 Tue, 29 Oct 2013 20:00:33 +0000 ScarletBegonia 1183200@https://boards.hellobee.com/ <p>We just insured our 2 cats, our new little kitten came with a 6 week free insurance trial and during that time she had to go to the emergency vet for a fever of unknown origin, and was on antibiotics and a saline drip for 3 days. It would have cost us $1100 but luckily we got away with a $150 deductible! Once that happened we decided to extend her coverage and cover our older cat as well. He is a string/ribbon eater from way back and we've had to have his stomach pumped more times than I'd care to admit, at about $200/$300 a time. Insurance is pricey but I think probably worth it when you have mischievous pets like ours! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1182477 Tue, 29 Oct 2013 14:59:44 +0000 LindsayInNY 1182477@https://boards.hellobee.com/ <p>We don't. The only reason I would get it is for a puppy (to cover neutering/spaying primarily). We only take our dog for yearly vaccinations. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1182174 Tue, 29 Oct 2013 13:31:46 +0000 nana87 1182174@https://boards.hellobee.com/ <p>we don't, but this is making me think maybe we should! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1182155 Tue, 29 Oct 2013 13:27:52 +0000 Mrs. Champagne 1182155@https://boards.hellobee.com/ <p>I just cancelled ours. It was over $50 a month for one dog and we haven't used it in years. Fingers crossed she stays safe and healthy!! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1182124 Tue, 29 Oct 2013 13:17:30 +0000 purrpletulips 1182124@https://boards.hellobee.com/ <p>Yes for our dog (a Newfoundland). She had a recurring UTI as a puppy so once she was healthy we got her insurance. We don't have it for our cat because we rarely ever take him to the vet. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181420 Tue, 29 Oct 2013 09:44:43 +0000 Alivoo01 1181420@https://boards.hellobee.com/ <p>I did when he was living with us. So worth it! We did the one through Banfield also. Now that he lives with my parents, they don't. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181383 Tue, 29 Oct 2013 09:36:55 +0000 StrawberryBee 1181383@https://boards.hellobee.com/ <p>I just looked up the banfield wellness plan, and it looks like for my area and dental coverage (they have three plan levels now), it would be $456/year per dog. It is pretty cool that they cover so much though. Kind of like paying your vet bill in advance :). </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181380 Tue, 29 Oct 2013 09:36:24 +0000 autumnlove 1181380@https://boards.hellobee.com/ <p>We don't but my FIL has them for his dogs and it has paid off! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181371 Tue, 29 Oct 2013 09:33:50 +0000 StrawberryBee 1181371@https://boards.hellobee.com/ <p>yes! Though I have a policy that just covers emergencies, not routine stuff like it sounds you have :). Jealous of the dental coverage!</p> <p>We have Healthy Paws. It's such a relief not to have to worry about high vet bills when you have an emergency. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181363 Tue, 29 Oct 2013 09:31:36 +0000 mrsjyw 1181363@https://boards.hellobee.com/ <p>@BananaPancakes: Def worth it! We pay $300 total a year (paid monthly auto-charge) it covers all of their office visits, vaccines, overnight stays as necessary, dental cleaning, bloodwork, fecal/urine testing, 10% off medicine if necesssary, etc. etc. etc. the dental work alone is $300+ (they're put under) so I think we win in the end! </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181348 Tue, 29 Oct 2013 09:27:08 +0000 MrsBrewer 1181348@https://boards.hellobee.com/ <p>No I don't but we have paid easily $2,000 out of pocket just this year alone for our dog..... </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181335 Tue, 29 Oct 2013 09:24:41 +0000 BananaPancakes 1181335@https://boards.hellobee.com/ <p>We don't currently, but I've been meaning to look into it. Our dog is almost 8, so I'm not sure what all it includes at this point. But we just had a friend drop $6K to save her chihuahua, so it's fresh in my mind. </p> https://boards.hellobee.com/topic/do-your-pets-have-insurance#post-1181321 Tue, 29 Oct 2013 09:20:39 +0000 mrsjyw 1181321@https://boards.hellobee.com/ <p>We go to the Banfield chain at Petsmart. Had them both on it when they were puppies, then took them off and paid out of pocket. I found out earlier this year that dental was included and put them both back on :) BEST DECISION ever!!! (found a polyp during routine cleaning and had a cancer scare with our beagle terrier!)</p> <p>My mom says she wishes she was one of our dogs ;) (jokingly of course). </p>