https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 22 May 2026 05:09:20 +0000 https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2571675 Tue, 21 Jun 2016 21:06:14 +0000 808love 2571675@https://boards.hellobee.com/ <p>3% -all our money. Both sets of our parents never even owned a house when we were kids. We are at nearly 50% our value, 7 years in. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2571585 Tue, 21 Jun 2016 18:20:43 +0000 sandy 2571585@https://boards.hellobee.com/ <p>20% down for my condo - gift from my parents. </p> <p>20% down for our house - all our money </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2571578 Tue, 21 Jun 2016 18:02:21 +0000 BSB 2571578@https://boards.hellobee.com/ <p>bump </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546885 Thu, 12 May 2016 06:05:15 +0000 pastemoo 2546885@https://boards.hellobee.com/ <p>@bluestriped bee: 100% and our money (parents thought we were crazy)! But I bet many bees paid more on their downpayment than I did on my house--very low cost of living here. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546871 Thu, 12 May 2016 05:30:14 +0000 hellobeeboston 2546871@https://boards.hellobee.com/ <p>First house, 5%, second house 20% </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546868 Thu, 12 May 2016 05:27:37 +0000 ValentineMommy 2546868@https://boards.hellobee.com/ <p>20%. I bought it before DH and I were together. It was money from an inheritance. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546857 Thu, 12 May 2016 01:55:28 +0000 SugarplumsMom 2546857@https://boards.hellobee.com/ <p>20% our money + cost of inspections/test<br /> IL's gifted us money that we used towards the inspections &amp; radon test<br /> In total, we paid 23% out-of-pocket. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546853 Thu, 12 May 2016 01:31:04 +0000 PurplePeony 2546853@https://boards.hellobee.com/ <p>20%, our money (mostly DH's savings from pre-marriage, though). </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546819 Wed, 11 May 2016 22:20:19 +0000 autumnlove 2546819@https://boards.hellobee.com/ <p>20%, our money. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546814 Wed, 11 May 2016 22:10:52 +0000 Rainbow Sprinkles 2546814@https://boards.hellobee.com/ <p>My husband bought our first house with 0 down. That house is now pending and we will be putting 10-15% down on our next house. Our money (not making any $ on the sale of our first home, unfortunately). </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546813 Wed, 11 May 2016 22:10:21 +0000 Portboston 2546813@https://boards.hellobee.com/ <p>5% parents helped </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546792 Wed, 11 May 2016 21:34:17 +0000 yerpie110 2546792@https://boards.hellobee.com/ <p>20%, our money </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546763 Wed, 11 May 2016 20:56:37 +0000 Mae 2546763@https://boards.hellobee.com/ <p>Somewhere between 3.5 and 5%, I don't remember. We bought a house relatively young though (25/26). I'd only been out of school a year, and my husband had just spent basically all his savings on my engagement ring. But we wanted a house and could afford the monthly payments and I'm really glad we bought when we did because house values have gone up drastically since we bought. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546745 Wed, 11 May 2016 20:13:04 +0000 MenagerieMama 2546745@https://boards.hellobee.com/ <p>20% all our money. We bought in a super cheap (but up and coming) neighborhood. We also live off of one income and are pretty cheap. We share a car and don't have cable, etc. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546587 Wed, 11 May 2016 15:35:54 +0000 macintosh 2546587@https://boards.hellobee.com/ <p>20%, money was from an insurance settlement </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home/page/2#post-2546578 Wed, 11 May 2016 15:28:58 +0000 Mrs. Lemon-Lime 2546578@https://boards.hellobee.com/ <p>10%. All our money. </p> <p>For the house we are purchasing next week we are able to put 20% down. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546577 Wed, 11 May 2016 15:28:19 +0000 Dr. Pepper 2546577@https://boards.hellobee.com/ <p>We put 5% down (all our own money). The seller paid $5,000 in closing costs as well. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546573 Wed, 11 May 2016 15:26:31 +0000 swurlygurl 2546573@https://boards.hellobee.com/ <p>About 25% - our own money. DH worked for 5 years after college while living with his parents. He had pretty close to ZERO bills, so when I graduated college we got married and bought our house with part of his savings. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546570 Wed, 11 May 2016 15:24:57 +0000 yin 2546570@https://boards.hellobee.com/ <p>20% that we borrowed from my in-law's -- $50k. We're almost done paying them off. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546566 Wed, 11 May 2016 15:16:39 +0000 mrswilson2012 2546566@https://boards.hellobee.com/ <p>We put 20% down to avoid PMI &amp; the money came from our savings. We had zero help from anyone. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546552 Wed, 11 May 2016 15:06:07 +0000 Rocker2014 2546552@https://boards.hellobee.com/ <p>3.5%, FHA loan. All us, but we did put our cash wedding gifts towards it, so I guess you could say we had a little help. Mostly savings, though. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546551 Wed, 11 May 2016 15:05:23 +0000 arosebyany 2546551@https://boards.hellobee.com/ <p>This is going to be abnormal but we paid cash for our home. We saved all our money for the first 5 years we were together. We knew that apart from vehicles we wanted to live debt free. I also live in a super cheap part of Texas, so only 110,000$ </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546547 Wed, 11 May 2016 14:59:16 +0000 gingerbebe 2546547@https://boards.hellobee.com/ <p>VA loan so 0% down. No help available from either side of the family anyway. Because of DH's disability rating we also don't have to pay certain fees or PMI. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546536 Wed, 11 May 2016 14:50:25 +0000 Truth Bombs 2546536@https://boards.hellobee.com/ <p>20%, all our money </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546518 Wed, 11 May 2016 14:38:57 +0000 DenverMom 2546518@https://boards.hellobee.com/ <p>20%. Half of it was our money and half from my parents. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546496 Wed, 11 May 2016 14:22:52 +0000 twodoghouse 2546496@https://boards.hellobee.com/ <p>20% - it was money my ILs saved for DH's college, but once he was college-aged they could pay his tuition out of cash flow so they didn't touch his college savings. So it was money in his name, but that his parents had saved for him. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546489 Wed, 11 May 2016 14:18:48 +0000 winniebee 2546489@https://boards.hellobee.com/ <p>15% for our first condo. We lived in Boston and it was required for that geographic area. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546474 Wed, 11 May 2016 14:05:07 +0000 MrsBrewer 2546474@https://boards.hellobee.com/ <p>5% and all our money. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546466 Wed, 11 May 2016 14:01:30 +0000 BabyBoecksMom 2546466@https://boards.hellobee.com/ <p>When we bought are first home, we were able to buy it with no down payment. BUT that split it into two loans - a 15 yr interest only loan and a regular 30 yr loan. I will never suggest doing that type of loan again. </p> https://boards.hellobee.com/topic/down-payment-on-your-first-home#post-2546427 Wed, 11 May 2016 13:46:32 +0000 snowjewelz 2546427@https://boards.hellobee.com/ <p>0%; both parents gifted us money and my parents pretty much purchased the house less the gifted amount and we're paying them back monthly. </p>