https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 11 May 2026 17:05:46 +0000 https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315640 Fri, 28 Sep 2012 13:05:45 +0000 kodybear 315640@https://boards.hellobee.com/ <p>i'd pay off the cc debt first. and then start putting money into the emergency fund - ideally the monthly payments that was going towards the cc debt. but maybe splurge alittle bit on a nice dinner or something like that! </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315628 Fri, 28 Sep 2012 12:59:31 +0000 Mrs. Pickle 315628@https://boards.hellobee.com/ <p>I'd pay off CC debt. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315567 Fri, 28 Sep 2012 12:31:58 +0000 Mrs. Lovejoy 315567@https://boards.hellobee.com/ <p>1,000 to credit card debt (the 15% interest stuff) and 1,500 to your savings and 500 to splurge/ spend during maternity leave! I always split up bonuses, refunds to different things because it feels like its going farther :) </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315521 Fri, 28 Sep 2012 12:19:16 +0000 ladyfingers 315521@https://boards.hellobee.com/ <p>I always like to split extra money -- something like a 40/40/20 split. So 40 toward debt, 40 toward savings, 20 toward something fun or something we've been wanting to buy for the baby or around the house. It makes me feel productive but also gives me a little treat. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315417 Fri, 28 Sep 2012 11:32:05 +0000 MamaMoose 315417@https://boards.hellobee.com/ <p>I would pay off the portion of your CC debt that is at 15% and then put the rest into savings. If you aren't able to pay of the rest of the CC debt through your income by the time the 0% runs out, then you will still have the 2K in savings and you can reevaluate at that time. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315382 Fri, 28 Sep 2012 11:16:37 +0000 Meridian 315382@https://boards.hellobee.com/ <p>Wow, a $3K refund sounds absolutely heavenly!! We owed $5K this year and it was a major downer :( </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315371 Fri, 28 Sep 2012 11:13:36 +0000 MaisyMay 315371@https://boards.hellobee.com/ <p>I'm going to slightly disagree with everybody. I'd totally put some of it towards debt, be it morgage or cc debt, and some in savings. But I'd also splurge a little. Maybe take $200 or so and get something fun for you and the Mr. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315355 Fri, 28 Sep 2012 11:08:10 +0000 LuLu Mom 315355@https://boards.hellobee.com/ <p>Pay of CC debit, that is our goal, so any extra money goes there, it is the black cloud over our head! </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315347 Fri, 28 Sep 2012 11:05:10 +0000 London Mama 315347@https://boards.hellobee.com/ <p>The CC debt is about $3k but 2k is 0% interest until next year, the remainder is about 15%. </p> <p>Normally I would pay back any debts but a we have a large (by London, not US, standards!) new house and I'm concerned that we need a fair amount of cash for an 'emergency fund'</p> <p>Appreciate all the input! </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315345 Fri, 28 Sep 2012 11:04:44 +0000 Mrs. Pen 315345@https://boards.hellobee.com/ <p>I voted cc debt! </p> <p>We will probably get about 1-2k refund and I think we're going to splurge on a new couch. We've never had a new couch and the ones we have are pretty sad. They give me back pain! </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315341 Fri, 28 Sep 2012 11:01:51 +0000 chopsuey 315341@https://boards.hellobee.com/ <p>I would pay off cc debt. Living without cc debt is so liberating! I love it :) </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315339 Fri, 28 Sep 2012 10:59:44 +0000 pinkcupcake 315339@https://boards.hellobee.com/ <p>I vote for paying off credit card debt... and then the rest I'd probably put away into savings. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315338 Fri, 28 Sep 2012 10:59:06 +0000 Alivoo01 315338@https://boards.hellobee.com/ <p>I agree with mr bee as well. Or use it to pay for maternity leave expenses, then save some. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315337 Fri, 28 Sep 2012 10:58:04 +0000 DillonLion 315337@https://boards.hellobee.com/ <p>I'm in a very similar situation, and I'd send that bonus to my CC so that I wouldn't be wasting money on interest fees for no reason. And that would free up my regular paycheck a bit so that I could put more into my maternity savings stockpile. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315336 Fri, 28 Sep 2012 10:56:38 +0000 immabeetoo 315336@https://boards.hellobee.com/ <p>I think it depends on your comfort level with CC debt. It would literally keep me up at night - so I'd put 100% towards debt. But if you're more rational than I am, I'd split between CC and savings. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315332 Fri, 28 Sep 2012 10:54:58 +0000 yoursilverlining 315332@https://boards.hellobee.com/ <p>Credit card debt! Unless you have $0 savings. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315324 Fri, 28 Sep 2012 10:50:09 +0000 Foodnerd81 315324@https://boards.hellobee.com/ <p>Agree with Mr Bee. But I say either the credit card bill or saving it to cover expenses during mat leave, since if you don't save that, it sounds like you would incur more credit card debt. </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315320 Fri, 28 Sep 2012 10:47:44 +0000 mrbee 315320@https://boards.hellobee.com/ <p>It depends on how much cc debt you have, and the interest rate! </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315319 Fri, 28 Sep 2012 10:47:26 +0000 MrsBrewer 315319@https://boards.hellobee.com/ <p>All extra money that DH and I have we are putting it towards bills, No extra spending going on here! </p> https://boards.hellobee.com/topic/extra-cash-how-would-you-spend-it#post-315314 Fri, 28 Sep 2012 10:45:26 +0000 London Mama 315314@https://boards.hellobee.com/ <p>I'm in the happy situation of getting a tax refund of about $3000 but can't figure out the best way to use it. I'm normally really on top of our finances but BFing has turned me into a mushy brained nitwit so i turn to the boards for some perspective. In my situation WWYD? </p>