https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 10 Apr 2026 20:28:32 +0000 https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364660 Fri, 20 Nov 2015 10:26:02 +0000 LuLu Mom 2364660@https://boards.hellobee.com/ <p>@runnerd: Yep us too, I was thinking more in regards to medical. But DH has a FSA for dependent and we both can only do 2500, not each 5500 which would be better with 2 kids in daycare. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364647 Fri, 20 Nov 2015 10:22:03 +0000 runnerd 2364647@https://boards.hellobee.com/ <p>@ms.line: haha yes on the depressingly little, but I'm excited the option for next year! </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364643 Fri, 20 Nov 2015 10:18:54 +0000 MamaG 2364643@https://boards.hellobee.com/ <p>@runnerd: Yes, regardless of number of children the limit is $5K. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364641 Fri, 20 Nov 2015 10:17:12 +0000 ms.line 2364641@https://boards.hellobee.com/ <p>@runnerd: Yep, it's a $5k max regardless of how many kids. And yes, it's depressingly little! </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364639 Fri, 20 Nov 2015 10:15:31 +0000 runnerd 2364639@https://boards.hellobee.com/ <p>@LuLu Mom: oh trust me, the $5k limit would be used easily, that is less than half what we pay annually for daycare :/ </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364637 Fri, 20 Nov 2015 10:14:35 +0000 runnerd 2364637@https://boards.hellobee.com/ <p>is the $5,000 limit regardless of how many children you have in daycare? </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364636 Fri, 20 Nov 2015 10:14:05 +0000 ms.line 2364636@https://boards.hellobee.com/ <p>Both parents can contribute to childcare FSAs (if they have them), but it's a max of $5k per family if you're married filing jointly. If you're married filing separately it's a max of $2,500 per parent. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364631 Fri, 20 Nov 2015 10:12:48 +0000 T.H.O.U. 2364631@https://boards.hellobee.com/ <p>Yes,the childcare is $5k max per family. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364629 Fri, 20 Nov 2015 10:12:01 +0000 LuLu Mom 2364629@https://boards.hellobee.com/ <p>At my work we have separate FSA for medical and for dependent care. According to my work, a married couple is only allowed to take up to 5K of FSA for dependent care. My understanding on medical FSA is each individual can defer $2,550, for a total of $5100. It's also use it or lose it so make sure to defer carefully. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364628 Fri, 20 Nov 2015 10:11:55 +0000 runnerd 2364628@https://boards.hellobee.com/ <p>@catlady: @Smurfette: ok gotcha! yep, I was confusing the two. he has option for both though. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364626 Fri, 20 Nov 2015 10:10:57 +0000 Smurfette 2364626@https://boards.hellobee.com/ <p>The limit is $5,000 a year. Only one parent can do the child care FSA. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364624 Fri, 20 Nov 2015 10:10:24 +0000 catlady 2364624@https://boards.hellobee.com/ <p>For childcare, it is 5k per family (doesn't matter if both spouses work). I believe you are referring to the medical one, which is per working spouse. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364620 Fri, 20 Nov 2015 10:08:29 +0000 regberadaisy 2364620@https://boards.hellobee.com/ <p>Yes, you would need your own. That amount is what he can take out pretax of his paycheck. Also, make sure dependent care FSA is an option. There's FSA for medical expenses which is completely different. </p> https://boards.hellobee.com/topic/fsa-question-for-childcare#post-2364618 Fri, 20 Nov 2015 10:07:23 +0000 runnerd 2364618@https://boards.hellobee.com/ <p>DH starts a new job soon, and will be eligible for a FSA. I have never used one, but from what I read, the limit for 2015 was $2,550. </p> <p>Is that limit per working spouse, so can we defer $5,100 for the year? Or would I have to also have my own FSA to defer the full amount? </p>