https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 08 May 2026 06:37:27 +0000 https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-546156 Sat, 02 Feb 2013 16:12:57 +0000 CupQuakeWalk 546156@https://boards.hellobee.com/ <p>I would sit at home and be severely depressed for quite some time while my mother or mother in law raised our son for a month or so. That's just me being honest.<br /> At some point, i'd get my shit together and go back to work. Financially we'd be OK to survive and stay in this house, but I'd be lonely and I would need to work to feel like I had a life.<br /> If my kids were older, say 12? I'd be better off because then at least I would have a child that would snap me out of my funk and force me to do stuff, whereas a baby will not.<br /> I'm going to talk to dh tonight and some sort of solid plan. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-546039 Sat, 02 Feb 2013 14:06:00 +0000 Mrs. Pen 546039@https://boards.hellobee.com/ <p>@kiddosc: exactly. That's why I bring it up with DH every so often- it's crucial to be realistic! We don't have many assets though (no house, car is financed, etc) so I don't have to worry too much about the legalities of it, just the plan. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-546015 Sat, 02 Feb 2013 13:45:30 +0000 kiddosc 546015@https://boards.hellobee.com/ <p>Please, please, please discuss this with your SO's and have a plan and your documents in order. We are all relatively young and its easy to think that this isn't something that you need to worry about right now, but accidents happen. My SIL lost her husband in a motorcycle accident 4 years ago and spent 2 years in court fighting with his ex wife for rights to his estate. He had never updated his life insurance beneficiary and in the end his ex wife received the majority of his life insurance. My SIL was left with a small portion of the estate to set aside for their son and had all the responsibility of settling his debts and other financial obligations. </p> <p>If DH were to pass I would sell the house and move back to WI to be near my family. His life insurance and the profits from the sale of the house would be enough to pay off our debts and for me to put a down payment on a new place up north, but I would need to work and rely heavily on my family for support. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-545941 Sat, 02 Feb 2013 12:35:36 +0000 Boogs 545941@https://boards.hellobee.com/ <p>I would get life insurance, enough to pay off the house and have a little extra for savings. Then, I would have to go back to work and hustle! Luckily, being able to have my house paid off would take a huge burden off my shoulders. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-545922 Sat, 02 Feb 2013 11:54:24 +0000 FarmWifeGina 545922@https://boards.hellobee.com/ <p>Considering my hubby is employed in one of the most dangerous occupations in America, yes, I've thought of this. If something happened to him, I would take the life insurance money and pay off our property. He doesn't actually have life insurance yet (but we're planning to buy a policy in the next few months), but we're gonna make sure he gets enough so I can pay off the house and land and invest the rest so me and the kids could make do just on the returns if we had to. I would drive my photography business a lot harder and would probably pick up some odd jobs during the busy parts of the farming year to supplement the investment returns. Actually, if something happened to him at his current job (he works for another farmer), I'm almost positive that his (our, I guess, since I work a lot at the farm during certain parts of the year) boss would do what he could to make sure we would be taken care of. Give me hours so I could our health insurance policy, or something.<br /> If something happened to me, I honestly don't know what DH would do. He could put the kids in daycare and pretty much continue as before since he brings home most of the bacon, but I can see his family convincing him to move the family back to PA so they could help with the kids. Which would make me sad because THIS is the life I want for my kids. But oh well. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-545915 Sat, 02 Feb 2013 11:46:10 +0000 MrsRcCar 545915@https://boards.hellobee.com/ <p>If something were to happen to DH. DS and I would get his life insurance. I would sell off his truck and a lot of his hobby stuff (keeping some for DS). DS and I would move in with my family and I would go back to school for a degree that would pay better then my fine arts degree. I know that DH's family would do everything they could to help support DS and I as well. </p> <p>If something were to happen to me. DH would likely stay with my parents as well because my mother has more time to spend with DS. DH's mother is passed on and his father still works a lot. Although DH would probably go to his dad's house a lot more. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-545908 Sat, 02 Feb 2013 11:36:25 +0000 mamabolt 545908@https://boards.hellobee.com/ <p>I'd try and sell our house since it's too much space for two people and too expensive to carry the mortgage on my salary alone. I'd see if I could work my current job remotely, and if so, I'd relocate to my hometown as soon as I could sell the house. If not, I'd either see about finding a new job or move super close to my existing job so I didn't have to worry about commuting any longer. I'd prefer to get close to my family though so I had support. Oh, and I'd get rid of DH's dog. Silver lining! </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-545870 Sat, 02 Feb 2013 11:05:14 +0000 runsyellowlites 545870@https://boards.hellobee.com/ <p>@Mrs. Pen: Yes we have already considered it &amp; will likely start the process in this next year. G's biodad has already suggested signing over his rights (doesn't want to pay cs) so it should be pretty "easy". It's been pretty difficult since his biodad made the suggestion but we've prayed about it and feel it's probably for the best.</p> <p>I did ask DH about his plan of action and he said:</p> <p>1. I would find P donor milk (ftw)<br /> 2. Keep working<br /> 3. Find a more affordable place or probably just move into your moms &amp; then that house like we were planning. It would be close to help with the kids. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542939 Fri, 01 Feb 2013 00:30:59 +0000 BoogieBea 542939@https://boards.hellobee.com/ <p>I think if either of us passed, the other person would move back east. There's more job opportunities and family support for the kids. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542936 Fri, 01 Feb 2013 00:28:42 +0000 Mrs. Pickle 542936@https://boards.hellobee.com/ <p>I would sell our house because I wouldn't be able to stand living where we were together. I'd move back home and get a job. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542932 Fri, 01 Feb 2013 00:22:56 +0000 SweetMamaM 542932@https://boards.hellobee.com/ <p>Yeeeshh... right now for us, it would be back to square one for either of us. We don't have kids so we wouldn't have to function that in, but we don't have life insurance or wills either. We have both agreed that as soon as there are children in the picture, that needs to be sorted. At the moment, whoever was left (sad) would probably stay in the house we're renting, but we'd need to have financial solutions in place once we're a one income family. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542822 Thu, 31 Jan 2013 23:30:20 +0000 luckypenny 542822@https://boards.hellobee.com/ <p>Move to charleston with my mom. Invest life insurance and save. Get a job. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542802 Thu, 31 Jan 2013 23:24:29 +0000 sera_87 542802@https://boards.hellobee.com/ <p>I would definitely move to the city my mom (and extended family) lives and raise DS there. The cost of living is cheaper there anyway. I'd get some life insurance from dh's work to help out. </p> <p>Next time I'm definitely marrying for money.<br /> (What, too soon?) </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542575 Thu, 31 Jan 2013 22:28:19 +0000 pastemoo 542575@https://boards.hellobee.com/ <p>We no longer have life insurance (out of military--yay!).<br /> I would probably move home near my parents and get a job there. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542551 Thu, 31 Jan 2013 22:23:32 +0000 prettylizy 542551@https://boards.hellobee.com/ <p>@Mrs. Pen: We actually have built into our plan that I would need to take a 6month to 1 year leave of absence from work and need enough insurance money to be able to take that time off to grieve and restart our lives. I don't know if I would actually need to take that much time, but I wanted the option. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542547 Thu, 31 Jan 2013 22:22:42 +0000 Running Elley 542547@https://boards.hellobee.com/ <p>We both have good life insurance policies. I'd be able to pay off our house, I'd stay in it since it's close to our whole family. I'd have to go back to work and I'm sure we could figure out a situation for lo to be watched by my mom. :( </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542542 Thu, 31 Jan 2013 22:21:56 +0000 Mrs. Pen 542542@https://boards.hellobee.com/ <p>@prettylizy: I'd be beyond sad!!! I would feel I couldn't go on living... but I would.. for my son. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542514 Thu, 31 Jan 2013 22:17:52 +0000 prettylizy 542514@https://boards.hellobee.com/ <p>We have a good enough insurance plan that our mortgage would be paid off and I'd be set for quite a while to survive with my income and the insurance money to supplement us. I would stay here, in this house. I'm close to family and frineds here, I'd just be really really sad. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542499 Thu, 31 Jan 2013 22:14:49 +0000 eeh 542499@https://boards.hellobee.com/ <p>I make sure to keep my teaching license current for this very reason. I would get life insurance money and pay off the house. It's the only debt we have and we live pretty cheap so I'd be okay financially for the foreseeable future. I would stay in town to be close to my parents and his parents and I would look for a teaching job. I would have his dad sell my husband's car and jeep since he knows the most about vehicles. I would have his buddy sell his guns and ammo since he knows the most about that. I would invest a ton for my daughter's school. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542491 Thu, 31 Jan 2013 22:13:01 +0000 pui 542491@https://boards.hellobee.com/ <p>Yucky stuff to think about for sure. :(</p> <p>Luckily our home is nearly paid off, so I would finish that that off any way I can... (Get a job, government assistance in the meantime, ect), keep/get a tenant for the basement apartment and then if I just managed that, I'd probably be okay (Financially).</p> <p>If I died, my DH owns a business. I'm sure he'd do just fine financially. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-542481 Thu, 31 Jan 2013 22:11:00 +0000 Mrs. Pen 542481@https://boards.hellobee.com/ <p>@betsyboop: It's actually a huge reason I think it's a good idea for women to get degrees and at least have the ability to get a decent job!! you just NEVER know. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-541026 Thu, 31 Jan 2013 18:48:41 +0000 MsMini 541026@https://boards.hellobee.com/ <p>We have talked about it, I would sell our house (which would be paid off by mortgage life insurance in case of his death) and move back to our home town, and buy a house there. He also has a separate life insurance policy, so I would be comfortable taken care of, and would only need to work to pay our day to day expenses (food, utilities etc) so I would probably just work casual when my family could take care of Sawyer.</p> <p>In case of my death, I think DH would stay here (we moved here for his job). We have a great support system of friends, and he would just put Sawyer in daycare full time while he worked.</p> <p>I think DH is more likely to leave me a widow than the opposite, he does a lot of mountaineering. I always worry about him getting buried in an avalanche even though he is well trained in avalanche survival, so I have thought it out a lot more than he likely has. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-541010 Thu, 31 Jan 2013 18:46:12 +0000 betsyboop 541010@https://boards.hellobee.com/ <p>I have been thinking about this a LOT recently, and am glad I'm not the only one who worries about such scenarios. In fact, I've been considering going back to work for this very reason, and DH thinks I'm nuts. I'm terrified I'll have been out of the workforce for too long and won't be able to reenter if God forbid something happens to my DH at a relatively young age. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-541002 Thu, 31 Jan 2013 18:44:06 +0000 regberadaisy 541002@https://boards.hellobee.com/ <p>No, you're not morbid but it's a reality of life. I think I would probably move back to NYC with my family. I love my ILs but they are not dependable for child are while my family are. I feel with my ILs (mIl) they just want I be the fun grandparents</p> <p>If I were to pass I'm pretty sure he would stay here. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-540998 Thu, 31 Jan 2013 18:43:12 +0000 Bao 540998@https://boards.hellobee.com/ <p>I would take the life insurance and pay off the house. My parents and family would help until I got back on my feet and I would have to get a job. Dh would continue life as is but have to take care of LO and find someone to watch her everyday so he could work. I hate thinking about these things. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-540992 Thu, 31 Jan 2013 18:41:05 +0000 anonysquire 540992@https://boards.hellobee.com/ <p>I always think of this. I would literally stay in the same place, same job, same cats and be financially fine. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-540982 Thu, 31 Jan 2013 18:37:44 +0000 lovehoneybee 540982@https://boards.hellobee.com/ <p>We both have decent insurance policies (and DH's is better than decent) so there'd be a financial cushion for either me to stay home with DS until he's in school or for DH to send him to daycare or hire a nanny. I'd probably go back to school for something like nursing. </p> <p>I wouldn't stay in this apartment--I don't think I could stomach. I'd probably move back in with my SIL for a while, or maybe my ILs. I think DH might move in with his parents for a while, just for the extra support. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-540968 Thu, 31 Jan 2013 18:33:05 +0000 Mrs. Pen 540968@https://boards.hellobee.com/ <p>@runsyellowlites: oh wow that's a scary thought!!! are you ever planning on having your DH legally adopt G? </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-540955 Thu, 31 Jan 2013 18:29:00 +0000 Mrs. Lemon-Lime 540955@https://boards.hellobee.com/ <p>I would sell our house and use the funds from life ins (basic policy through work that covers one year salary) to pay for a loss on the house. I would then move into an apt and move on. I might keep his sports car, but I would sell his other cae and motorcycle. </p> https://boards.hellobee.com/topic/god-forbid-what-would-be-your-plan-of-action-if-your-so-passed#post-540951 Thu, 31 Jan 2013 18:27:23 +0000 runsyellowlites 540951@https://boards.hellobee.com/ <p>Oh geeze. I have an idea of what I would do but no clue how it would go if I were the one to pass.</p> <p>I would move back with my mom and beginning doing more work in her ministry and bookkeeping business. It's on her property (owned by my grandmother) that we're already planning on moving into a house so my rent would be really cheap and I would for sure have employment. Right now I plan to go back to school, but if it were just me I honestly don't know if I would.</p> <p>If I was the one to pass idk what DH would do.. He's our primary income so he could easily support himself &amp; the kids.... probably move into the house we were already planning to so he'd be close to help with the kids from my mom? Idk. I do know that him and my mom would have to go to court for G though..... right now he'd legally go back to his bio-dad. My mom has already said she'd pay his dad to not let that happen though!</p> <p>I guess DH and I should talk about this more extensively.... *sadface* </p>