https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 05 Apr 2026 20:58:17 +0000 https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-583930 Thu, 21 Feb 2013 17:43:33 +0000 LindsayInNY 583930@https://boards.hellobee.com/ <p>@Anagram: Small world! They have one of the best public schools in the nation which was a big draw for us (despite not being pregnant yet...) I'm excited to start making a place our own! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-583922 Thu, 21 Feb 2013 17:40:29 +0000 Anagram 583922@https://boards.hellobee.com/ <p>@LindsayInNYC: oh! One of my friends' sisters lives in Bronxville. I mean, I don't know the sister but the friend has come to visit me and then gone to visit her sister.</p> <p>She works at some kind of medical company in the Bronx, so it's super close for her. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-583912 Thu, 21 Feb 2013 17:38:35 +0000 LindsayInNY 583912@https://boards.hellobee.com/ <p>@Anagram: It's actually in Bronxville (Westchester) - 2 train stops north of the Bronx! NY is a little different though so there is no formal "attorney review" period. It's been a rollercoaster process though! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-583839 Thu, 21 Feb 2013 17:09:10 +0000 Anagram 583839@https://boards.hellobee.com/ <p>@LindsayInNYC: It's in the back of Hoboken, not far from the new Shoprite. It's 3 days review, yes....but we had a multiple offer situation so they accepted our offer verbally and we submitted all the paperwork. Then they came back and said they had yet another offer from the other people bidding and told us to make our best offer--so we adjusted a little and then they verbally accepted again. Lots of drama. So, my husband did all the paperwork with the new financing last night again and *hopefully* now we'll be going into attorney review. At this point, we don't trust the sellers word at all, for obvious reasons. =)</p> <p>Is your place that going under contract on the jersey side or in the city? </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-583805 Thu, 21 Feb 2013 16:56:21 +0000 LindsayInNY 583805@https://boards.hellobee.com/ <p>@Anagram: Ohhh, just went back to find that post. I didn't even realize that was from you! Attorney review gives you 3 days review before entering a contract? Where is this place - it's nice!</p> <p>@plantains: Seriously! The place we're thisclose to getting under contract has reasonable maintenance fees and taxes, thankfully! A lot of places include taxes in the maintenance fees which make them seem even higher. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-583788 Thu, 21 Feb 2013 16:52:42 +0000 plantains 583788@https://boards.hellobee.com/ <p>@LindsayInNYC: Plus, lets not forget the insaaaaaaane maintenance fees in NYC. Maintenance is almost as bad as the mortgage. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-581360 Wed, 20 Feb 2013 22:40:52 +0000 doodlepoodle 581360@https://boards.hellobee.com/ <p>@Beebug: Search for 'the jaguars build a home' it was seriously the only thread I kept up on after our wedding! :) </p> <p>Gah, we have a yellow lab...totally feel your pain. Our vet loves to point out "Wow, she really does shed more than most labs!" Yep. Sure does. Thanks. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount/page/2#post-581351 Wed, 20 Feb 2013 22:37:11 +0000 Beebug 581351@https://boards.hellobee.com/ <p>@babyjmama: I should go back to WB and see what Jag did! I'm not on fb anymore but with first/current house we did progress pics as it went up and then once we were in, and had an album for all to see....the pics are surely something I will do again.....so exciting! </p> <p>Maybe for listing plan a trip away for first few days listed when more go through? If it was summer I would have just gone to cottage for the week, lol. Damn golden retriever hair :p </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581324 Wed, 20 Feb 2013 22:23:35 +0000 Anagram 581324@https://boards.hellobee.com/ <p>@LindsayInNYC: I commute by car to Bergen county, so I have to have a parking space, and with a baby on the way, I want it to be right next to the house or in an attached garage. Most brownstones don't have that (at least, in our price range--- we've seen some 1-2 million dollar brownstones with parking. Well, with parking and close to a path station for my husband. And he only likes downtown/waterfront. Grove st. is okay, but only if its really close to the Path. Journal square or anywhere else, DH would never consider.</p> <p>We saw one that was just 2 units in a brownstone near Hamilton Park and the unit for sale had a 1car garage, but the property taxes were insane....and since it was already the top of our price range and the taxes were so high, (and the inside needed some work), we decided it wasn't for us.</p> <p>Buuuut, we may have found a condo we like in Hoboken. I posted another thread about it. We're going into attorney review tomorrow! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581311 Wed, 20 Feb 2013 22:13:15 +0000 doodlepoodle 581311@https://boards.hellobee.com/ <p>@Beebug: We have 2 dogs and an 8 month old. We were honestly hoping we could buy one, move in THEN list our current home but if we're going to the top of our budget I don't think we'll be able to do that :( </p> <p>SO excited for you...I hope you post pictures and maybe do follow up posts like Jaguar did on WB! :) </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581277 Wed, 20 Feb 2013 21:58:39 +0000 Beebug 581277@https://boards.hellobee.com/ <p>@babyjmama: it is such a relief.....and this was the first house we ever listed, man I don't wish that on anyone! With baby and dog.....in and out for showings, what a pita!!! We got a full price offer, but April closing, haha....wouldn't work! So we were happy to attract to some 1st time buyers that can save more, and give us peace of mind in long closing....sending good juju!!! Now I can budget my life away as this house is still top of budget, but it is very doable, and we are so, so excited.....drive by the lot pretty much every day, lol. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581258 Wed, 20 Feb 2013 21:49:38 +0000 LindsayInNY 581258@https://boards.hellobee.com/ <p>@Anagram: Are JC and Hoboken the only areas you're considering? What about a brownstone in JC? </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581256 Wed, 20 Feb 2013 21:49:31 +0000 doodlepoodle 581256@https://boards.hellobee.com/ <p>@Beebug: Holy toledo that's amazing turn around!!! Send me some of that good juju, will ya? ;-) </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581251 Wed, 20 Feb 2013 21:48:04 +0000 Beebug 581251@https://boards.hellobee.com/ <p>@babyjmama: thanks!!! We listed our house too, with super long closing for the new one, and it sold in 5 days, for $4k less than asking, so we're pretty thrilled!!! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-581166 Wed, 20 Feb 2013 21:07:30 +0000 doodlepoodle 581166@https://boards.hellobee.com/ <p>@Beebug: Congrats! (I'm a little late in the game here) ;) </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-537874 Wed, 30 Jan 2013 22:17:18 +0000 mrs. bird 537874@https://boards.hellobee.com/ <p>@Beebug: congrats!!!! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-537861 Wed, 30 Jan 2013 22:05:29 +0000 Beebug 537861@https://boards.hellobee.com/ <p>......we bought it today! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-532826 Mon, 28 Jan 2013 20:44:53 +0000 Anagram 532826@https://boards.hellobee.com/ <p>Over the weekend, we went with our realtor to look at 2 bedroom condos in jersey city and Hoboken. The cheapest was 650,000, the most expensive was 759,000. For a 2 bedroom that's about 1100-1250 sq ft. The crazy thing is that the property taxes and maintenance fees vary so much, the 650,000 place is actually $200 a month more expensive than the 750,000 place. Crazy!!</p> <p>We'd be putting down 20% too, and its hard to part with that much savings when we didn't love any of them. Meh....we may just have to keep renting. Boo. It sucks to think of wasting $40,000 a year on rent alone. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-532771 Mon, 28 Jan 2013 20:32:06 +0000 MrsH 532771@https://boards.hellobee.com/ <p>@yoursilverlining: we have a similar rule. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-532738 Mon, 28 Jan 2013 20:21:44 +0000 littlek 532738@https://boards.hellobee.com/ <p>@Beebug: that's awesome appraisal!! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-532736 Mon, 28 Jan 2013 20:21:20 +0000 littlek 532736@https://boards.hellobee.com/ <p>@sooz: The houses we were interested inside the beltway were all over $1 million and the schools weren't great. So we had to move to suburbs, houses out here start around $600k. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-532489 Mon, 28 Jan 2013 18:21:18 +0000 Beebug 532489@https://boards.hellobee.com/ <p>@LindsayInNYC: We are hoping to put 20% down, as if we put any less, we will have to pay $10K or so for mortgage insurance.</p> <p>@sooz: Yikes about where you are, now that is a lot!</p> <p>It is still just so much money, I don't think I can get over the thought of owning something worth that much!</p> <p>It will be brand new and exactly how we want (pick floors, kitchen, all that fun stuff) but still!!</p> <p>Our house was appraised today, would list for $319K and probably get no less than $310K. Good news as that gets us in the $70K appreciation mark (in less than 3 years!!), but I still am so iffy. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531133 Mon, 28 Jan 2013 11:13:05 +0000 sooz 531133@https://boards.hellobee.com/ <p>@littlek: @LindsayInNYC @Beebug: I know! The homes we're looking at require AT LEAST 20% down and they start at $900K. And even with that, you're looking at a house that is 60 years old and hasn't even been remodeled with a plot of land less than a quarter of an acre. That's why it's taken 3+ years to save up for a home...Makes me want to move somewhere cheaper, but then I can't imagine living anywhere else than the Bay. :( </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531123 Mon, 28 Jan 2013 11:10:21 +0000 PurplePumps 531123@https://boards.hellobee.com/ <br /> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531113 Mon, 28 Jan 2013 11:04:34 +0000 LindsayInNY 531113@https://boards.hellobee.com/ <p>@Beebug - Cost of the home is one thing but my other main issue is that so many places in the NCY-area require 20% down. And that's a LOT! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531109 Mon, 28 Jan 2013 11:02:06 +0000 Beebug 531109@https://boards.hellobee.com/ <p>@sooz: @littlek: @LindsayInNYC: This is a $500K home too, so I am with all of you, so expensive!!! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531085 Mon, 28 Jan 2013 10:49:21 +0000 HLK208 531085@https://boards.hellobee.com/ <p>DH's income: 100k<br /> Purchase price:$217k<br /> Mortgage: $1600</p> <p>We've decided I will start working part time and our combined income will be around $125k, we are looking to build a house for $300k and the mortgage will be around $1700 with lower interest rates, and 20% down.</p> <p>ETA: when I don't work, with our mortgage right now, we can save $2000 a month if we are frugal. </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531083 Mon, 28 Jan 2013 10:47:37 +0000 LindsayInNY 531083@https://boards.hellobee.com/ <p>@sooz - I'm with ya! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531072 Mon, 28 Jan 2013 10:42:09 +0000 Modern Daisy 531072@https://boards.hellobee.com/ <p>Our mortgage is approximately 2.6 X our annual gross salary. </p> <p>I already can't wait to sell and move out of this ridiculously expensive city!! </p> https://boards.hellobee.com/topic/homecondo-owners-household-income-purchase-price-of-home-mortgage-amount#post-531047 Mon, 28 Jan 2013 10:32:35 +0000 littlek 531047@https://boards.hellobee.com/ <p>@Beebug: Beautiful house! I think there is a mortgage interest calculator you can find online that shows how much house you can afford based on your salary and debt. </p> <p>@sooz: So true!!! Houses here are expensive as well... </p>