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<title>Hellobee Boards Topic: How did you finance your first car?</title>
<link>https://boards.hellobee.com/</link>
<description>Pregnancy, Baby and Parenting blog, by Hellobee</description>
<language>en</language>
<pubDate>Thu, 21 May 2026 02:05:32 +0000</pubDate>

<item>
<title>Mrs. Jump Rope on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car/page/2#post-1079547</link>
<pubDate>Wed, 11 Sep 2013 13:12:03 +0000</pubDate>
<dc:creator>Mrs. Jump Rope</dc:creator>
<guid isPermaLink="false">1079547@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My very first car was a hunk of junk.  My aunt sold it to my mom for $1, and it lasted me a few months.  Oh my gosh I loved that purple car!   I paid for maintenance and gas, my parents paid for insurance.  I was 19 or 20.&#60;/p&#62;
&#60;p&#62;My second car was financed.  I put a few thousand down, and my mom co-signed the loan.  I paid gas and was responsible for all maintenance but my parents paid the insurance.  I had this car for a few years.&#60;/p&#62;
&#60;p&#62;My third car I bought myself.  I paid my own insurance, eventually married DH and we combined policies.&#60;/p&#62;
&#60;p&#62;My husband and I recently traded that vehicle in and bought out SUV.
&#60;/p&#62;</description>
</item>
<item>
<title>2PeasinaPod on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car/page/2#post-1079495</link>
<pubDate>Wed, 11 Sep 2013 13:01:21 +0000</pubDate>
<dc:creator>2PeasinaPod</dc:creator>
<guid isPermaLink="false">1079495@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I didn't get a car until I was in college, but I bought it all on my own with a portion of it financed. I also paid for the gas and insurance that came with it. Prior to buying the car, I worked where my mom worked, so she would pick me up and drop me off at school on the days that I worked and I saved up every penny!
&#60;/p&#62;</description>
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<item>
<title>SugarplumsMom on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1079494</link>
<pubDate>Wed, 11 Sep 2013 13:01:07 +0000</pubDate>
<dc:creator>SugarplumsMom</dc:creator>
<guid isPermaLink="false">1079494@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents covered my car and expenses while I was in school. My mom was against me working.
&#60;/p&#62;</description>
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<title>spinningry on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1079480</link>
<pubDate>Wed, 11 Sep 2013 12:57:37 +0000</pubDate>
<dc:creator>spinningry</dc:creator>
<guid isPermaLink="false">1079480@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I didn't vote on the poll because my situation wasn't an option. I had saved up quite a bit for a down payment on a car by the time I was sixteen. I financed the rest of the purchase price with my mom as a cosigner and made the payments myself every month. My parents paid for the insurance and I paid for the gas.
&#60;/p&#62;</description>
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<title>teamjse on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1079273</link>
<pubDate>Wed, 11 Sep 2013 12:10:52 +0000</pubDate>
<dc:creator>teamjse</dc:creator>
<guid isPermaLink="false">1079273@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents bought me a car and paid for insurance/gas.&#60;/p&#62;
&#60;p&#62;DH's parents help him with a down payment, when he started working in college, he would make the monthly payments.
&#60;/p&#62;</description>
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<title>swurlygurl on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1079127</link>
<pubDate>Wed, 11 Sep 2013 11:15:07 +0000</pubDate>
<dc:creator>swurlygurl</dc:creator>
<guid isPermaLink="false">1079127@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents bought me a $1,000 old beat up truck, and I paid for insurance and gas myself.
&#60;/p&#62;</description>
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<title>mrbee on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1079042</link>
<pubDate>Wed, 11 Sep 2013 10:43:07 +0000</pubDate>
<dc:creator>mrbee</dc:creator>
<guid isPermaLink="false">1079042@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;Got a paper route starting at age 9 and saved up for 7 years...
&#60;/p&#62;</description>
</item>
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<title>Adira on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1079035</link>
<pubDate>Wed, 11 Sep 2013 10:40:05 +0000</pubDate>
<dc:creator>Adira</dc:creator>
<guid isPermaLink="false">1079035@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;@Mrs. Sketchbook:  My school was only an hour from my parents' house.  They would come pick me up and drop me off so I could get to and from college from home.  And I had a meal plan so I ate at the college's dining hall so I didn't NEED groceries.  But there was also a little market within walking distance, so if I needed to buy food stuff, I could purchase it there.  During my sophomore and junior years, I had a friend who had a car, so we'd just bum rides off her for most things.  And then senior year I actually did have my car on campus because I had an internship that I needed to be able to get to.  If I didn't have that job, I wouldn't have been allowed to bring my parents' car to school.
&#60;/p&#62;</description>
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<title>BSB on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078990</link>
<pubDate>Wed, 11 Sep 2013 10:29:15 +0000</pubDate>
<dc:creator>BSB</dc:creator>
<guid isPermaLink="false">1078990@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;Not one of your options but parents paid for car ($2k) and insurance. &#60;/p&#62;
&#60;p&#62;I paid for gas. &#60;/p&#62;
&#60;p&#62;When my sister started driving, I handed off my car to her and got my own car. I had a reasonable car loan. I think I was 18 when I got my first car loan.
&#60;/p&#62;</description>
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<title>LazyLightning on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078988</link>
<pubDate>Wed, 11 Sep 2013 10:28:34 +0000</pubDate>
<dc:creator>LazyLightning</dc:creator>
<guid isPermaLink="false">1078988@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I bought the car and gas. Parents paid my insurance as part of their plan.
&#60;/p&#62;</description>
</item>
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<title>Springtime on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078985</link>
<pubDate>Wed, 11 Sep 2013 10:25:58 +0000</pubDate>
<dc:creator>Springtime</dc:creator>
<guid isPermaLink="false">1078985@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My grandpa gave me a truck for my first car it was nothing special! I had to work to pay for my own gas and insurance.
&#60;/p&#62;</description>
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<title>Dandelion on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078983</link>
<pubDate>Wed, 11 Sep 2013 10:25:26 +0000</pubDate>
<dc:creator>Dandelion</dc:creator>
<guid isPermaLink="false">1078983@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I bought it...my dad put me on his insurance, but I had to pay for my portion of it.
&#60;/p&#62;</description>
</item>
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<title>LovelyPlum on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078979</link>
<pubDate>Wed, 11 Sep 2013 10:24:07 +0000</pubDate>
<dc:creator>LovelyPlum</dc:creator>
<guid isPermaLink="false">1078979@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;@Mrs. Sketchbook:  I didn't have a car in college either!  I lived on campus, and I took the train home for breaks.  Most of my friends didn't have cars, actually, but the few who did took us to the store when we needed it.
&#60;/p&#62;</description>
</item>
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<title>LovelyPlum on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078974</link>
<pubDate>Wed, 11 Sep 2013 10:22:41 +0000</pubDate>
<dc:creator>LovelyPlum</dc:creator>
<guid isPermaLink="false">1078974@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I never had a car until after college, at which point I loaned one from my parents.  After DH and I got engaged, I gave it back to them, since my sister needed it more than I did.  We still have his car!
&#60;/p&#62;</description>
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<title>AmandaB8 on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078966</link>
<pubDate>Wed, 11 Sep 2013 10:20:33 +0000</pubDate>
<dc:creator>AmandaB8</dc:creator>
<guid isPermaLink="false">1078966@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents bought me a $3k car in high school. But, I was under the condition of I was the sibs' taxi XD
&#60;/p&#62;</description>
</item>
<item>
<title>Maysprout on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078965</link>
<pubDate>Wed, 11 Sep 2013 10:20:11 +0000</pubDate>
<dc:creator>Maysprout</dc:creator>
<guid isPermaLink="false">1078965@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I had saved enough $$ to buy a semi decent used car so I was going to go out and buy one at 16.  But my dad sold me his neon, which he had for several years, but he took good care of and knew the history of so he felt more comfortable with it's safety.
&#60;/p&#62;</description>
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<title>Mrs. Sketchbook on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078959</link>
<pubDate>Wed, 11 Sep 2013 10:19:23 +0000</pubDate>
<dc:creator>Mrs. Sketchbook</dc:creator>
<guid isPermaLink="false">1078959@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;@Adira:  how did you get home from college for winter break, etc.?  How did you get to the store for groceries, etc.? I did not have a car until late in my sophomore year.  I was an RA for three years and ate in the cafeteria long after my friends had moved into apartments! I bummed rides from people to go to Walmart, and had my parents pick me up during holidays. I went to school in a college town surrounded by nothing, so eventually it became necessary for me to have a car.
&#60;/p&#62;</description>
</item>
<item>
<title>artsyfartsy on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078953</link>
<pubDate>Wed, 11 Sep 2013 10:17:47 +0000</pubDate>
<dc:creator>artsyfartsy</dc:creator>
<guid isPermaLink="false">1078953@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;@Mrs. Sketchbook:  Lol no problem. I started working the DAY I turned 16. Happy birthday to me right? I also got my permit. My dad, stepmom, and sister took turns driving me to work or letting me drive to practice. I had already saved a bit of money (I had a savings account since I was 5) but I basically saved almost all of my paycheck. I didn't have anywhere to go after all. 6 moths later when I was ready to take my drivers test my dad told me he would take a loan out for me to match whatever I had saved to get a decent car. &#60;/p&#62;
&#60;p&#62;So we did. After that I continued to work and go to school and drove myself. I paid for my own gas, paid the loan payments on my car (which were small), and paid the insurance every month too. &#60;/p&#62;
&#60;p&#62;Actually now that I think about it I think I split the insurance payment in half with my dad. My sister had got in a wreck and jacked our insurance up and I couldn't afford it. I didn't have much spending money left after bills but I still had a little to enjoy myself. &#60;/p&#62;
&#60;p&#62;I worked at a grocery store making minimum wage as a cashier. I think I averaged about 25 hours a week then. That's also where I met DH! He was a stockboy.
&#60;/p&#62;</description>
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<item>
<title>Foodnerd81 on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078941</link>
<pubDate>Wed, 11 Sep 2013 10:15:25 +0000</pubDate>
<dc:creator>Foodnerd81</dc:creator>
<guid isPermaLink="false">1078941@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents made a deal with me and my siblings that they would pay half of the car we bought- could be more or less expensive but if we could save up half they would match it. But, they had veto power so we couldn't buy an unsafe clunker. My neighbor ended up selling us his old car for really cheap. They paid insurance and I paid gas, but my senior year I drove my little sister to school with me, saving them the bus cost, so they paid for gas. I was kind of spoiled but knew it at least.
&#60;/p&#62;</description>
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<title>loveisstrange on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078920</link>
<pubDate>Wed, 11 Sep 2013 10:10:34 +0000</pubDate>
<dc:creator>loveisstrange</dc:creator>
<guid isPermaLink="false">1078920@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents bought the car and paid my insurance through college. I always paid for any gas and repairs/maintenance.
&#60;/p&#62;</description>
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<title>Mrs. Pickle on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078911</link>
<pubDate>Wed, 11 Sep 2013 10:09:27 +0000</pubDate>
<dc:creator>Mrs. Pickle</dc:creator>
<guid isPermaLink="false">1078911@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My parents bought my car (it was $500). I paid for the insurance and gas.
&#60;/p&#62;</description>
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<title>Mrs. Lemon-Lime on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078861</link>
<pubDate>Wed, 11 Sep 2013 09:57:14 +0000</pubDate>
<dc:creator>Mrs. Lemon-Lime</dc:creator>
<guid isPermaLink="false">1078861@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;@mrs. bird:  yes you are! Very disciplined.
&#60;/p&#62;</description>
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<title>avivoca on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078853</link>
<pubDate>Wed, 11 Sep 2013 09:55:20 +0000</pubDate>
<dc:creator>avivoca</dc:creator>
<guid isPermaLink="false">1078853@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;My very first car was the Jeep my husband had when we got married. I loved that car. We shared most of the time and borrowed cars from our parents when we needed them. Our very first car that we bought and paid for is our Versa. We had the cash on hand to pay for it, so no payments and we are going to drive it until it dies. Hopefully, it ends up being our daughter's first car.
&#60;/p&#62;</description>
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<item>
<title>DillonLion on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078825</link>
<pubDate>Wed, 11 Sep 2013 09:49:23 +0000</pubDate>
<dc:creator>DillonLion</dc:creator>
<guid isPermaLink="false">1078825@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;Saved up and paid it myself in cash, in full. I think they paid insurance at first but that ended once I graduated.
&#60;/p&#62;</description>
</item>
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<title>mrs. bird on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078821</link>
<pubDate>Wed, 11 Sep 2013 09:47:53 +0000</pubDate>
<dc:creator>mrs. bird</dc:creator>
<guid isPermaLink="false">1078821@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;i bought my first car in cash, from a boy at school at lunch time.  it was a volvo 240 wagon for $1500 (i was obsessed with volvo 240s), i named her lola.  i worked babysitting and in a daycare.  i paid for gas, my parents added me to their ins.  i didn't have that car for long- i also paid to go to france &#38;amp; spain for an art tour with school (i was a very good saver!) and my dad donated it while i was away!   he gave me his old car then.
&#60;/p&#62;</description>
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<item>
<title>Bookish on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078812</link>
<pubDate>Wed, 11 Sep 2013 09:46:14 +0000</pubDate>
<dc:creator>Bookish</dc:creator>
<guid isPermaLink="false">1078812@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I had a hand me down in HS, and they covered insurance but I paid for gas, maintenance, etc. They took it away when I went to college, and ended up buying me one (Dad regrets that, he wishes they had just kept the hand me down for me!) and from college on out I covered all maintenance, insurance, etc. I was extremely grateful to not have to make a car payment until I bought my most recent car!
&#60;/p&#62;</description>
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<item>
<title>Mrs. Lemon-Lime on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078807</link>
<pubDate>Wed, 11 Sep 2013 09:45:10 +0000</pubDate>
<dc:creator>Mrs. Lemon-Lime</dc:creator>
<guid isPermaLink="false">1078807@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I bought my first car after college- car dealer loan with my mom cosigning to get the best interest rate. I bought insurance. I used public trans and taxis in college.&#60;/p&#62;
&#60;p&#62;Now, my bro- my mom has bought him two cars and pays for insurance. No cosigning or anything. Just gifted. My bro kept starting and stopping college.
&#60;/p&#62;</description>
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<item>
<title>Adira on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078802</link>
<pubDate>Wed, 11 Sep 2013 09:43:45 +0000</pubDate>
<dc:creator>Adira</dc:creator>
<guid isPermaLink="false">1078802@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;In HS, I used one of my parents' cars and they paid for my insurance and I had to cover my own gas.  This continued through college (although I wasn't allowed to bring the car with me to college, so taking the bus was my mode of transportation!).  When I graduated from college, I purchased the car from them for it's KBB value and got my own insurance.
&#60;/p&#62;</description>
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<item>
<title>pui on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078795</link>
<pubDate>Wed, 11 Sep 2013 09:41:48 +0000</pubDate>
<dc:creator>pui</dc:creator>
<guid isPermaLink="false">1078795@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I got my first car as a gift! Huzzah! It was just an old, rusting Nissan lol, nothing special. I actually just got gifted another car (my MIL's old one, she can't drive anymore).&#60;/p&#62;
&#60;p&#62;My DH paid for his first second hand Corolla with money he saved up from his first business (he was 16). He also paid his own insurance and gas.
&#60;/p&#62;</description>
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<item>
<title>bunnylove08 on "How did you finance your first car?"</title>
<link>https://boards.hellobee.com/topic/how-did-you-finance-your-first-car#post-1078779</link>
<pubDate>Wed, 11 Sep 2013 09:39:43 +0000</pubDate>
<dc:creator>bunnylove08</dc:creator>
<guid isPermaLink="false">1078779@https://boards.hellobee.com/</guid>
<description>&#60;p&#62;I was 22 when I bought my car. I saved 6k to put as a down payment, financed, paid for my own gas and maintenance.
&#60;/p&#62;</description>
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