https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Thu, 14 May 2026 04:47:18 +0000 https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1458072 Fri, 28 Feb 2014 12:55:32 +0000 MrsH 1458072@https://boards.hellobee.com/ <p>6k - high deductible insurance. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1458067 Fri, 28 Feb 2014 12:54:29 +0000 AmandaB8 1458067@https://boards.hellobee.com/ <p>$861. </p> <p>My copay was $100, my out of pocket max (which doesn't include copay) was $600, and since our pediatrician didn't go to our hospital we had to pay an out of network deductible of $161 for her to be discharged. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1458061 Fri, 28 Feb 2014 12:53:06 +0000 LuLu Mom 1458061@https://boards.hellobee.com/ <p>Wow I thought we did good with 2500K but I guess not! That was with LO's NICU bills though, I don't know the seperate cost for L&amp;D (emergency c-section) </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1458037 Fri, 28 Feb 2014 12:49:44 +0000 Turd Ferguson 1458037@https://boards.hellobee.com/ <p>$30 for everytgibg my entire pregnancy (from first visit through C-section)! Super thankful for good insurance! </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1458029 Fri, 28 Feb 2014 12:47:33 +0000 Caly 1458029@https://boards.hellobee.com/ <p>$100. (Per the hospital statement, my insurance was billed 11k) </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1273179 Wed, 11 Dec 2013 09:15:16 +0000 BabyBoecksMom 1273179@https://boards.hellobee.com/ <p>We have a $1k deductible and then $3k max out of pocket, so we paid right around $3k for the delivery, including my doctor costs, epidural, and hospital expenses. </p> <p>On the upside, my knee surgery later that year was completely free, since we met all the deductibles ... joy </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1273154 Wed, 11 Dec 2013 09:06:09 +0000 SAHM0811 1273154@https://boards.hellobee.com/ <p>Nothing at all, in NYC both times! </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/4#post-1273150 Wed, 11 Dec 2013 09:02:26 +0000 Cherrybee 1273150@https://boards.hellobee.com/ <p>£0. UK :heart: </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1273145 Wed, 11 Dec 2013 08:58:48 +0000 Mamaof2 1273145@https://boards.hellobee.com/ <p>We have Tricare and our yearly OOP is 3k -I had already paid for other doctor visits for the kids and then I paid my OB $500 and so I think my C/S ended up costing around $2200. Not bad considering the total bill was $25K! </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1272748 Tue, 10 Dec 2013 21:19:29 +0000 shinymama 1272748@https://boards.hellobee.com/ <p>$15 total, and that covered my first OB visit through my 6-week postpartum appointment. Total bill was $20K+.</p> <p>@mrs. wagon: HMO for four of us is a $1,300/month premium. My employer {state education} covers $750/month. It's steep, but it's very good insurance. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1272717 Tue, 10 Dec 2013 21:04:11 +0000 Mrsbells 1272717@https://boards.hellobee.com/ <p>$1,200 </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1272715 Tue, 10 Dec 2013 21:03:42 +0000 mrsbookworm 1272715@https://boards.hellobee.com/ <p>I paid $25 for my first OB visit and that was it for the whole pregnancy. My job had great health insurance. Now that I'm a SAHM, any future pregnancies will be covered by my husband's plan which is not as good. Oh well, at least #1 was free :) </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1272683 Tue, 10 Dec 2013 20:50:25 +0000 beesknees 1272683@https://boards.hellobee.com/ <p>Have insurance but doesn't cover maternity.<br /> I think we paid about 7k for baby out of pocket. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1266492 Sat, 07 Dec 2013 04:33:52 +0000 erinpye 1266492@https://boards.hellobee.com/ <p>Seriously what insurance do you all have?! We are both self-employed and pay $8k a year in premiums alone (that number is going up next month thanks to Obamacare), and we still ended up paying around $8k out of pocket for prenatal and labor and delivery- for a vaginal, uncomplicated birth. Makes me wonder what our premiums are paying for. Sucks we're about to do that again. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1266485 Sat, 07 Dec 2013 03:36:10 +0000 sometimesshesings 1266485@https://boards.hellobee.com/ <p>$50 for the hospital stay.<br /> $400 for a doula (including placenta encapsulation.) </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265725 Fri, 06 Dec 2013 14:52:30 +0000 bpcmarj 1265725@https://boards.hellobee.com/ <p>I was single when I got pregnant, then married and broke halfway through pregnancy. So, we were on state healthcare. It covered everything. </p> <p>Health insurance baffles me. I do not understand why insurance is so expensive and yet people are still expected to pay THOUSANDS of dollars out of pocket. We teeter on the edge of eligibility for low cost care, but we would drown if we had to pay full premiums. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265712 Fri, 06 Dec 2013 14:45:53 +0000 Mrs. Blue 1265712@https://boards.hellobee.com/ <p>@locavore_mama: I didn't pay zero, but I only paid $150 total on the federal goverment's blue cross blue shield basic plan. It covered 100% of prenatal coverage including all my high risk appointments and ultrasounds and then it was $150 for delivery and hospital stay. We did have to pay more for the boys' time in the NICU, but if they had come home when I did it would have just been $150 total. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265658 Fri, 06 Dec 2013 14:25:14 +0000 maybebaby 1265658@https://boards.hellobee.com/ <p>$0 for L&amp;D in the US. DH had great insurance. We changed our timeline for having a baby because of it. Otherwise we wouldn't have tried to get pregnant when we did! </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265643 Fri, 06 Dec 2013 14:16:27 +0000 Anagram 1265643@https://boards.hellobee.com/ <p>$10 total, my insurance covered the rest.</p> <p>HOWEVER, I'm still fighting a genetic test that my insurance only covers partially that the company is trying to charge my $1000 out of pocket for. pfff. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265630 Fri, 06 Dec 2013 14:13:44 +0000 lavender 1265630@https://boards.hellobee.com/ <p>Just my deductible- 2K. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265444 Fri, 06 Dec 2013 13:21:18 +0000 FarmWifeGina 1265444@https://boards.hellobee.com/ <p>@Vegmama: No deal because none of her clients are able to get insurance to cover their births. But when you ask what she charges, she says she does it as a ministry and will take whatever a family can afford to give her, although $1,000 is what she suggests. But we knew what other people pay her and that this is what she does for a living, so we paid about the median amount in the range that others seem to pay. Yeah, she's a lay midwife and the best we can do in our state that is backwards in all manner of alternative health care. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265431 Fri, 06 Dec 2013 13:17:03 +0000 Beebug 1265431@https://boards.hellobee.com/ <p>Nothing, and extended employer coverage paid for the upgrade to the private room! </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265417 Fri, 06 Dec 2013 13:13:58 +0000 Vegmama 1265417@https://boards.hellobee.com/ <p>@FarmWifeGina: That's a REALLY good cost from your midwife. Our midwife is about $4,500, but insurance pays for 70% ... Did your midwife do a 'deal' because you were paying 100%? </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265349 Fri, 06 Dec 2013 12:52:41 +0000 BananaPancakes 1265349@https://boards.hellobee.com/ <p>I spent about $2000 for the maternity coverage over 12 months , and then my deductible of $2500. If I hadn't had to have a c-section, it would have been much less because I wouldn't have had to touch my deductible. And then I had a $50 copay for every ultrasound (3) and another $150 for the room. So right around $4800? </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265343 Fri, 06 Dec 2013 12:50:53 +0000 mrsjyw 1265343@https://boards.hellobee.com/ <p>pregnant and delivered all in the same plan year, all doc visits+l/d = $1250 </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265337 Fri, 06 Dec 2013 12:48:14 +0000 lamariniere 1265337@https://boards.hellobee.com/ <p>About $1200 for DS, but mostly because I had a private room. </p> <p>I think we will be around €600 for DD, again, because of the private room. I also stayed 4 nights with her and only 2 with DS. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1265290 Fri, 06 Dec 2013 12:34:30 +0000 mamabolt 1265290@https://boards.hellobee.com/ <p>I hit my out of pocket max of 6k for the year. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1264987 Fri, 06 Dec 2013 10:57:44 +0000 plantains 1264987@https://boards.hellobee.com/ <p>@mrs. wagon: Yes, I think it just depends on how much of teh premium the employer is willing to cover. For example, my employer covers the full cost of the premium for my PPO which was around $2000 per month for the 2012-2013 year although I have no idea what it is at the moment. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1264469 Fri, 06 Dec 2013 02:05:21 +0000 googly-eyes 1264469@https://boards.hellobee.com/ <p>We were on an HMO plan and I paid $10/appointment for prenatal care and 3wk and 6wk pp checkups and $0 for LDR. $10 I think for zofran (generic.) $50 or $75 for ER visit for PPD, $10 for follow up, $70 total for meds. I don't know if that stuff counts, but it was necessary for me..</p> <p>Eta however I did not get to go to the hospital or dr I wanted...and all the stuff that goes with hmos. </p> https://boards.hellobee.com/topic/how-much-did-you-pay-out-of-pocket-for-lampd/page/3#post-1264463 Fri, 06 Dec 2013 01:57:41 +0000 Rainbow Sprinkles 1264463@https://boards.hellobee.com/ <p>About $300 for each of them.</p> <p>Our monthly insurance payment is $165. </p>