https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 29 May 2026 18:07:38 +0000 https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/3#post-2109778 Mon, 16 Mar 2015 07:32:04 +0000 petunia354 2109778@https://boards.hellobee.com/ <p>It cost our entire $6,000 deductible but considering his birth plus nicu stay was well over $100,000, I'd say we got the better end of the deal. Now we have a $10,000.00 deductible and need to plan for the next birth. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/3#post-2109766 Mon, 16 Mar 2015 07:19:23 +0000 RsMom 2109766@https://boards.hellobee.com/ <p>I ended up with an induction, c-section and a three week NICU stay for LO, which cost 0$ since I'm in Canada. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/3#post-2109753 Mon, 16 Mar 2015 06:58:53 +0000 Anagram 2109753@https://boards.hellobee.com/ <p>re: insurance payment costs: When my insurance was just myself, costs were low---maybe only $40 a month. I have really great insurance when it's just for the employee. But now that I pay for LO and my husband (because my insurance is better than his), it's $500/month.</p> <p>Considering how often one of us goes to the doctor, I guess that's still an okay deal and it's taken out pre-tax soooo it makes my income smaller. Silver lining. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109746 Mon, 16 Mar 2015 06:53:01 +0000 matador84 2109746@https://boards.hellobee.com/ <p>Prenatal care for both kids was about 1500/each. I met my 6000 deductible with DD (newborn care, 3 nights in hospital med free birth--I didn't even give birth at the hospital! ambulance cost a ton). DS was around 5-6k too...3 nights med free birth, newborn care, etc. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109728 Mon, 16 Mar 2015 06:22:41 +0000 looch 2109728@https://boards.hellobee.com/ <p>@jedeve: I gave birth abroad, where the law is that everyone must have health insurance. There are no employer funded plans, it is completely private, but there are different plans you can purchase.</p> <p>$250 per month is what it cost to insure only me. My husband and son were another $250 each. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109681 Mon, 16 Mar 2015 00:50:34 +0000 Peasinapod 2109681@https://boards.hellobee.com/ <p>I'm from Canada so baby cost 0$ although I had a semi private room for my 2 day stay afterwards so without my insurance it would have cost something. </p> <p>But again, so shocked by the costs in the United States, and so thankful for our healthcare system. I was telling my friends about what I've learned on this site and they couldn't beleive it. </p> <p>I'm also thankful for our year long job protected maternity leave with ei benefits. I was originally bummed because my employer doesn't top up what the government gives. But seeing it could be 12 weeks with no pay, or in my case (NGO with only 12 employees) no leave at all, I'm so so thankful! </p> <p>You're an amazing group of mamas who make it work in the United States and other less baby friendly countries. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109672 Mon, 16 Mar 2015 00:13:42 +0000 AprilFool 2109672@https://boards.hellobee.com/ <p>About $300 for 3 ultrasounds. I have found somewhere that bulk bills so for LO #2 our only expense should be a portion of the anatomy scan. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109622 Sun, 15 Mar 2015 22:37:03 +0000 Mrs. Bee 2109622@https://boards.hellobee.com/ <p>a lot with charlie since i ended up with a c-section. not sure of the exact number since we got so many bills from so many different departments, but it was definitely over 5k.</p> <p>but all my fertility treatments, visits, clomid, ultrasounds were completely covered. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109584 Sun, 15 Mar 2015 21:32:49 +0000 Eminthevalley 2109584@https://boards.hellobee.com/ <p>$0 but the statements I received after delivery...oh my. Over $40K for twin delivery, full term no NICU. I shudder to think what it could have been! I am in the US and have Kaiser Permanente. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109201 Sun, 15 Mar 2015 11:40:30 +0000 Charm54 2109201@https://boards.hellobee.com/ <p>0$, including a week long nicu stay. This thread is super eye opening, I had no idea it cost so much out of pocket to have a baby in the US. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109195 Sun, 15 Mar 2015 11:32:59 +0000 mrsbubbletea 2109195@https://boards.hellobee.com/ <p>$0! My HMO insurance made that possible. Kaiser worked out wonderfully for me and my baby, and I had some complications as well. </p> <p>I take that back, I did have to pay $30 copay for my appointment with my first miscarriage when I thought I needed a D &amp; C. Luckily everything had passed, but 30 dollars was worth not having the procedure! I guess that's not even directly related to having this baby. I did have a small copay for my motrin and colace. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109186 Sun, 15 Mar 2015 11:09:57 +0000 lovehoneybee 2109186@https://boards.hellobee.com/ <p>Close to 7k. It was definitely a deterrent in considering #2. </p> <p>But with my insurance at my job now it'll be a total of $25 (one-time OBGYN co-pay). :shocked: </p> <p>I guess technically $50, since I paid a $25 co-pay to have my IUD removed in Jan. :silly: </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109181 Sun, 15 Mar 2015 10:51:51 +0000 artsyfartsy 2109181@https://boards.hellobee.com/ <p>Probably about $3,500 total for prenatal care, 3 unscheduled hospital visits, an induction and c section. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109180 Sun, 15 Mar 2015 10:50:59 +0000 jedeve 2109180@https://boards.hellobee.com/ <p>@looch: $250 on top of what our employer contributes or your plan costs $250? Is that just you or family?</p> <p>@miramira: yup. Even with insurance, by the time you count deductibles, co pays, and premiums, births cost thousands and thousands of dollars. </p> <p>But heaven forbid our taxes go up! </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109170 Sun, 15 Mar 2015 10:10:51 +0000 Mae 2109170@https://boards.hellobee.com/ <p>@miramira: seriously. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109169 Sun, 15 Mar 2015 10:09:47 +0000 sera_87 2109169@https://boards.hellobee.com/ <p>First 2: 0$<br /> Third: 108$ for an ultrasound since I went to a private clinic in Ontario while I live in Quebec - RAMQ only covers procedures done in hospitals. RAMQ will reimburse me, Ive just been lazy about submitting it. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109154 Sun, 15 Mar 2015 09:19:07 +0000 erwoo 2109154@https://boards.hellobee.com/ <p>We had a high deductible PPO plan with #1 so about $3500 out of pocket with a section. More if you count all the prenatal visits. labs, and ultrasounds. With #2 we switched to a PPO plan (it was a federal plan) that paid for it ALL with both another section, prenatal visit, labs, and ultrasounds (had more with this baby). </p> <p>Wish we had knew better with #1. Definitely call to get details of their maternity plans so you either pay less or nothing. Every plan is different depending on what your employer negotiated with the insurance carriers. If you're lucky, they have one that pays for everything. Sometimes it costs a little bit more but it pays off, especially having to figure out all the bills after giving birth. We just paid it b/c we were too tired to look at what it was for with #1. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109102 Sun, 15 Mar 2015 07:10:06 +0000 miramira 2109102@https://boards.hellobee.com/ <p>My heart goes out to anyone who is uninsured in the US. Holy crap. What a spectacular shambles of a system. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109096 Sun, 15 Mar 2015 06:59:43 +0000 travelgirl1 2109096@https://boards.hellobee.com/ <p>Last time pregnancy and delivery were $0 (Canada) but I spent about $1200 on herbs and $4,000 on acupuncture to actually get pregnant. This time immigration issues mean we don't get free healthcare so it has been $60 per appointment, $162 per ultrasound (3 so far) and $30 monthly thyroid blood tests. If our issues aren't resolved we will be heading back to the UK to the birth where it will be 100% free. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109093 Sun, 15 Mar 2015 06:55:52 +0000 SugarplumsMom 2109093@https://boards.hellobee.com/ <p>We only paid for DH's stay (dinner, breakfast and lunch). I don't remember exactly how much, but it was under $50. We live in Sweden. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109091 Sun, 15 Mar 2015 06:49:36 +0000 Mrs. Oatmeal 2109091@https://boards.hellobee.com/ <p>The actual birth cost $0, but we hired a doula, so I add that cost in. We paid about $500. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109071 Sun, 15 Mar 2015 04:31:40 +0000 sorrycharlie 2109071@https://boards.hellobee.com/ <p>$270 for each girl. $20 copay for first prenatal visit, and $250 hospital copay. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109054 Sun, 15 Mar 2015 01:31:12 +0000 jaguar 2109054@https://boards.hellobee.com/ <p>About 17 grand... but that was making her as an embryo. ;) </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2109042 Sun, 15 Mar 2015 00:24:42 +0000 Mrs.KMM 2109042@https://boards.hellobee.com/ <p>LO isn't here yet but I'm at 27 weeks and have so far paid $50 for all prenatal care (numerous bloodwork, genetic testing, anatomy scan, etc). I have to get the Rhogam shot at my next appointment but I don't know if I will owe anything for that. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2108682 Sat, 14 Mar 2015 15:25:56 +0000 MapleMoose 2108682@https://boards.hellobee.com/ <p>$0 for #1, induction<br /> $500 for #2, normal labor (well as normal as almost giving birth in the car, lol)<br /> Two different insurance plans </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2108679 Sat, 14 Mar 2015 15:21:57 +0000 miramira 2108679@https://boards.hellobee.com/ <p>£0 in the UK </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2108640 Sat, 14 Mar 2015 14:28:56 +0000 catlady 2108640@https://boards.hellobee.com/ <p>DH has really good health insurance so all prenatal care and delivery stuff is covered. LO cost us $0 out of pocket. </p> <p>When I had a miscarriage, we had a co-pay for my follow-up appointment because it wasn't considered "pre-natal". So that pregnancy cost us $15. For some reason, that bugs me even now. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2108552 Sat, 14 Mar 2015 12:46:40 +0000 Torchwood 2108552@https://boards.hellobee.com/ <p>Our OOP max is $2500, I think. So shouldn't be more than that. Well, technically I was pregnant before the end of last year, so we would have had a few copays, but we had already hit my max for the year.</p> <p>The termination last year was $25,000, up front, but insurance reimbursed us for all but the $2,500 OOP amount. I don't know of any reason why this birth would be any different for our personal costs, though I have no idea what the bill amount will be for insurance to pay. </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2108442 Sat, 14 Mar 2015 10:42:52 +0000 catomd00 2108442@https://boards.hellobee.com/ <p>$6k which was my deductible over 2 plan years. Next baby will cost me like $100 since I'm starting a new job at a health system - so excited!! </p> https://boards.hellobee.com/topic/how-much-did-your-baby-cost-you/page/2#post-2108431 Sat, 14 Mar 2015 10:39:48 +0000 blackbird 2108431@https://boards.hellobee.com/ <p>@Mrs. Jump Rope: dolla dolla bills! </p>