https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 17 Apr 2026 00:30:27 +0000 https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2497361 Thu, 17 Mar 2016 00:44:21 +0000 PawPrints 2497361@https://boards.hellobee.com/ <p>This thread popped into my mind today as I was looking through 2015 EOBs, and I realized I never replied here. I used my primary and DH's secondary coverage and we wound up paying a grand total of $31.18 for the birth (that was specifically for the repair actually) and used the FSA card even for that. I was kind of amazed since it was so nice, private, etc. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2456093 Wed, 10 Feb 2016 00:00:41 +0000 2littlepumpkins 2456093@https://boards.hellobee.com/ <p>@Astro Bee: $50 for dd on our old HMO, but we definitely couldn't go to the "nice" hospital. For our second we actually CHOSE to go back because there was so much drama with the pregnancy that I didn't want to change Drs midway. Paid $0 on PPO because I'd already met my out of pocket max due to hospitalization at 8 weeks! </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2456085 Tue, 09 Feb 2016 23:40:49 +0000 Mrs.KMM 2456085@https://boards.hellobee.com/ <p>Under $1000.</p> <p>This covered 6 days in the hospital for me, 4 for DD. It also included a c-section (and all the anesthesia that comes with it). Tons of meds, OBs, pediatricians. anesthesiologists, etc. Room service, diapers, formula, toiletries for me, etc. Honestly, I don't feel like we had to pay much considering all that it was covering! </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2454564 Tue, 09 Feb 2016 06:32:09 +0000 ValentineMommy 2454564@https://boards.hellobee.com/ <p>Both boys I paid $150 out of pocket for the hospital visit. Both times I was there 5 days, 4 nights (c-section) in a private room. This included the c-sec, anesthesia, use of the nursery (with DS1, the hospital got rid of them before ds2), saw a specialist after having DS1 due to complications (neurologist), and 24 hour room service.</p> <p>Out of pocket would have been over $75k for DS1 and $38k for DS2. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2454156 Mon, 08 Feb 2016 20:48:56 +0000 arosebyany 2454156@https://boards.hellobee.com/ <p>Total all apt. Delivery, and pp visit around $12,000 before insurance. Out of pocket I paid my $400 (maternity) deductible. I also had 10 ultrasounds during that time. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2454142 Mon, 08 Feb 2016 20:38:04 +0000 petitenoisette 2454142@https://boards.hellobee.com/ <p>I used my daughter's birth as the qualifying event to cancel my individual insurance and join my husband's. His plan has a 1k deductible for birth. Mine would have been 0. We couldn't get an answer beforehand as to which insurance would cover the hospital stay since the new insurance would retroactively start the date of her birth. But we never got a bill so I guess mine covered it! So it was $0. All prenatal visits $0 as well. </p> <p>And now I'm realizing even if we had had the 1k deductible we would have been lucky. Though of course we pay hundreds a month in health insurance premiums... </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453864 Mon, 08 Feb 2016 16:29:06 +0000 LatteLove 2453864@https://boards.hellobee.com/ <p>we paid $0 for all prenatal care and hospital delivery, but I did pay $900 for a doula which was so worth it! </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453855 Mon, 08 Feb 2016 16:24:32 +0000 Pumuckl 2453855@https://boards.hellobee.com/ <p>Nothing for both births. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453837 Mon, 08 Feb 2016 16:15:59 +0000 MamaG 2453837@https://boards.hellobee.com/ <p>About $6000 for each. They were single calendar year babies and I came close to out of pocket max for each. They were each c-sections. I am higher risk so I did have more than normal ultrasounds which did contribute to the cost. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453835 Mon, 08 Feb 2016 16:11:23 +0000 LuLu Mom 2453835@https://boards.hellobee.com/ <p>Doctor's bill (with all prenatal checkups/U/S/C-section delivery): $1400</p> <p>Hospital bill: my room/care plus baby care. $1200 </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453802 Mon, 08 Feb 2016 15:50:26 +0000 Keybee 2453802@https://boards.hellobee.com/ <p>$1,600 not counting prenatal care. I was induced, I had an epidural, vaginal birth, private room for 3 nights. Baby spent an extra night in the hospital with jaundice, she was under the lights and that cost us $500, which I included in my 1600. Prenatal care was $600. The max out of pocket is $2,000 per person $4,000 per family. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453663 Mon, 08 Feb 2016 14:35:06 +0000 anonysquire 2453663@https://boards.hellobee.com/ <p>Total cost with checkups, ultrasounds, the birth and all the 6 week pp check for me and for baby was $2400 for the first and $2300 for 2nd. At a nothing center. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453560 Mon, 08 Feb 2016 13:31:01 +0000 Raindrop 2453560@https://boards.hellobee.com/ <p>LO#1 - We paid 200 for labor and delivery I believe (total bill 36k), uncomplicated vaginal birth. </p> <p>LO#2 - We paid 110 for labor and delivery - same insurance 3 years later - not sure what changed but our total bill was crazy (72k) because of 2 surgeries. Very complicated emergency c-section birth. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453509 Mon, 08 Feb 2016 12:52:44 +0000 Winterbee15 2453509@https://boards.hellobee.com/ <p>@Astro Bee: yes! I didn't think of how beneficial it would really be until I got pregnant! :happy: </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453508 Mon, 08 Feb 2016 12:52:24 +0000 Mrs. Pickles 2453508@https://boards.hellobee.com/ <p>this it out of pocket (I don't even want to think pre-insurance)<br /> Lo1: about $1, 000 , induction, 36 hour labor, emergency c section, 4 day in hospital private room, diapers, all my needs, blankets, a cute knit hat from the knitter's group were all given from the hospital</p> <p>@dc yoga bee: completely agree with you as far as the job goes, I'm in the same boat </p> <p>Lo2: $142.00 to the anesthesiologist, RCS, 2 night stay, and all the extras that I mentioned above were included again, my obgyn actually gave me a little hat this time </p> <p>4 years inbetween, and different hospitals made a difference I suppose, same obgyn though </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453504 Mon, 08 Feb 2016 12:42:19 +0000 Astro Bee 2453504@https://boards.hellobee.com/ <p>@Winterbee15: How fortuitous! If much rather pay $600 rather than $3000. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/3#post-2453499 Mon, 08 Feb 2016 12:37:12 +0000 Winterbee15 2453499@https://boards.hellobee.com/ <p>$0. When I was added to DH's health insurance after we got married, I forgot to take myself off of mine. Oops. So I was stuck on both until the next January. I got pregnant 3 months after we were married so I was carrying both insurances at that time. It ended up being a blessing. I ended up paying $600 in premiums for my healthcare but that saved me from having $3k in bills had I only been on DH's insurance. So I guess technically I probably paid $600, depending on how you look at it. Insurance is so confusing. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453445 Mon, 08 Feb 2016 11:51:07 +0000 Astro Bee 2453445@https://boards.hellobee.com/ <p>Hearing all of these stories makes me so thankful to live where I don't even have to think about whether I have the right insurance plan or work for the right employer that will ensure that whatever health problems or hosptital stays I might have that year will be covered. There are enough worries associated with pregnancy and having a baby that how you will pay for it shouldn't be one of them. Of course, as posters in another thread state, we are all paying for it somehow. However, I also think my mental health, at so crucial a time, is worth something as well! And I think seeing a high hosptital bill, even if I ended up not having to pay for most or even much of it would cause me to break out in a cold sweat, at the very least. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453244 Mon, 08 Feb 2016 09:49:45 +0000 josina 2453244@https://boards.hellobee.com/ <p>I believe it was around $3500 for prenatal + OB (delivery charge). $1000 for the hospital bills and $250 for the epidural.<br /> I had a 2k deductible + 30% copay, but me and DS were on 2 different plans.<br /> Baby 2 should be closer to $1400 as we switched insurance and have 1 $700 deductible with $1400 out of pocket max. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453206 Mon, 08 Feb 2016 09:30:03 +0000 snowjewelz 2453206@https://boards.hellobee.com/ <p>I think it was above 3k but under 5k. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453137 Mon, 08 Feb 2016 08:17:12 +0000 Mamaof2 2453137@https://boards.hellobee.com/ <p>3K for each - they were both c/s and that includes prenatal, birth , and post natal </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453089 Mon, 08 Feb 2016 00:46:48 +0000 QBbride 2453089@https://boards.hellobee.com/ <p>Yikes! These numbers are scary :shocked: </p> <p>Both births cost me $0. </p> <p>DS - midwife for prenatal care/birth/postpartum care for 6 weeks, induction with oxytocin, vaginal delivery, 1 night in hospital (born at 7pm, left the next morning). </p> <p>DD - midwifery care, vaginal delivery, pediatrician at delivery for meconium, born just after midnight and left about 8 hours later. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453087 Mon, 08 Feb 2016 00:13:08 +0000 lilteacherbee 2453087@https://boards.hellobee.com/ <p>We paid about $1500 for each c-section after insurance (including the babies' stay). </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453086 Mon, 08 Feb 2016 00:07:32 +0000 clover 2453086@https://boards.hellobee.com/ <p>For LO1, $100 for my hospital admission and $100 for his admission.</p> <p>For LO2 the actual birth and hospital stay for myself cost 0 since I had already reached my $250 deductible (everything prenatal was covered except my non stress tests until I reached the deductible). I also owed $125 for my daughter's deductible. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453078 Sun, 07 Feb 2016 23:46:26 +0000 schubr03 2453078@https://boards.hellobee.com/ <p>After our insurance, we paid about $2000 out of pocket. That didn't include our OB. Our OB cost us about $1000. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453077 Sun, 07 Feb 2016 23:43:53 +0000 MrsSRS 2453077@https://boards.hellobee.com/ <p>We had a NICU stay too. I jokingly referred to DS as our 100,000 dollar baby, but it was actually a bit more than that. We only had to pay a small portion, but it was enough to wipe us out at the time!</p> <p>DD was about $600 plus ultrasounds and labs. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453069 Sun, 07 Feb 2016 22:57:37 +0000 Caly 2453069@https://boards.hellobee.com/ <p>@Astro Bee: I gotta admit that while the girls were in the NICU, in the back of my mind I was thinking the bill was going to be huge. So, when we received the bill for our portion which was only a couple hundred dollars, I was shocked...in a good way. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453055 Sun, 07 Feb 2016 22:09:29 +0000 jhd 2453055@https://boards.hellobee.com/ <p>We paid several thousand but some of that included prenatal care I think. LO had a rather traumatic entry into the world and lots of health concerns in those first few weeks. When my insurance was kicking back and trying to pin it on DH's insurance we got a hospital bill in the six figure range. Thankfully it was resolved after a while. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453035 Sun, 07 Feb 2016 21:18:28 +0000 sapphire 2453035@https://boards.hellobee.com/ <p>I don't remember the exact cost, but we were able to use HSA dollars to pay for all of it. I thankfully have both primary insurance and then secondary through DH. My plan covers most things at 80% and his covers most at 90% so it really helps to have both. We also added LO to DH's insurance because we do t have premiums on depends at through his insurance. It took awhile to get the claims straightened out (because they automatically bill LO's hospital stay to the mother's insurance) but we did eventually get it all sorted out. </p> https://boards.hellobee.com/topic/how-much-did-your-los-birth-cost-you/page/2#post-2453033 Sun, 07 Feb 2016 21:16:44 +0000 LilSprinkles 2453033@https://boards.hellobee.com/ <p>$0. Benefit of DH being a government employee. </p>