https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Thu, 09 Apr 2026 06:16:48 +0000 https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-211130 Thu, 05 Jul 2012 07:45:23 +0000 matador84 211130@https://boards.hellobee.com/ <p>we have a few accounts, the "baby" account, which we use for expenses related to the baby-doctors appointments, baby purchases, etc. we each have our own checking accounts, and then we also have a joint savings we contribute to each month. it's nice, because we hardly ever touch that money, but we are looking at buying a new car and possibly buying a house...so i can see it going fast. i also have an emergency fund. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-211124 Thu, 05 Jul 2012 07:43:24 +0000 prettylizy 211124@https://boards.hellobee.com/ <p>We have about 15k in savings right now, we're planning on putting a chunk into rrsp's this winter and an even bigger chunk on our mortgage in the spring. Our goal is to pay the house off in the next 5 years. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-211118 Thu, 05 Jul 2012 07:29:50 +0000 mrsjyw 211118@https://boards.hellobee.com/ <p>We have about $20K in liquid cash savings. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-211076 Thu, 05 Jul 2012 02:32:31 +0000 winniebee 211076@https://boards.hellobee.com/ <p>We own a home and put a lot down cash, have a lot in retirement, and no debt....but not as much in cash savings as a result...maybe 20k Working on it though! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-211070 Thu, 05 Jul 2012 01:54:19 +0000 808love 211070@https://boards.hellobee.com/ <p>We had 20k but then we bought a car with cash last week. So now we are down low around 5k. But it's allocated for stuff we will use it for (gifts, travel, etc)...so very low, actually. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210567 Wed, 04 Jul 2012 02:31:30 +0000 Kemma 210567@https://boards.hellobee.com/ <p>DH is military so has a superannuation fund of over $120K which we can access when he gets out of service but in everyday savings we have about $7k in an emergency savings account (we try not to touch this) and about $15k in our other savings account.</p> <p>Sometime between now and October we'll be pulling out about $5k from our savings to finish renovating our kitchen but we're still saving like crazy because I'm hoping to have at least a year off work with Baby. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210456 Tue, 03 Jul 2012 19:33:16 +0000 Shimmer 210456@https://boards.hellobee.com/ <p>Wow, I was feeling good about our savings account until I saw the poll! We have just under $10K in our savings, but we're working to pay down debts slowly. We don't want to deplete the savings account to pay off the debt as we are homeowners and we need to be ready for anything to break! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210422 Tue, 03 Jul 2012 18:35:41 +0000 littlebug 210422@https://boards.hellobee.com/ <p>We have just about $5k in our savings account. We have a CD worth about $10k, but we can't really touch that without paying a high penalty. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210403 Tue, 03 Jul 2012 17:59:39 +0000 Rainbow Sprinkles 210403@https://boards.hellobee.com/ <p>@blushink: I am right with you! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210220 Tue, 03 Jul 2012 14:36:30 +0000 HLK208 210220@https://boards.hellobee.com/ <p>We have about 2k in savings after paying off credit card debt, hospital bills and buying everything for baby...blah. I'd like to have at least $6k in there at all times. $10k would be ideal but there always seems to major expenses that we are dipping into our savings for. Especially for our house...which is a money pit. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210214 Tue, 03 Jul 2012 14:33:17 +0000 hellobeeboston 210214@https://boards.hellobee.com/ <p>yikes - some of you people are impressive!</p> <p>we sadly have very little at this point - all of our cash went into our down payment - and now we're paying down some debts. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210203 Tue, 03 Jul 2012 14:23:27 +0000 cyndistar3 210203@https://boards.hellobee.com/ <p>We have absolutely nothing saved... just trying to stay afloat for now! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210193 Tue, 03 Jul 2012 14:13:13 +0000 LindsayInNY 210193@https://boards.hellobee.com/ <p>We have six figures in our savings account. We're saving to buy a place in Manhattan and unfortunately 20% down means six figure down payment. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210087 Tue, 03 Jul 2012 13:06:59 +0000 Modern Daisy 210087@https://boards.hellobee.com/ <p>I have about 1/3 of my savings left after buying an apartment in jan then realizing dh and I weren't witholding enough in 2011 and writing a big fat check to the irs. It's now like swimming upstream to get the number back up because not only are our expenses higher from owning a home, but we are now getting about $1,500 less per month after adjusting our witholding. Thankfully though we have no other debt and we are still putting $ away, just not nearly as much as I thought we'd be :( </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210077 Tue, 03 Jul 2012 13:01:30 +0000 ladyfingers 210077@https://boards.hellobee.com/ <p>We have about $6,000 right now because we had a couple of car bills come up. We're able to put between $500 and $1,000 in there monthly, depending on what else comes up. All my bonuses go into savings, too. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210049 Tue, 03 Jul 2012 12:40:46 +0000 Tidybee 210049@https://boards.hellobee.com/ <p>We also have a huge bundle in savings right now, but it's because we're planning on buying a house in the next year or 2. After that down payment, we will definitely take a hit. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210045 Tue, 03 Jul 2012 12:35:58 +0000 PrincessBaby 210045@https://boards.hellobee.com/ <p>DH has a savings account for us that is in the 6 figure range. He is nothing short of a financial whiz. He made me open a personal savings account to try to help me learn how to save too, and I have a pathetic $100 in it...I kind of just forget. And am really bad about just relying on him to take care care of things like that, and using the money that I make for fun stuff. When I get paid, after I deposit the bulk into our joint checking where our bills are paid, I think "I am buying Harper this..." instead of "Let me transfer some into savings..." DH is baffled by this thought process, but I'm so glad that's one of the ways that we are different, because if I married someone just like me, we'd be a Hot Mess! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210027 Tue, 03 Jul 2012 12:24:04 +0000 MrsTiz 210027@https://boards.hellobee.com/ <p>@MrsBrewer: Yep! I've got a safe so we're all good haha </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210026 Tue, 03 Jul 2012 12:23:09 +0000 Mrs. Sunglasses 210026@https://boards.hellobee.com/ <p>we have zero. yup that's right. We had, but then emergency after emergency came up and we had to use our savings. Plus like @highwire: we are paying debt down. (were, because now we are so broke) </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210023 Tue, 03 Jul 2012 12:21:45 +0000 skibobrown 210023@https://boards.hellobee.com/ <p>We have a ton in savings right now b/c we anticipate buying a house in the next year or 2 and a new car in the fall. It seemed too risky to put that cash into stocks or mutual funds, given that we're planning on spending it in the short-term. I do keep it in what used to be a pretty high interest rate account through ING. Unfortunately, even the interest rate on their accounts has plummeted recently. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210022 Tue, 03 Jul 2012 12:21:07 +0000 Shutterbug 210022@https://boards.hellobee.com/ <p>@MrsTiz: ha wow, that's so cool</p> <p>We have like, 5k right now, but it's already allocated for a few projects. Most of our extra $$ is going to paying down debt right now - the only money we're actively saving is for things in the near future that we need to pay cash for (vacation, home improvement, etc) so we don't add to the debt ;) </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210012 Tue, 03 Jul 2012 12:13:41 +0000 MrsBrewer 210012@https://boards.hellobee.com/ <p>@MrsTiz: Interesting! Do you have a safety deposit box that you keep all that? Or at least in a safe.....I hope! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-210007 Tue, 03 Jul 2012 12:09:51 +0000 MrsTiz 210007@https://boards.hellobee.com/ <p>@tequiero21: If you don't like it, you can send it over my way :P<br /> I have about 10k worth of silver. My father convinced me that was THE investment to make. DH didn't understand it, paying $16 or whatever it was, for a silver dollar. I've got a big bank robber style bad full of silver dollars. They're worth money though, just have to wait until they're worth MORE to resell. :D </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209954 Tue, 03 Jul 2012 11:31:23 +0000 oliviaoblivia 209954@https://boards.hellobee.com/ <p>Right now we have a ton of cash on hand because we are house hunting and need access to at least $50K for deposits. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209939 Tue, 03 Jul 2012 11:19:54 +0000 MamaMoose 209939@https://boards.hellobee.com/ <p>@pastemoo: Stocks are still considered to be liquid investments and almost the same as cash. If you needed to access that money all you need to do is wait for the three business day settlement. That's why we choose to invest most of our extra money, and just keep a cash threshhold in case we have a need for cash during a down market cycle. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209934 Tue, 03 Jul 2012 11:17:08 +0000 Chastenet 209934@https://boards.hellobee.com/ <p>We are trying to significantly add to our savings to prepare for our upcoming move to the US. We are going to need plenty of money on hand to pay for the move and set ourselves up in Chicago. I really hope we still have savings when we're all done! The one good thing is we have 0 debt. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209930 Tue, 03 Jul 2012 11:14:39 +0000 Running Elley 209930@https://boards.hellobee.com/ <p>We were up to 20k but we bought a car for 11k cash in February so that number bumped way down. We’re now in the process of buying a house and will have very little left in savings after paying the down payment. We hope to get back between 6-10k before baby is born in October. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209916 Tue, 03 Jul 2012 11:09:23 +0000 pastemoo 209916@https://boards.hellobee.com/ <p>We are not at all liquid. We have retirement funds, and then stocks and CDs. So... we're actually struggling to make ends meet right now even though we actually have more money than many of our friends. Weird.<br /> We don't own a house though. And we own one car and half of the other is still being financed.</p> <p>ETA Technically we have money in savings right now, but it's budgeted for our upcoming trip. I think other than that, we have like 1k--the least I've ever had since I started working. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209906 Tue, 03 Jul 2012 10:59:24 +0000 sorrycharlie 209906@https://boards.hellobee.com/ <p>I'm with PPs, we are focusing more on paying down credit cards. We had over 10,000, which felt so good! But we bought a car for $8,000 cash in Feb, added to savings, had to loan BIL a lot of money (supposedly we will have it back in a few weeks..) and a $1000 (!!!!) car repair bill for DH, so we are down to $1100 right now. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings#post-209898 Tue, 03 Jul 2012 10:54:07 +0000 MrsBrewer 209898@https://boards.hellobee.com/ <p>@MrsTiz: Good point, I probably should adjust my poll because of that. I'm in the midwest so 30k is almost unheard of here to just have! </p>