https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sat, 23 May 2026 16:39:46 +0000 https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-936298 Tue, 16 Jul 2013 15:31:38 +0000 MrsStormy 936298@https://boards.hellobee.com/ <p>We have about 4 months of our combined net income in a savings account, I'd like to have 6, but I don't know how soon we will get to that since we have some other financial goals that are taking priority. We also have other investments and such that I didn't count though since they aren't necessarily easily accessible should we need them in an emergency. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-936047 Tue, 16 Jul 2013 14:21:42 +0000 plantains 936047@https://boards.hellobee.com/ <p>We had a really good chunk and then we bought an apt in NYC so it is back to the drawing board. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935666 Tue, 16 Jul 2013 12:46:08 +0000 Dandelion 935666@https://boards.hellobee.com/ <p>We have an largish inheritance from his father that is in stocks and our savings accounts. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935660 Tue, 16 Jul 2013 12:44:19 +0000 pinkcupcake 935660@https://boards.hellobee.com/ <p>Whoa some ppl have $500k +?!?! I wanna be your friend ;)</p> <p>We have a decent amount in an easily accessible savings account. Prob about 5-6 months of living expenses. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935644 Tue, 16 Jul 2013 12:40:41 +0000 sorrycharlie 935644@https://boards.hellobee.com/ <p>a few thousand. but we have a lot - a lot - of debt. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935635 Tue, 16 Jul 2013 12:38:43 +0000 Mrs. Train 935635@https://boards.hellobee.com/ <p>We practically have nothing. We had some big emergencies that took us down to zero and we aren't saving much since we have credit card debt. This year we will have two preschool tuitions so I don't think it's going to get much better any time soon. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935620 Tue, 16 Jul 2013 12:35:02 +0000 cmomma17 935620@https://boards.hellobee.com/ <p>@Pumpkinspice: I hate that you're in that situation, but I'm glad I'm not alone! Hang in there! Let me know if you need any support! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935402 Tue, 16 Jul 2013 11:20:24 +0000 deactivated_account 935402@https://boards.hellobee.com/ <p>@Vegmama: I wish I had rented a dream home by the beach before I purchased my suburban condo! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935362 Tue, 16 Jul 2013 11:02:17 +0000 JennyLayneAZ 935362@https://boards.hellobee.com/ <p>$20 right now. :( which is partly why we're not TTC yet. Boo. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935337 Tue, 16 Jul 2013 10:54:29 +0000 Vegmama 935337@https://boards.hellobee.com/ <p>Holy crap!!! Some of you have 500k in savings?? We just started really saving in the last year, and we were almost to 20k ... Instead of buying a home this year, we opted to rent our dream home, and used a big chunk of our savings for our deposits and first/last rent. It feels good to have $$$ in the bank, but I wish we weren't so hard on ourselves for being slow to grow it or taking money out. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935329 Tue, 16 Jul 2013 10:51:26 +0000 deactivated_account 935329@https://boards.hellobee.com/ <p>@Cherrybee: you've described my situation exactly! Except I may or may not still be paying for my wedding one year later! Oops! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-935104 Tue, 16 Jul 2013 09:49:42 +0000 looch 935104@https://boards.hellobee.com/ <p>Still a nice sum, but we recently sunk a good amount into our house down payment. I feel like no amount is ever "enough" though. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934995 Tue, 16 Jul 2013 09:26:15 +0000 Tidybee 934995@https://boards.hellobee.com/ <p>Plenty...but it will take a big hit if and when we buy a house. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934983 Tue, 16 Jul 2013 09:24:17 +0000 Tidybee 934983@https://boards.hellobee.com/ <p>@Modern Daisy: I'm hoping for the same! It's so hard to look at houses there for less than the price of our tiny apt! </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934972 Tue, 16 Jul 2013 09:19:59 +0000 Modern Daisy 934972@https://boards.hellobee.com/ <p>Uh yeah.. just enough to cover my maternity leave and hospital bills plus supplement the amount we'll be in the red every month paying for a nanny for about 6 months - a year. So it's a really good thing DH was promoted recently and gets a bigger bonus next year since we will need every penny.. I'm secretly hoping this finally pushes him over the edge towards moving to Philly though - watching our savings completely disappear and have nothing to show for it.. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934961 Tue, 16 Jul 2013 09:15:44 +0000 Crisark 934961@https://boards.hellobee.com/ <p>$0...it's been a rough couple years for money. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934880 Tue, 16 Jul 2013 08:48:10 +0000 doxielove 934880@https://boards.hellobee.com/ <p>We have about $1500 in savings. Enough of an emergency fund to keep me happy. I hate having a huge savings balance; my student loan interest rate is insane so it makes absolutely no sense for me to keep $ sitting in savings, earning at a lower rate. </p> <p>Any extra $ we have goes toward those damn student loans! :-\ </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934833 Tue, 16 Jul 2013 08:35:17 +0000 jillybean218 934833@https://boards.hellobee.com/ <p>I voted in the $5-$10k range, buuuut I forgot about one of the accounts DH brought into the marriage! So really we're in the $15-$20k range.</p> <p>DH is a saver. I'm a shopper. It works out because I love seeing our account balances so high! And I end up buying cheapie things to satisfy my shopping urges.</p> <p>Included in my shopping problem is the urge to pay off debt. My student loans add up to just under what we have saved. I SO want to just throw all the money at the debt and make it disappear, but that would be really dumb. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1/page/2#post-934815 Tue, 16 Jul 2013 08:27:49 +0000 Littlebit 934815@https://boards.hellobee.com/ <p>We have about $5k in cash, I don't count his 401k or investments. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934615 Tue, 16 Jul 2013 06:53:59 +0000 Adira 934615@https://boards.hellobee.com/ <p>We might have around $5k in savings accounts. Most of our money is in our 401ks, IRAs, and investments. Then we have some in checking to cover the bills. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934536 Tue, 16 Jul 2013 05:46:02 +0000 Cherrybee 934536@https://boards.hellobee.com/ <p>We wiped ours when we paid for our wedding and bought our first house in the space of a month (we didn't even get a honeymoon!!). So, yeah, we're basically starting again but it's worth it to actually be homeowners.... that's an investment in itself. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934534 Tue, 16 Jul 2013 05:43:17 +0000 PrincessBaby 934534@https://boards.hellobee.com/ <p>I should also add that we have a savings account for LO where we deposit checks that people have sent to her and she has a whopping $400 in it:). My Big Girl, saving for college, lol </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934518 Tue, 16 Jul 2013 04:48:09 +0000 808love 934518@https://boards.hellobee.com/ <p>We don't have much money sitting in savings. We refinanced to a super low fifteen year mortgage just before the rates jumped up so that is my very good reason for using up almost all of our savings, again. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934345 Mon, 15 Jul 2013 22:33:52 +0000 deactivated_account 934345@https://boards.hellobee.com/ <p>@Mrs D: good Lord, you're a savings machine!!! You and your DH seem amazing with your money. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934233 Mon, 15 Jul 2013 21:37:26 +0000 MrsBrewer 934233@https://boards.hellobee.com/ <p>Not including our 401k or anything, in our savings that we have access to we have just over 5k. Our goal is to get to 10k ASAP. I think anymore than that isn't necessary. At least for our cost of living area. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934203 Mon, 15 Jul 2013 21:24:50 +0000 daniellemybelle 934203@https://boards.hellobee.com/ <p>We are almost to our goal of 3 months of expenses in savings - something we've been trying to do for 3 years! We'll keep piling up money until the baby gets here, and then all of our extra income is going to pay off debt. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934156 Mon, 15 Jul 2013 21:05:42 +0000 Mrs. Champagne 934156@https://boards.hellobee.com/ <p>A pretty high amount I think, considering we are only 25. We save about 25% of after tax income though, so we've worked hard to get it where it is and we keep growing it. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934143 Mon, 15 Jul 2013 20:59:44 +0000 autumnlove 934143@https://boards.hellobee.com/ <p>$300 in my personal savings...which is the minimal amount required to avoid monthly fees.. I haven't checked our joint account in a few months. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934132 Mon, 15 Jul 2013 20:56:30 +0000 littlek 934132@https://boards.hellobee.com/ <p>@PrincessBaby: aghhh that makes sense.. </p> https://boards.hellobee.com/topic/how-much-do-you-have-in-your-savings-1#post-934124 Mon, 15 Jul 2013 20:55:03 +0000 littlek 934124@https://boards.hellobee.com/ <p>Wow, that's a lot of money sitting in savings. We have our money in 401k plans, investment accounts and LOs 529 plan. We keep only an emergency fund in our savings. </p>