Hellobee Boards Topic: How much $$ do you keep in your bank account? (checking)

Hellobee Boards Topic: How much $$ do you keep in your bank account? (checking) https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 11 May 2026 04:49:29 +0000 thismustbetheplace on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-601460 Thu, 28 Feb 2013 15:12:50 +0000 thismustbetheplace 601460@https://boards.hellobee.com/ nm LuLu Mom on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-601419 Thu, 28 Feb 2013 15:05:55 +0000 LuLu Mom 601419@https://boards.hellobee.com/ Usually enough just go cover bills and some buffer, even though our checking account can take from savings if we would for some reason go over. PurplePumps on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-601124 Thu, 28 Feb 2013 14:22:17 +0000 PurplePumps 601124@https://boards.hellobee.com/ Just enough to cover the bills plus about 2k buffer. So probably about 3-5k at any given time in the month. Boogs on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-601063 Thu, 28 Feb 2013 14:14:03 +0000 Boogs 601063@https://boards.hellobee.com/ Just 1k, the rest in savings because it has a better interest rate. MrsBrewer on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-601051 Thu, 28 Feb 2013 14:09:46 +0000 MrsBrewer 601051@https://boards.hellobee.com/ Enough to cover bills when they need to be paid! Otherwise we keep everyything in savings! chanzi on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-601037 Thu, 28 Feb 2013 14:07:45 +0000 chanzi 601037@https://boards.hellobee.com/ @mungbean A local credit union--actually it's not local for us anymore, but they don't kick you out when you move! We even closed our joint bank account in our current location since we never used it, and now we deposit checks using the paypal ap on our phones instead of sending them in the mail. I think credit unions offer these accounts more often, so maybe check the credit unions in your area? yellowbird on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600957 Thu, 28 Feb 2013 13:52:11 +0000 yellowbird 600957@https://boards.hellobee.com/ I keep a buffer of around 1k. I don't like it to dip too low! All of our bills are due at different times of the month. cheert16 on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600932 Thu, 28 Feb 2013 13:49:25 +0000 cheert16 600932@https://boards.hellobee.com/ Only enough to pay our bills for that week/month- everything else goes into savings- i cant be trusted with extra money in my checking account- i will go on a shopping spree! pinkcupcake on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600919 Thu, 28 Feb 2013 13:47:21 +0000 pinkcupcake 600919@https://boards.hellobee.com/ @chanzi: ooh I'd love to find a high yield checking acct! If you don't mind me asking where do you bank? pinkcupcake on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600916 Thu, 28 Feb 2013 13:46:18 +0000 pinkcupcake 600916@https://boards.hellobee.com/ Just a few hundred to cover bills. Everything else is transferred immed to savings. chanzi on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600908 Thu, 28 Feb 2013 13:45:53 +0000 chanzi 600908@https://boards.hellobee.com/ I'm in the >20k group, but that's because it's a high-yield checking account. My husband and I have separate accounts since the balance you can earn interest on is capped. mediagirl on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600597 Thu, 28 Feb 2013 12:55:31 +0000 mediagirl 600597@https://boards.hellobee.com/ @chopsuey119: wow. That is a LOT of money to keep in your checking account!!! We keep a minimal amount and the rest is in savings. ShootingStar on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600590 Thu, 28 Feb 2013 12:54:18 +0000 ShootingStar 600590@https://boards.hellobee.com/ We keep enough for upcoming bills plus ~$200 buffer. I like getting the interest from savings, plus then we don't spend it. Arden on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600564 Thu, 28 Feb 2013 12:47:15 +0000 Arden 600564@https://boards.hellobee.com/ Um... currently three dollars I think. We don't keep anything in checking except what we'll be spending that week. Modern Daisy on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600554 Thu, 28 Feb 2013 12:46:00 +0000 Modern Daisy 600554@https://boards.hellobee.com/ Oh whoops, I answered over $20K, but if we're talking about checking - no more than a few hundred $'s at a time. Same as everyone else - it doesn't earn interest although we aren't more likely to spend it since we use our skymiles card for everything and pay it off in full every month. Alivoo01 on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600518 Thu, 28 Feb 2013 12:42:14 +0000 Alivoo01 600518@https://boards.hellobee.com/ We keep money in our savings. Anything in the checking account is strictly for bills and expenses. Pepper on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600322 Thu, 28 Feb 2013 12:07:04 +0000 Pepper 600322@https://boards.hellobee.com/ We only keep spending money and bill money in our checking account. Everything else goes directly into our savings. Bookish on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600303 Thu, 28 Feb 2013 12:03:20 +0000 Bookish 600303@https://boards.hellobee.com/ If it's in our checking, we spend it, so I try to keep as little in there as possible (it helps/hurts that we don't make a whole lot!). LazyLightning on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600293 Thu, 28 Feb 2013 12:02:32 +0000 LazyLightning 600293@https://boards.hellobee.com/ Yeah checking earns no interest. Anything that's not used on bills, goes in savings. Mrs. Pen on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600289 Thu, 28 Feb 2013 12:01:56 +0000 Mrs. Pen 600289@https://boards.hellobee.com/ @PrincessBaby: secret girl fun lol omg. Dandelion on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600282 Thu, 28 Feb 2013 12:00:33 +0000 Dandelion 600282@https://boards.hellobee.com/ Same with all the above...there's no reason to keep it all in checking, when we have a good savings account. PrincessBaby on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600280 Thu, 28 Feb 2013 12:00:19 +0000 PrincessBaby 600280@https://boards.hellobee.com/ We keep most in savings and we only deposit enough $ in our joint checking to pay off our credit card each month. We put absolutely everything on the card (bills, fun stuff, etc) and then pay it off and get the cash rewards. I have a Secret Girl Fund seperate checking account that usually has a few humdred or so in it and I use that for fun stuff for me & H that DH would eyeroll me to death for buying...Like her diamond earrings, lol:) Bao on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600270 Thu, 28 Feb 2013 11:58:39 +0000 Bao 600270@https://boards.hellobee.com/ We keep ours in savings, where we can't see it. Out of sight, out of mind. jmarionsmith on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600259 Thu, 28 Feb 2013 11:56:58 +0000 jmarionsmith 600259@https://boards.hellobee.com/ we're afraid to keep too much in checking because it is too easy to spend! so any extra money we have goes to savings. yoursilverlining on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-600247 Thu, 28 Feb 2013 11:55:27 +0000 yoursilverlining 600247@https://boards.hellobee.com/ I don't keep anything in my checking (well, I keep $100 to cover fees); it doesn't earn any interest so I don't see the point of parking money there. chopsuey on "How much $$ do you keep in your bank account? (checking)" https://boards.hellobee.com/topic/how-much-do-you-keep-in-your-bank-account-checking#post-595731 Thu, 28 Feb 2013 11:45:00 +0000 chopsuey 595731@https://boards.hellobee.com/ We keep 3-4 months of living expenses in ours.