https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 08 Jun 2026 09:47:31 +0000 https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230702 Wed, 20 Nov 2013 16:59:16 +0000 luckypenny 1230702@https://boards.hellobee.com/ <p>About $300 for all 4 of us. And it's great coverage. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230684 Wed, 20 Nov 2013 16:53:56 +0000 Mrs. Bee 1230684@https://boards.hellobee.com/ <p>way more than everyone that responded because we pay for our own insurance. :sad: </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230681 Wed, 20 Nov 2013 16:53:44 +0000 cmomma17 1230681@https://boards.hellobee.com/ <p>@yellowbird: you can call companies directly and ask for a quote (like Anthem, etc.) </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230673 Wed, 20 Nov 2013 16:49:45 +0000 yellowbird 1230673@https://boards.hellobee.com/ <p>@Vegmama: How exactly do you find a private plan? I want to look into other options. Our coverage is not that great for the $$$$ </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230531 Wed, 20 Nov 2013 15:56:33 +0000 Vegmama 1230531@https://boards.hellobee.com/ <p>@yellowbird: I have private insurance (I'm self-employed). I pay about $230/month. I have a $2,500 deductible and a $5,000 cap for the year. My husband gets his for free, and I think when our LO is born, I'll add them to my policy for an extra $150/month. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230464 Wed, 20 Nov 2013 15:24:39 +0000 CupQuakeWalk 1230464@https://boards.hellobee.com/ <p>$900/m BCBS.<br /> I think it's a 1,200 deductible? I've honestly got to check on that. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230441 Wed, 20 Nov 2013 15:17:04 +0000 shinymama 1230441@https://boards.hellobee.com/ <p>My employer covers my health coverage, but I pay $850/month to cover DH and our 2 boys. It's ridiculously over-priced, but it's also very good insurance; my LOs birth {from prenatal to hospital stay} cost us $15. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230414 Wed, 20 Nov 2013 15:05:32 +0000 yoursilverlining 1230414@https://boards.hellobee.com/ <p>Employee (our) portion is about $250/month for full medical, dental and vision coverage for our entire family. My husband works for the state, so an awesome health plan is one of the upsides. The employer portion of the plan is over $1,500/month. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230389 Wed, 20 Nov 2013 14:55:56 +0000 mrsjyw 1230389@https://boards.hellobee.com/ <p>$160/month for dh, me, ds medical, dental, vision<br /> $3000/deductible</p> <p>we also put away $230/month into a hsa. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230234 Wed, 20 Nov 2013 14:12:53 +0000 Maysprout 1230234@https://boards.hellobee.com/ <p>$150/month for health/dental/vision for DH, me and 2 LOs<br /> $75 year deductible per person </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230224 Wed, 20 Nov 2013 14:11:16 +0000 dagret 1230224@https://boards.hellobee.com/ <p>Mine is $0 but it's a HDHP, $1250 deductible. My employer covers my portion and also parcels out the $1250 over a year. </p> <p>DH pays about $180/mo for him and L. Not sure what it would cost to add me to his plan in this year's open enrollment - but last year it woudl be $150/mo extra. And my employer pays me $150/mo if i leave their insurance - so if it's still in that ballpark, it'd be worth it, esp as his employer is based in NJ and will cover infertility TREATMENT. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230145 Wed, 20 Nov 2013 13:55:03 +0000 Mamaof2 1230145@https://boards.hellobee.com/ <p>My DH is retired military so ours is free - I am so so thankful for that! </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance/page/2#post-1230144 Wed, 20 Nov 2013 13:55:02 +0000 hilsy85 1230144@https://boards.hellobee.com/ <p>Nothing. My husbands employer pays for all of it. We are very lucky! Can't believe how expensive it can be. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230139 Wed, 20 Nov 2013 13:54:12 +0000 PurplePumps 1230139@https://boards.hellobee.com/ <p>Our family plan would be about 550/month (pretax) through our employer. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230132 Wed, 20 Nov 2013 13:53:05 +0000 BSB 1230132@https://boards.hellobee.com/ <p>I pay about $80 a month (through my employer) but I have an EPO plan which is cheaper than a PPO. I have to stay in network but in the long run with my DH's health issues, it's cheaper. </p> <p>If I had gone with a PPO, it would have cost us $250 a month plus copays. EPO was definitely cheaper for us. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230076 Wed, 20 Nov 2013 13:40:33 +0000 Mrs. Jump Rope 1230076@https://boards.hellobee.com/ <p>@mediagirl: right? That's about $6,000 a year on a premium, plus the $6,000 OOPmax, which I know we will meet. It's $12,000 a year. </p> <p>MORE THAN MY MORTGAGE. My health insurance shouldn't cost more than my mortgage... </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230049 Wed, 20 Nov 2013 13:33:52 +0000 looch 1230049@https://boards.hellobee.com/ <p>@photojane: I just googled VA children healthcare and got to this site:</p> <p><a href="http://www.famis.org/" rel="nofollow">http://www.famis.org/</a> </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230032 Wed, 20 Nov 2013 13:29:19 +0000 photojane 1230032@https://boards.hellobee.com/ <p>@looch: @locavore_mama: Where would I look? I live in Virginia. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230031 Wed, 20 Nov 2013 13:28:57 +0000 regberadaisy 1230031@https://boards.hellobee.com/ <p>@photojane: check. I never knew one did in my state till a colleague told me about it. But a lot of states requirements are more stringent. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230027 Wed, 20 Nov 2013 13:27:53 +0000 looch 1230027@https://boards.hellobee.com/ <p>@photojane: You should check! I think each state offers something for children under the age of 18 BUT not all offer coverage for all kids regardless of parental income. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230025 Wed, 20 Nov 2013 13:27:28 +0000 mediagirl 1230025@https://boards.hellobee.com/ <p>@Mrs. Jump Rope: yours sounds like what ours will be next year. FREAKING RIDICULOUS. Excuse me while I go vomit and think about what I could do with all of that money each month. :( </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230020 Wed, 20 Nov 2013 13:26:20 +0000 photojane 1230020@https://boards.hellobee.com/ <p>@locavore_mama: @looch: I didn't even know such a thing existed, so I'm assuming my state doesn't offer it...? My husband's insurance is not salary dependent -- he makes very little &amp; we pay the same as the people making $$$. :( </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1230012 Wed, 20 Nov 2013 13:24:21 +0000 lawbee11 1230012@https://boards.hellobee.com/ <p>I pay $0/month but am on the high deductible plan ($3,000 deductible; 100% coinsurance). DH pays $200/month for him and LO ($600 deductible; 90% coinsurance; $2,000 max OOP). </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229989 Wed, 20 Nov 2013 13:19:46 +0000 looch 1229989@https://boards.hellobee.com/ <p>@locavore_mama: I checked, I am in a neighboring state to you and I was close to just sending in an application to see what happened. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229982 Wed, 20 Nov 2013 13:17:59 +0000 regberadaisy 1229982@https://boards.hellobee.com/ <p>@looch: it is pretty much the same in NY State! Your premium is dependent on your household income!<br /> You have NO idea how many friends I've told this to and they assume they don't qualify and don't even bother checking. I keep telling them, dude, it's not Medicaid!!! Unless you're freaking Donald Trump you will qualify. So annoying. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229967 Wed, 20 Nov 2013 13:15:09 +0000 looch 1229967@https://boards.hellobee.com/ <p>@yellowbird: That's great! It isn't the case at mine, so unless we're both open to disclosing our salary, my point is, me telling you what we pay isn't relevant.</p> <p>@locavore_mama: I am dying to put my son on the state healthcare, but we can't, because we don't qualify. I heard on the radio today that in PA, every child, regardless of their parent's income, is eligible. My state needs to get on the ball. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229956 Wed, 20 Nov 2013 13:12:42 +0000 regberadaisy 1229956@https://boards.hellobee.com/ <p>We're very fortunate to have family insurance covered by my employer. Another reason why I can't ever sahm! </p> <p>But we still keep LO on her own state funded insurance because it's amaze balls. Hers is $60/month. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229945 Wed, 20 Nov 2013 13:10:45 +0000 yellowbird 1229945@https://boards.hellobee.com/ <p>@looch: the premiums at our company are not salary dependent </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229913 Wed, 20 Nov 2013 13:04:22 +0000 BananaPancakes 1229913@https://boards.hellobee.com/ <p>We're close to $800/month with $2500 deductible for the 3 of us. My son and I are on private insurance, and my husband is on the company plan. We'll all be moving to a new private plan after the first of the year that should bring us to around $700/month for similar coverage. </p> https://boards.hellobee.com/topic/how-much-do-you-pay-monthly-for-health-insurance#post-1229895 Wed, 20 Nov 2013 13:00:43 +0000 AmandaB8 1229895@https://boards.hellobee.com/ <p>Next year for Myself, DH, and LO we'll pay $330/month. It's pretty amazing coverage, but DH just applied for a job with an insurance company that would knock ours out of the park! </p> <p>Deductible: $300 individual / $600 family<br /> Out of Pocket max: $2,000 individual / $4,000 family<br /> Co-pay: $20, but all wellness appointments are covered 100%<br /> Co-insurance: 90% after deductible </p>