https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 24 Jul 2026 15:35:33 +0000 https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560997 Thu, 10 Apr 2014 18:20:55 +0000 coopsmama 1560997@https://boards.hellobee.com/ <p>We don't have student loans but have a mortgage. It would feel so wonderful to pay that thing off! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560982 Thu, 10 Apr 2014 18:17:29 +0000 Mrs. Pen 1560982@https://boards.hellobee.com/ <p>Well, I don't have a mortgage. But even if I did, it would be DH's student loans. They have a higher interest than mortgage, and would be a lesser amount. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560978 Thu, 10 Apr 2014 18:16:37 +0000 sandy 1560978@https://boards.hellobee.com/ <p>Mortgage bc it's a higher interest rate and a lot more money. Once the mortgage is paid off i would use the extra money towards paying down my student loans </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560891 Thu, 10 Apr 2014 18:02:35 +0000 Mrs.ThinMint 1560891@https://boards.hellobee.com/ <p>Our mortgage has a higher interest rate than DH's student loans, so that's what we would put it towards. We're lucky that DH has such a low interest rate on his student loans! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560692 Thu, 10 Apr 2014 17:30:47 +0000 skipra 1560692@https://boards.hellobee.com/ <p>I'd really have to look at the numbers to decide. My student loan interest is super low but we get tax benefit from mortgage interest. The student loan balance is low so I'd probably just pay that off and then put that monthly payment towards the mortgage. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560510 Thu, 10 Apr 2014 16:35:28 +0000 Myicitygirl 1560510@https://boards.hellobee.com/ <p>Student loans because we are phased out of the tax deduction on student loan interest. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560506 Thu, 10 Apr 2014 16:32:24 +0000 LBee 1560506@https://boards.hellobee.com/ <p>What are your rates? I would need to know that to determine. Also, do you have an emergency reserve? </p> <p>Also, what kind of dent could you make in each? For example, I've had times where clients could pay off their student loans completely (usually a smaller number) and then re-direct their student loan payments towards the mortgage. This provides sort of a win-win situation. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560500 Thu, 10 Apr 2014 16:30:24 +0000 Tidybee 1560500@https://boards.hellobee.com/ <p>Before I saw the choices, I thought - take a trip!! my student loans are pretty inexpensive, so I guess I'd just get rid of them entirely...so I could take that trip. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560472 Thu, 10 Apr 2014 16:19:53 +0000 Lindsay05 1560472@https://boards.hellobee.com/ <p>Student loans are evil. I would pay that off in a heartbeat. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560466 Thu, 10 Apr 2014 16:18:21 +0000 artsyfartsy 1560466@https://boards.hellobee.com/ <p>Mortgage. That's the only debt we have! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560452 Thu, 10 Apr 2014 16:13:39 +0000 LuLu Mom 1560452@https://boards.hellobee.com/ <p>Student Loans for sure, they are a cloud over my head. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560305 Thu, 10 Apr 2014 15:28:26 +0000 chopsuey 1560305@https://boards.hellobee.com/ <p>whichever has the higher interest rate! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560303 Thu, 10 Apr 2014 15:28:14 +0000 cmomma17 1560303@https://boards.hellobee.com/ <p>These days I am just SO SICK of my student loans because I have been slowly but surely paying on them FOREVER!<br /> Plus it would take less than $3000 to pay them off, I'm sure a mortgage would be much more! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560302 Thu, 10 Apr 2014 15:27:35 +0000 lavender 1560302@https://boards.hellobee.com/ <p>Student loans, higher interest rates and I hate paying them every month! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560301 Thu, 10 Apr 2014 15:27:22 +0000 oliviaoblivia 1560301@https://boards.hellobee.com/ <p>Mortgage = 3%<br /> Student Loan = 8%</p> <p>student loan no doubt.<br /> that said, I paid off my student loan and we are still house hunting. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560292 Thu, 10 Apr 2014 15:26:00 +0000 looch 1560292@https://boards.hellobee.com/ <p>It would have been mortgage. When I had student loans, the rate was 2.75%! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560290 Thu, 10 Apr 2014 15:25:33 +0000 snowjewelz 1560290@https://boards.hellobee.com/ <p>I'd pay off DH's student loans &amp; 1 of our car. We don't have a mortgage so there's no interest in our house payments! </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560288 Thu, 10 Apr 2014 15:25:12 +0000 NurseMommy 1560288@https://boards.hellobee.com/ <p>I guess it would depend on how much. Our student loans (when we had them) were $20k, while our mortgage is $400k. Sooooooo.... </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560286 Thu, 10 Apr 2014 15:24:48 +0000 pinkcupcake 1560286@https://boards.hellobee.com/ <p>Student loans - much higher rate of interest than our mortgage (and smaller too). </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560283 Thu, 10 Apr 2014 15:24:21 +0000 sunny 1560283@https://boards.hellobee.com/ <p>I'd probably pay off whichever had a higher interest rate. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560280 Thu, 10 Apr 2014 15:23:56 +0000 yoursilverlining 1560280@https://boards.hellobee.com/ <p>@Mae: ditto. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560279 Thu, 10 Apr 2014 15:23:41 +0000 pui 1560279@https://boards.hellobee.com/ <p>We don't have any student loans. Currently extra money is going straight in to savings for the down payment on our next home instead of the mortgage on this one. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560277 Thu, 10 Apr 2014 15:23:32 +0000 MrsSCB 1560277@https://boards.hellobee.com/ <p>Whichever has the higher interest rate would go first! So loans for me :-) </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560276 Thu, 10 Apr 2014 15:23:31 +0000 Mae 1560276@https://boards.hellobee.com/ <p>Student loans because they have a higher interest rate than our mortgage does. </p> https://boards.hellobee.com/topic/if-you-had-extra-money-which-would-you#post-1560272 Thu, 10 Apr 2014 15:21:53 +0000 bunnylove08 1560272@https://boards.hellobee.com/ <p>pay off first? Your mortgage (pretend your have one if you dont) or pay off your student loan? </p>