Hellobee Boards Topic: If you have purchased a property, how much did you put down?

Hellobee Boards Topic: If you have purchased a property, how much did you put down? https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 06 Apr 2026 17:07:45 +0000 kml636 on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-741043 Thu, 25 Apr 2013 07:14:44 +0000 kml636 741043@https://boards.hellobee.com/ We did FHA loan, which was 3.5%. Of course, it's better to put down 20%, cause now we pay $200 a month in PMI insurance. matador84 on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-741013 Thu, 25 Apr 2013 06:39:50 +0000 matador84 741013@https://boards.hellobee.com/ We put down 7% on a conventional loan Weagle on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-741007 Thu, 25 Apr 2013 06:21:26 +0000 Weagle 741007@https://boards.hellobee.com/ 20% to avoid PMI. MamaMoose on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-741006 Thu, 25 Apr 2013 06:20:56 +0000 MamaMoose 741006@https://boards.hellobee.com/ 20% but housing costs are pretty low here in Nashville so it wasn't at all difficult for us. When we move home to Mass 20% is going to be a much bigger number. We will hopefully be able to swing it but if not we'll do something similar to @yin: and borrow cash from my parents and pay them back over a couple years. sandy on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-740956 Thu, 25 Apr 2013 00:11:32 +0000 sandy 740956@https://boards.hellobee.com/ 20% for my condo and 20% for our house plantains on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-740443 Wed, 24 Apr 2013 16:53:07 +0000 plantains 740443@https://boards.hellobee.com/ We put 20 percent down which considering what hinges cost in NYC, I'm not sure we will recover from anytime soon. winniebee on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739541 Wed, 24 Apr 2013 11:32:54 +0000 winniebee 739541@https://boards.hellobee.com/ 15% - but it was around 65K and we couldn't afford to put down any more than that. daniellemybelle on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739481 Wed, 24 Apr 2013 11:15:41 +0000 daniellemybelle 739481@https://boards.hellobee.com/ We aren't homeowners, but we are looking to buy a house in the next year, and we will only put 3.5-5% down with an FHA loan. Saving 20% would take us a really long time! Anagram on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739402 Wed, 24 Apr 2013 10:56:56 +0000 Anagram 739402@https://boards.hellobee.com/ The first time I bought a house in Texas, I did so with 5% down. The place is so cheap that PMI is only about $30 a month. It was an FHA loan. We're house hunting right now and looking to put 25% down. But that's because the market here in the NYC area is so competitive, you really have to have at least 20% to get a desirable place. Smurfette on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739347 Wed, 24 Apr 2013 10:45:43 +0000 Smurfette 739347@https://boards.hellobee.com/ Our broker told us we only needed to out down 10%. SugarplumsMom on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739342 Wed, 24 Apr 2013 10:44:48 +0000 SugarplumsMom 739342@https://boards.hellobee.com/ 20% plus fees and inspection. I think it was roughly 23% total cash upfront. teamjse on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739329 Wed, 24 Apr 2013 10:41:15 +0000 teamjse 739329@https://boards.hellobee.com/ 25% Modern Daisy on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739318 Wed, 24 Apr 2013 10:37:08 +0000 Modern Daisy 739318@https://boards.hellobee.com/ We put down 30% since it was a minimum of 20% required by our co-op board and we wanted to get our monthlies down to a comfortable level to increase our chances of board approval. ninja on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739311 Wed, 24 Apr 2013 10:33:55 +0000 ninja 739311@https://boards.hellobee.com/ I really hate PMI, so we put down 20%. I'm glad we did, because it made the payments super reasonable on one income. yin on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739297 Wed, 24 Apr 2013 10:29:03 +0000 yin 739297@https://boards.hellobee.com/ We put down 20% but had to borrow that money from my in-laws since we didn't want to pay PMI. So we're currently paying what feels like two mortgages to pay back my in-laws so money is tight now. We have another year and a half to pay them off. Our friends put down 3.5% for a house that was comparable in price to our home, and their mortgage is about what we pay for ours plus paying back in-laws. I don't mind having to pay that much now because I know we'll be done paying back the loan very soon. I don't think I can manage to have that high of a mortgage for 30 years though. littlek on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739269 Wed, 24 Apr 2013 10:21:57 +0000 littlek 739269@https://boards.hellobee.com/ For my TH we put down 20%, it's now rental property. For our current house we put 0% down, DH got a great first time homeowners loan. mediagirl on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739263 Wed, 24 Apr 2013 10:20:41 +0000 mediagirl 739263@https://boards.hellobee.com/ I put 5% down on my first house and less than 20% on this house. Lozza on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739229 Wed, 24 Apr 2013 10:13:14 +0000 Lozza 739229@https://boards.hellobee.com/ About 25%. ShootingStar on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739222 Wed, 24 Apr 2013 10:12:18 +0000 ShootingStar 739222@https://boards.hellobee.com/ I put 5% on a Mass Housing loan (similar to FHA). pui on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739210 Wed, 24 Apr 2013 10:11:00 +0000 pui 739210@https://boards.hellobee.com/ On our house/first investment property, 20% On our industrial unit, 25%, which is the minimum we were allowed to put down on a commercial property. twinmama on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739201 Wed, 24 Apr 2013 10:09:26 +0000 twinmama 739201@https://boards.hellobee.com/ Put down 20% on our investment property. Hubby put down a little more when he purchased our now house. Alivoo01 on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739195 Wed, 24 Apr 2013 10:09:03 +0000 Alivoo01 739195@https://boards.hellobee.com/ With our first home, we put down 15% because that's all that I had saved up at that time (I was 22/23) . For our two farms, we put down 20% each time so we didn't have to deal with PMI and it brought our monthly mortgage down quite a bit. regberadaisy on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739165 Wed, 24 Apr 2013 10:04:17 +0000 regberadaisy 739165@https://boards.hellobee.com/ dang it, I couldn't remember if we did closer to 20 or 20. But @LivsMama: is right, we did 20% to avoid PMI. Bookish on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739160 Wed, 24 Apr 2013 10:03:28 +0000 Bookish 739160@https://boards.hellobee.com/ 3.5%, we did an FHA mortgage :) yoursilverlining on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739151 Wed, 24 Apr 2013 10:01:32 +0000 yoursilverlining 739151@https://boards.hellobee.com/ 20% both times we bought. I'm not comfortable putting down less. avivoca on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739138 Wed, 24 Apr 2013 09:57:11 +0000 avivoca 739138@https://boards.hellobee.com/ We put down 3.5%. hilsy85 on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739137 Wed, 24 Apr 2013 09:57:08 +0000 hilsy85 739137@https://boards.hellobee.com/ We're in the process of buying a home, and we're putting down 25%. looch on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739136 Wed, 24 Apr 2013 09:57:02 +0000 looch 739136@https://boards.hellobee.com/ We put down about 33%. Less than 20% wasn't an option because I didn't want to deal with PMI. LivsMama on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739131 Wed, 24 Apr 2013 09:55:23 +0000 LivsMama 739131@https://boards.hellobee.com/ we put down bit over 20%. I didnt want to deal with the PMI of less than 20% autumnlove on "If you have purchased a property, how much did you put down?" https://boards.hellobee.com/topic/if-you-have-purchased-a-property-how-much-did-you-put-down#post-739129 Wed, 24 Apr 2013 09:54:47 +0000 autumnlove 739129@https://boards.hellobee.com/ We put down 20%.