https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Thu, 14 May 2026 06:23:19 +0000 https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298877 Mon, 17 Sep 2012 17:39:46 +0000 matador84 298877@https://boards.hellobee.com/ <p>i'd likely have more of my student loans paid off...and we would be saving more in our house fund--closer to buying a home over renting! </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298871 Mon, 17 Sep 2012 17:35:34 +0000 Rescuemom10 298871@https://boards.hellobee.com/ <p>Pay off some debt which we dont have much of...so just save more but live the same. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298838 Mon, 17 Sep 2012 16:44:50 +0000 LittleFox 298838@https://boards.hellobee.com/ <p>We would move out of our one bedroom apartment and have an actual nursery for when LO arrives. It would make a huge difference to us! </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298749 Mon, 17 Sep 2012 15:20:51 +0000 littlebug 298749@https://boards.hellobee.com/ <p>First and foremost, I'd pay off my credit card. We might do some home renovations we've been talking about. But otherwise, most of it would go into savings. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298690 Mon, 17 Sep 2012 14:41:32 +0000 mrsjyw 298690@https://boards.hellobee.com/ <p>We'd probably save it all, pay off some student loans, and go on vacation! (if i wasn't preggo!) </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298682 Mon, 17 Sep 2012 14:37:20 +0000 PurplePumps 298682@https://boards.hellobee.com/ <p>Not much, we'd save more. Maybe pay more toward paying off the mortgage faster and do some upgrades. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298544 Mon, 17 Sep 2012 13:29:47 +0000 Ms. Fairy Wings 298544@https://boards.hellobee.com/ <p>Oh fun- I wanna play! I would work part time, from 40 to 30 hours and also hire someone to clean our house twice a month! </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298520 Mon, 17 Sep 2012 13:19:19 +0000 LuLu Mom 298520@https://boards.hellobee.com/ <p>We could pay off student loan debt and DH's credit card debt faster, resulting in more savings/house sooner than planned! </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298454 Mon, 17 Sep 2012 12:39:04 +0000 Mrs. Stroller 298454@https://boards.hellobee.com/ <p>Would make no difference for how we live our life. But we'd have an extra 20k in retirement/child college accounts at the end of each year, which would be nice. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298434 Mon, 17 Sep 2012 12:29:34 +0000 GrapeCrush 298434@https://boards.hellobee.com/ <p>pay off debt faster, buy/build a house sooner and i may not have to work </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298357 Mon, 17 Sep 2012 11:52:10 +0000 immabeetoo 298357@https://boards.hellobee.com/ <p>Wouldn't make a difference, it would just all go into savings. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298292 Mon, 17 Sep 2012 11:15:45 +0000 Running Elley 298292@https://boards.hellobee.com/ <p>It wouldn't change much in our everday lives but it would make us feel A LOT more comfortable with me staying home with LO...just to have that extra buffer. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298288 Mon, 17 Sep 2012 11:12:30 +0000 Modern Daisy 298288@https://boards.hellobee.com/ <p>It wouldn't make any big difference, we would put the extra $ into savings. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-298261 Mon, 17 Sep 2012 10:54:12 +0000 lavender 298261@https://boards.hellobee.com/ <p>We would probalby put it into savings and pay down some student loan debt. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-297870 Mon, 17 Sep 2012 03:23:41 +0000 mynoahbear 297870@https://boards.hellobee.com/ <p>We would just put it into savings. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-297828 Mon, 17 Sep 2012 00:12:28 +0000 looch 297828@https://boards.hellobee.com/ <p>We'd probably save it, so it wouldn't make a difference in our day to day lives. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change/page/2#post-297816 Sun, 16 Sep 2012 23:52:59 +0000 Mrs. Sunglasses 297816@https://boards.hellobee.com/ <p>oh my. right now anything more than what we have would be amazing. THings are so tough right now with DH hurt / lack of work and me being on a salary cut. :/ </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297812 Sun, 16 Sep 2012 23:36:51 +0000 plantains 297812@https://boards.hellobee.com/ <p>We could save a bit more. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297807 Sun, 16 Sep 2012 23:25:24 +0000 HLK208 297807@https://boards.hellobee.com/ <p>We could pay off our debt and afford to build a new house faster than we plan to now (in a year). </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297802 Sun, 16 Sep 2012 23:16:40 +0000 runsyellowlites 297802@https://boards.hellobee.com/ <p>Debt would be gone almost immediately, we could buy a house, I most certainly wouldn't have to work AT ALL (right now I supplement by WAH), we'd be able to save, and take family vacations.... 20k would make a huge difference in our lives! </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297779 Sun, 16 Sep 2012 22:33:40 +0000 Grace 297779@https://boards.hellobee.com/ <p>Oh my gosh, my debt would be gone and we could build up a proper savings. It would be great. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297772 Sun, 16 Sep 2012 22:16:45 +0000 BSB 297772@https://boards.hellobee.com/ <p>Pay off debt and save for a home faster. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297771 Sun, 16 Sep 2012 22:15:07 +0000 marionberry 297771@https://boards.hellobee.com/ <p>For me, it would mean buying our home sooner, paying off CC debt, and buying big pieces of furniture, oh and when we get pregnant, relieving my fear about affording childcare. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297667 Sun, 16 Sep 2012 20:38:27 +0000 yin 297667@https://boards.hellobee.com/ <p>DH makes about $30k more a year than when we first moved into our house 3 years ago. That means that I can stay at home with my LO since I was making less than $30k at my last job. The extra money helps pay the bills, and we are able to live comfortably. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297656 Sun, 16 Sep 2012 20:31:31 +0000 Andrea 297656@https://boards.hellobee.com/ <p>I don't think it would make that much of a difference for us either. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297557 Sun, 16 Sep 2012 18:40:51 +0000 CupQuakeWalk 297557@https://boards.hellobee.com/ <p>@Mrs. Jacks: I know...right?<br /> We would find a way to spend it that made little to no difference in the long run I think. More $$ more expenses. Maybe if it were given to us in a lump sum at the END of each year...then we could do something with it (put all towards principle of mortgage or take a few weeks on an overseas trip...invest it). But if it were divided and just added to our paychecks we would use it up so fast. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297554 Sun, 16 Sep 2012 18:37:50 +0000 Sweet T 297554@https://boards.hellobee.com/ <p>We'd be able to put DS into daycare and I could go to school! We'd probably be able to save some too. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297550 Sun, 16 Sep 2012 18:35:25 +0000 Arden 297550@https://boards.hellobee.com/ <p>Oh my gosh... it would change our lives drastically. Eliminate so much stress, allow for so many more little luxuries and vacations, and allow us to save A LOT more. </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297544 Sun, 16 Sep 2012 18:26:52 +0000 Bookish 297544@https://boards.hellobee.com/ <p>Well, for starters I could pay off my student loans faster... and then make an extra one or two mortgage payments a year...and not have to worry at all about day care costs... </p> <p>Yep, an extra 20K would be lovely! Not gonna happen anytime soon though, so we will just keep working with what we have :) </p> https://boards.hellobee.com/topic/if-you-made-an-extra-20k-per-year-how-would-your-life-change#post-297543 Sun, 16 Sep 2012 18:26:27 +0000 lemondrop 297543@https://boards.hellobee.com/ <p>It would bring us back to our pre-baby cash flow when I worked full time instead of part-time. We would have some extra money for luxuries immediately, instead of saving up (replace our broken dryer and fridge that is on the fritz). We would also be putting way more into savings. </p>