https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 10 Apr 2026 13:37:43 +0000 https://boards.hellobee.com/topic/infertility-insurance#post-1068414 Thu, 05 Sep 2013 19:08:55 +0000 FaithFertility 1068414@https://boards.hellobee.com/ <p>My RE would code as much as he could under the diagnosis anovulation......... that way a lot of my first tests and meds were covered </p> https://boards.hellobee.com/topic/infertility-insurance#post-1067858 Thu, 05 Sep 2013 15:11:07 +0000 futuremama 1067858@https://boards.hellobee.com/ <p>I found that it helped calling my dr to see exactly what code they used. It's all about the coding. </p> https://boards.hellobee.com/topic/infertility-insurance#post-1066715 Thu, 05 Sep 2013 08:40:45 +0000 sweetooth 1066715@https://boards.hellobee.com/ <p>I would call your insurance and ask them what is required as proof that you have been diagnosed with infertility? Mine required proof that I had been trying for 1 full year with no success. I had this information recorded in my medical records, so that was all I needed to "prove" it...even though that is so infuriating to have to deal with! Still, you deserve the coverage. Lots of luck to you! </p> https://boards.hellobee.com/topic/infertility-insurance#post-1065329 Wed, 04 Sep 2013 15:08:23 +0000 Mrs. Jump Rope 1065329@https://boards.hellobee.com/ <p>I would call the insurance company and request a hard copy of your fertility rider.</p> <p>Mine, for example, explicitly states what is and isn't covered. </p> <p>I'd start there, then see if you need to fight for the coverage! </p> https://boards.hellobee.com/topic/infertility-insurance#post-1065294 Wed, 04 Sep 2013 14:55:02 +0000 Mrs.Someone 1065294@https://boards.hellobee.com/ <p>So far my insurance hasn't rejected anything, but it all has to do with coding. I don't think I have an official diagnosis either. I even had some super $$ RPL testing that was only subject to 10% copay. </p> https://boards.hellobee.com/topic/infertility-insurance#post-1065255 Wed, 04 Sep 2013 14:36:21 +0000 LaughLines 1065255@https://boards.hellobee.com/ <p>my insurance does cover some parts of infertility (not in-vitro, but some of the "earlier" parts) including diagnostic. I don't even have to pay my deductible, it's just covered at 100% not going toward deductible. </p> <p>However, I'm hitting a snag. I went in last month to get some tests done since i didn't have my period in 5 months and they did some blood work and a ultrasound to test for PCOS. These are all tests used as DIAGNOSTIC tests, but i don't yet have the DIAGNOSIS of infertility. My insurance company is saying the tests (even though diagnostic tests are covered) won't be covered under the infertility coverage since i haven't been officially diagnosed. It's a chicken and egg situation... they DO cover diagnostic (says so very very clearly on my insurance) but they're saying they won't pay it because i haven't been diagnosed yet. </p> <p>Any suggestions? I'm going crazy over here. I tried calling the doctors office, too, and they said they can't change the coding on it to infertility until i'm actually diagnosed with it, so it can't be coded any differently. </p>