https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Wed, 29 Jul 2026 11:04:31 +0000 https://boards.hellobee.com/topic/insurance-covering-formula-costs#post-417731 Tue, 27 Nov 2012 17:28:32 +0000 mrs. bird 417731@https://boards.hellobee.com/ <p>the only people i know who have had their formula covered are people with LOs that had a medical need for special formula. like alimentum, which is crazy $$$$. i would fill that script like any prescription at the pharmacy &amp; they'd have cases of it behind the counter. i assume it's not uncommon because i'd see other piles of cases waiting to be picked up. </p> https://boards.hellobee.com/topic/insurance-covering-formula-costs#post-417493 Tue, 27 Nov 2012 16:18:37 +0000 GrapeCrush 417493@https://boards.hellobee.com/ <p>i work for an insurance company and i know that sometimes, if deemed medically necessary, the insurance/employer will cover the cost of formula. (i work for a self-funded insurance company, so it may be different than a regular HMO, as the employer pays the bills). if you need formula, for a medical reason, it doesn't hurt to call the insurance company to find out what their policies are on an out-of-plan authorization. </p> https://boards.hellobee.com/topic/insurance-covering-formula-costs#post-417478 Tue, 27 Nov 2012 16:13:20 +0000 erwoo 417478@https://boards.hellobee.com/ <p>Wow, that's awesome. I have BCBS... but I don't have problem breast feeding. That's really great for that person who was able to get her baby's formula covered. I had my oldest's hypoallergenic formula (Alimentum) covered b/c of his dairy and soy protein allergies. It took about 2 months to get all the documents sent and reviewed but they did cover it. Just not the two months when they were reviewing it. Better than nothing. </p> <p>@luckypenny: That sucks that your LO's ped won't write a prescription. Did you try calling your insurance company directly to ask? With the suggestion of my son's allergist, I called our insurance company to find out and it turns out they do, but they needed a letter from my son's allergist to confirm that he was, in fact, dairy and soy allergic. </p> https://boards.hellobee.com/topic/insurance-covering-formula-costs#post-417418 Tue, 27 Nov 2012 15:59:12 +0000 luckypenny 417418@https://boards.hellobee.com/ <p>I asked my pediatrician about this during DDs first appointment. I had breast cancer and after my surgeries it is physically impossible for me to BF (<a href="http://www.hellobee.com/2012/11/02/my-nonexistent-breastfeeding-journey/" rel="nofollow">http://www.hellobee.com/2012/11/02/my-nonexistent-breastfeeding-journey/</a>). She said she couldn't write a prescription and insurance won't cover it. </p> <p>Ughh so now I'm "taxed" for one year for having cancer...awesome. </p> https://boards.hellobee.com/topic/insurance-covering-formula-costs#post-417387 Tue, 27 Nov 2012 15:50:37 +0000 Revel 417387@https://boards.hellobee.com/ <p>No personal experience with this, but if it was for a diagnosed medical condition, it seems like something there might be coverage for in some policies - either based upon the mother's or child's insurance.</p> <p>Another option might be to pay using a flex or health spending account. If the doctor prescribed the formula, you might be able to use these pre-tax accounts. </p> https://boards.hellobee.com/topic/insurance-covering-formula-costs#post-417339 Tue, 27 Nov 2012 15:36:40 +0000 Clementine 417339@https://boards.hellobee.com/ <p>I just read on someone's blog that because they have low milk supply their insurance covers the cost of their formula? This person has BCBS of NJ. I live in NY and have never heard of this. Can anyone shed any light on this? </p>