https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 12 Apr 2026 06:23:20 +0000 https://boards.hellobee.com/topic/insurance-for-nannies#post-2273656 Wed, 26 Aug 2015 11:22:11 +0000 winniebee 2273656@https://boards.hellobee.com/ <p>@yoursilverlining: haah I was looking at that's what i concluded when I briefly looked.... </p> https://boards.hellobee.com/topic/insurance-for-nannies#post-2273645 Wed, 26 Aug 2015 11:11:20 +0000 yoursilverlining 2273645@https://boards.hellobee.com/ <p>@winniebee: I don't think you are required to have WC insurance for a nanny in ME. </p> <p>Check out page 3: <a href="http://www.maine.gov/pfr/insurance/consumer/pdf/Workcomp_Employer_Guide.pdf" rel="nofollow">http://www.maine.gov/pfr/insurance/consumer/pdf/Workcomp_Employer_Guide.pdf</a></p> <p>Employers Who are Not Required to Have Workers’ Compensation Coverage:<br />  Employers of domestic servants in a private home.</p> <p>But you might want to call the WC Board to make sure - not sure how they define "domestic servant" tho seems like a nanny would fall under that term. Surprising, since we levy like every other tax on employers! :silly: </p> https://boards.hellobee.com/topic/insurance-for-nannies#post-2273569 Wed, 26 Aug 2015 10:04:30 +0000 winniebee 2273569@https://boards.hellobee.com/ <p>She is on the books. </p> <p>I just signed up through HomePay and the last step was asking me about whether I wanted to purchase workers comp insurance. Well, shit, I thought. I said no but now that I think about it I probably have to. This nanny is costing me a whole lot more than I had anticipated. </p> https://boards.hellobee.com/topic/insurance-for-nannies#post-2273552 Wed, 26 Aug 2015 09:52:01 +0000 raintreebee 2273552@https://boards.hellobee.com/ <p>We are in NYC and also go through Homepay. We had to buy the insurance through the state. I doubt you already have it through homeowners. </p> https://boards.hellobee.com/topic/insurance-for-nannies#post-2273533 Wed, 26 Aug 2015 09:36:28 +0000 bushelandapeck 2273533@https://boards.hellobee.com/ <p>Ours in on the books, and I think that cost *may* be part of what we pay through HomePay but I'm not positive. </p> https://boards.hellobee.com/topic/insurance-for-nannies#post-2273520 Wed, 26 Aug 2015 09:25:52 +0000 Beehive 2273520@https://boards.hellobee.com/ <p>Is your nanny on the books? If so, you may need to get worker's comp insurance - here it's through the state insurance fund, and I think it's just an annual payment (like $600 or something). </p> https://boards.hellobee.com/topic/insurance-for-nannies#post-2273370 Wed, 26 Aug 2015 07:41:35 +0000 winniebee 2273370@https://boards.hellobee.com/ <p>Did you have any workers compensation insurance for your nanny? I'm guessing I should call my homeowners ins to find out what is covered...... </p>