https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sat, 20 Jun 2026 12:59:32 +0000 https://boards.hellobee.com/topic/investing-for-dummies#post-2023703 Wed, 14 Jan 2015 14:38:46 +0000 NorCalWayfarer 2023703@https://boards.hellobee.com/ <p>@jedeve: I like when people ask investing/budgeting questions on HB because it gets me thinking! I need to do some research and open up a 529 for LO -- thanks for the reminder! </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022760 Tue, 13 Jan 2015 20:00:14 +0000 Mrs. Jacks 2022760@https://boards.hellobee.com/ <p>@jedeve: don't feel stupid! It's great that you are empowering yourself to do this stuff! </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022520 Tue, 13 Jan 2015 16:31:12 +0000 jedeve 2022520@https://boards.hellobee.com/ <p>Okay now I feel really stupid for asking. :grin: I need to drink caffeine before looking at finances. </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022451 Tue, 13 Jan 2015 15:53:08 +0000 looch 2022451@https://boards.hellobee.com/ <p>I would probably put the cash to work in the 529. </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022311 Tue, 13 Jan 2015 14:53:22 +0000 BandDmommy 2022311@https://boards.hellobee.com/ <p>@jedeve: invest now! Markets have downs but it will eventually go up and earn way more than you can in savings account </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022301 Tue, 13 Jan 2015 14:48:18 +0000 Mrs. Jacks 2022301@https://boards.hellobee.com/ <p>@jedeve: You want to put the money in while it's low. You'll get more for your money. Buy low, sell high! </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022260 Tue, 13 Jan 2015 14:34:58 +0000 jedeve 2022260@https://boards.hellobee.com/ <p>@Mrs. Jacks: yeah we have auto deductions set up for our state's 529. I just started the other week though! I was just debating of I should hold onto the Christmas gifts in our savings until it starts regaining. It's probably worth me putting it in now just do I don't forget to do it though! </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022150 Tue, 13 Jan 2015 13:42:20 +0000 Mrs. Jacks 2022150@https://boards.hellobee.com/ <p>I started in the Utah Educational Savings Plan (rated one of the two best educational savings plans in the country). It is automatically deducted from my account once a month into each of the girls' accounts.</p> <p>You want to invest when the account has lost money, because it means that you can buy more of the fund for less money. Our daughters are currently invested in an aggressive domestic fund, but as they get closer to age 18, we'll make it more and more conservative, so that it doesn't risk losing a bunch of money when they need it to be liquid. </p> <p>Does that make sense? </p> https://boards.hellobee.com/topic/investing-for-dummies#post-2022083 Tue, 13 Jan 2015 13:15:17 +0000 jedeve 2022083@https://boards.hellobee.com/ <p>So LO's college account has like $50 in it because I just opened it last month. It's lost a grand fifty cents so far, haha. He got some cash gifts for Christmas and I started to deposit them in his account and then I thought maybe I should wait? But then I'm worried I'll forget.</p> <p>I realize in the grand scheme of things this won't make or break his college future. Just curious what you would do. </p>