https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 17 Jul 2026 13:15:38 +0000 https://boards.hellobee.com/topic/maternity-insurance#post-152753 Wed, 09 May 2012 09:37:56 +0000 DillonLion 152753@https://boards.hellobee.com/ <p>Like PP have said, on group plans through your (or your husband's) employer, pregnancy cannot be considered a pre-existing condition, as far as my understanding goes. </p> <p>As an example, my employer informed us that we were finally getting a group plan. That night I found out I was pregnant. The plan didn't officially go into effect until a month later, and I'm covered, even though I was already pregnant before the plan went into effect. </p> https://boards.hellobee.com/topic/maternity-insurance#post-152749 Wed, 09 May 2012 09:31:32 +0000 erinpye 152749@https://boards.hellobee.com/ <p>My understanding is that group policies are not allowed to consider pregnancy a preexisting condition, but that individual plans can. So, yes, you will be covered under your husband's new company's insurance. </p> https://boards.hellobee.com/topic/maternity-insurance#post-152663 Wed, 09 May 2012 08:45:43 +0000 Alivoo01 152663@https://boards.hellobee.com/ <p>I think you're good to go and the insurance would cover it given there's not a probation period set by his company prior to the insurance going into effect. </p> https://boards.hellobee.com/topic/maternity-insurance#post-152656 Wed, 09 May 2012 08:43:00 +0000 looch 152656@https://boards.hellobee.com/ <p>I think pregnancy is one of those "events" (there is a proper term but I can't remember right now) that qualify as allowing for change in benefits outside of the open enrollment period, so I wouldn't think you'd have any problems with coverage during an existing pregnancy.<br /> When I first read the title, I thought it meant something totally different, like travel insurance, not sure what's up with my thinking today! </p> https://boards.hellobee.com/topic/maternity-insurance#post-152651 Wed, 09 May 2012 08:40:41 +0000 LivsMama 152651@https://boards.hellobee.com/ <p>it should be covered, I dont think they can count pregnancy as a PEC </p> https://boards.hellobee.com/topic/maternity-insurance#post-152622 Wed, 09 May 2012 08:20:11 +0000 mrsjyw 152622@https://boards.hellobee.com/ <p>Your pregnancy should be covered! Health insurance can't have pregnancy as part of their pre-existing conditions list. Life insurance can in some cases, but you will be fine for health insurance coverage from day 1! </p> https://boards.hellobee.com/topic/maternity-insurance#post-152461 Tue, 08 May 2012 20:36:38 +0000 chopsuey 152461@https://boards.hellobee.com/ <p>@photojane: It shouldn't! Especially if coverage is as phenomenal as your dh's employer says! </p> https://boards.hellobee.com/topic/maternity-insurance#post-152453 Tue, 08 May 2012 20:29:00 +0000 photojane 152453@https://boards.hellobee.com/ <p>thanks! also, i just want to add... i don't have maternity coverage on our current insurance plan. will that matter? </p> https://boards.hellobee.com/topic/maternity-insurance#post-152444 Tue, 08 May 2012 20:17:22 +0000 mediagirl 152444@https://boards.hellobee.com/ <p>It should be covered. I got on my husband's insurance at 4 months pregnant. The only snag was his HR department didn't send my info to the insurance company so I had to spend 2 hours on the phone wih hem. After that allows well! </p> <p>Just make sure you don't have a lapse in coverage. Then you will have a waiting period and that you don't want. </p> https://boards.hellobee.com/topic/maternity-insurance#post-152414 Tue, 08 May 2012 19:44:39 +0000 chopsuey 152414@https://boards.hellobee.com/ <p>Your pregnancy should be covered and shouldn't be considered a PEC! </p> https://boards.hellobee.com/topic/maternity-insurance#post-152411 Tue, 08 May 2012 19:41:55 +0000 photojane 152411@https://boards.hellobee.com/ <p>so, i know this may be difficult to answer, but i hope someone can give me some sort of idea, as i'm clueless when it comes to insurance...</p> <p>right now my husband and i are on our own anthem health insurance plan that is not associated with his current job. the plan REALLY sucks, and basically nothing is covered. praise the Lord, he was just offered a new job with full insurance (the employer said the insurance is phenomenal, but that's all we know about it). we'll finally be able to go to the doctor without feeling guilty or stressing out! whoo! he starts his new job may 21.</p> <p>well, after this period ends, we'd like to start ttc. i know that the likelihood of getting pregnant right away isn't good, but if i did... would my pregnancy be covered under his new insurance? does pregnancy count as a pre-existing condition? we want to go ahead and start trying asap, but i don't want to miss out on the maternity benefits!</p> <p>anyone have any idea how this works? </p>