https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Wed, 17 Jun 2026 14:36:22 +0000 https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2750325 Wed, 21 Jun 2017 12:45:25 +0000 StrawberryBee 2750325@https://boards.hellobee.com/ <p>@Modern Daisy: We actually had a TD Bank account when DH kept his account separate from mine. I was okay with them but wasn't wowed...not sure what I was expecting though ;).</p> <p>@hellobeeboston: @coddergirl: ha, so no Bank of America, got it! Sounds like you can't go wrong with Ally :). I did mention the no cash deposits to DH and he was a little put off. I just told him we could always give it to mom to put in her bank and write us a check. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2750159 Wed, 21 Jun 2017 09:49:10 +0000 coddergirl 2750159@https://boards.hellobee.com/ <p>We LOVE Ally! Great interest rates on both checking and savings compared to the brick and mortar big names. Also, customer service is a total joy after a decade of terrible Bank of America :) </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2750132 Wed, 21 Jun 2017 09:34:41 +0000 hellobeeboston 2750132@https://boards.hellobee.com/ <p>I'll just throw in for NOT Bank of America.</p> <p>I did use them for years, but they're such a HUGE corporation I found the customer service bad, and had issues that took weeks and weeks to get resolved. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2750025 Wed, 21 Jun 2017 07:04:29 +0000 Modern Daisy 2750025@https://boards.hellobee.com/ <p>I use TD bank (used to work there back it was commerce) and I've always been happy with them! The checking is free and the whole business model is based around customer service so branches are open early and late and people are always really nice in person and on the phone. We didn't get our mortgage there though because at least that side of the business wasn't as service oriented and rates were higher (seriously no joke that mortgage person told me she couldn't help me one day because her kids were sick and she had to leave early.. like why is that my problem? I would have gotten fired for telling a customer that!) anyway I would recommend the checking/savings! </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749907 Tue, 20 Jun 2017 19:17:39 +0000 StrawberryBee 2749907@https://boards.hellobee.com/ <p>@JMOM: no, this is the first I've heard of kasasa. Just did a quick read online and will look into it further tomorrow. Thanks for the info!</p> <p>@PurplePeony: I do remember seeing signs for beneficial bank. The nearest one seems to be 6 miles away.</p> <p>@MaryM: i need to get DH to give me more info, and then will definitely be looking into military possibilities!</p> <p>@FancyGem: my only problem with the local bank is that they can be really limiting (mine only has like 3 or 4 branches. Once they managed to lock their keys in the safe and I had to drive to one of the other ones 😅). I liked the personalized service. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749889 Tue, 20 Jun 2017 17:54:52 +0000 JMOM 2749889@https://boards.hellobee.com/ <p>@reverie: Have you checked out Kasasa accounts? I get 3% for balances up to $25,000. They are only at certain banks but if you're comfortable doing online transactions you can really rack up the interest. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749819 Tue, 20 Jun 2017 15:14:00 +0000 FancyGem 2749819@https://boards.hellobee.com/ <p>I switched to a regional bank recently because I knew one of the bankers at the location. I refer to work with local banks and credit unions. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749731 Tue, 20 Jun 2017 12:43:25 +0000 MaryM 2749731@https://boards.hellobee.com/ <p>I highly recommend Navy Federal Credit Union if you have military in the family. They'll literally pay you to open an account. </p> <p>If you get a referral from someone, they'll give you and the person who referred you $25. </p> <p>We have checking, savings, a credit card, mortgage, and DH's car loan all through them. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749701 Tue, 20 Jun 2017 11:51:12 +0000 PurplePeony 2749701@https://boards.hellobee.com/ <p>I used Beneficial Bank when I lived in Philly and really liked them. It's a regional bank, so not a nationwide network, but they had great customer service, did a lot of philanthropy, etc. Now I'm with a local credit union where I currently live, but the great thing is that the nationwide CU network lets me use ATMs fee-free and make deposits at partner ATMs even when I'm out of town. I love it and have no plans to ever go back to a big bank. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749664 Tue, 20 Jun 2017 10:58:17 +0000 JMOM 2749664@https://boards.hellobee.com/ <p>Have you heard of Kasasa accounts? My Kasasa bank gives me 3% for any balance up to $25,000. Ours requires 12 debits and one direct deposit or ACT transaction. You can go online and look for local ones or do it strictly online. Not all banks will have the same rates, they all have different requirements. Our first Kasasa account was in a bank in Kentucky, we lived in the Midwest. Now we live in Utah but I have a Kasasa in my home state. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749567 Tue, 20 Jun 2017 07:51:16 +0000 StrawberryBee 2749567@https://boards.hellobee.com/ <p>@snowjewelz: thanks!</p> <p>@mediagirl: Another bee mentioned this as an option as well...I never even thought of it! My FIL is ex military. Will definitely be looking into this :) </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749088 Mon, 19 Jun 2017 09:21:09 +0000 mediagirl 2749088@https://boards.hellobee.com/ <p>@StrawberryBee: is anyone in your family (parent, husband, you, inlaw) military or former military? USAA is the best bank I have ever used. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749076 Mon, 19 Jun 2017 09:08:29 +0000 snowjewelz 2749076@https://boards.hellobee.com/ <p>I've been with Chase for a long long time and I've been happy! Mainly it's the most convenient bank for me anyway! </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749017 Mon, 19 Jun 2017 07:18:50 +0000 StrawberryBee 2749017@https://boards.hellobee.com/ <p>@CatchAFallingStar: @gingerbebe: @GoGoSnoGirl: @birdofafeather: @sunny: Thank you, I'll start looking into CUs! </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749005 Mon, 19 Jun 2017 00:35:10 +0000 sunny 2749005@https://boards.hellobee.com/ <p>CU for sure. Though I also bank with Wells Fargo and they've been fine as well. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2749004 Mon, 19 Jun 2017 00:25:43 +0000 birdofafeather 2749004@https://boards.hellobee.com/ <p>I've always been a credit union member (my mom worked for GTE back in the day and it was theirs) and so has DH (FF family) so we have accounts at those same institutions still. We've always had free checking, great rates on loans of all types, insurance, etc. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748995 Sun, 18 Jun 2017 22:57:37 +0000 GoGoSnoGirl 2748995@https://boards.hellobee.com/ <p>I second both USAA &amp; credit unions. I'll never bank with a typical bank again if I can help it. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748993 Sun, 18 Jun 2017 22:51:41 +0000 gingerbebe 2748993@https://boards.hellobee.com/ <p>Yep USAA is awesome. ATM fee reimbursements anywhere, we love their car and home insurance, really great app. Cash deposits I don't know about. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748992 Sun, 18 Jun 2017 22:50:21 +0000 CatchAFallingStar 2748992@https://boards.hellobee.com/ <p>I'm a fan of Clark Howard. Here's a page on his site that might be helpful to you. <a href="http://clark.com/personal-finance-credit/consumer-reports-choose-best-bank-for-you/" rel="nofollow">http://clark.com/personal-finance-credit/consumer-reports-choose-best-bank-for-you/</a> </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748991 Sun, 18 Jun 2017 22:48:39 +0000 CatchAFallingStar 2748991@https://boards.hellobee.com/ <p>@StrawberryBee: I highly recommend credit unions over banks. Less fees, better rates, etc. And they care about their members. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748990 Sun, 18 Jun 2017 22:27:00 +0000 StrawberryBee 2748990@https://boards.hellobee.com/ <p>@Littlebit7: oooh, fantastic idea!! DH's dad was in the military. I don't know why I never thought of it.</p> <p>@2littlepumpkins: I'm actually not very familiar with them. What's the big difference between a CU and a bank?</p> <p>@Finfan: thanks, I'll look into it!</p> <p>@Marfi: @reverie: I'll also look into having a savings account at a different location from our checking. May give us the best of both worlds. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748986 Sun, 18 Jun 2017 21:46:29 +0000 reverie 2748986@https://boards.hellobee.com/ <p>I'm using capitalone360. By far the highest interest you'll get for money just sitting. It' is a pain for things that you need like a bank check for or depositing cash, so I kept my citizens bank account for transferring purposes. There is a capital one physical location in center city philly if needed. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748983 Sun, 18 Jun 2017 21:15:38 +0000 Marfi 2748983@https://boards.hellobee.com/ <p>I have had PNC for almost 10 years and I'm very happy with them! We also have Ally for a savings account as their interest rates are much better than anywhere else. We like having our checking account at an in person bank. If we need to move money to savings we just write a check from PNC and use the mobile deposit into our Ally. We've been doing that for the last 5 years and have never had any problems! </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748980 Sun, 18 Jun 2017 20:59:45 +0000 Finfan 2748980@https://boards.hellobee.com/ <p>We have been very happy with Huntington National Bank and it looks like they have locations in PA. The app is so easy! </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748966 Sun, 18 Jun 2017 19:02:16 +0000 2littlepumpkins 2748966@https://boards.hellobee.com/ <p>I would honestly look into what CUs you may be eligible for. Ours has been very convenient with shared branching, reimbursed ATM fees, good online features, and the customer service is really good as well. I love it, so much better than the national banks imo. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748952 Sun, 18 Jun 2017 18:13:35 +0000 Littlebit7 2748952@https://boards.hellobee.com/ <p>Do either you or your husband have any military connections (parents, grandparents?)<br /> Usaa and nfcu have been great to us </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748936 Sun, 18 Jun 2017 16:49:08 +0000 StrawberryBee 2748936@https://boards.hellobee.com/ <p>@MamaG: yuck :(. Thanks for letting me know, I appreciate it </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748935 Sun, 18 Jun 2017 16:45:51 +0000 MamaG 2748935@https://boards.hellobee.com/ <p>@StrawberryBee: while I was fully reimbursed both times, they just didn't take all of the necessary precautions when I notified them of my stolen identity. I wasn't aware of this until the fraud showed up again nearly a year later. The second time was over $9000 and it was a life disruptor for about two weeks. </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748933 Sun, 18 Jun 2017 16:39:41 +0000 StrawberryBee 2748933@https://boards.hellobee.com/ <p>@youboots: too bad about the location!</p> <p>@MamaG: thanks! If you don't mind me asking, what did BoA not do in regards to fraud? </p> <p>@LindsayLou: thanks for another plug for Ally! I'll try to get DH on board ;) </p> https://boards.hellobee.com/topic/need-to-switch-banks-recommendations#post-2748931 Sun, 18 Jun 2017 16:06:59 +0000 LindsayLou 2748931@https://boards.hellobee.com/ <p>I've been with ally for a year, and like it, with the exception of the no cash deposits. I had negative experiences with key bank with customer service. </p>