https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sat, 02 May 2026 14:39:40 +0000 https://boards.hellobee.com/topic/nicu-costs#post-2210760 Wed, 17 Jun 2015 06:24:55 +0000 ineebee 2210760@https://boards.hellobee.com/ <p>My son was in the NICU for 7 days because he was intra-uterine growth restricted and had low blood sugar and low oxygen. Not a whole lot of intervention - just IV glucose and an oxygen tube and then they slowly weaned him off everything after his organs matured. It's been 3 months and I haven't gotten a bill yet, so I think everything was covered??? </p> https://boards.hellobee.com/topic/nicu-costs#post-2210488 Tue, 16 Jun 2015 18:29:31 +0000 BSB 2210488@https://boards.hellobee.com/ <p>:shocked: Shocked at some of these responses. Let's hope our twins don't need the nicu, but glad I opened this thread. It's scary to think about but I think that reminds me to call my insurance before my babies come. </p> https://boards.hellobee.com/topic/nicu-costs#post-2113778 Wed, 18 Mar 2015 23:17:55 +0000 ChiCalGoBee 2113778@https://boards.hellobee.com/ <p>My son was in the NICU for 4 days and the cost was $25K-$30K. We paid about $2500 out of pocket. It made us sick to know that so many don't have insurance to cover most of their costs, and so many babies are in there for so much longer. @Mrs. Jacks: This is HORRIBLE. I'm so sorry :sad: . </p> https://boards.hellobee.com/topic/nicu-costs#post-2108540 Sat, 14 Mar 2015 12:30:47 +0000 Madison43 2108540@https://boards.hellobee.com/ <p>@cmomma17: 7 days in the NICU was $125k...we only had to pay our co-pay which was $200 I think. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108454 Sat, 14 Mar 2015 10:51:40 +0000 QBbride 2108454@https://boards.hellobee.com/ <p>Wow, I'm in a NICU nurse (in Canada) and these numbers are really mind blowing to me. I knew that the cost per day was extremely high but wow... </p> https://boards.hellobee.com/topic/nicu-costs#post-2108439 Sat, 14 Mar 2015 10:41:50 +0000 oliviaoblivia 2108439@https://boards.hellobee.com/ <p>@Mrs. Jacks: bastards! </p> https://boards.hellobee.com/topic/nicu-costs#post-2108421 Sat, 14 Mar 2015 10:31:13 +0000 Mrs. Jacks 2108421@https://boards.hellobee.com/ <p>@oliviaoblivia: there is. Does that really matter to insurance companies? ;) </p> https://boards.hellobee.com/topic/nicu-costs#post-2108413 Sat, 14 Mar 2015 10:26:27 +0000 oliviaoblivia 2108413@https://boards.hellobee.com/ <p>@Mrs. Jacks: I thought there was legislation that forbade insurance companies from discriminating against adoptive parents by refusing coverage. I hope this gets resolved quickly for you. Having to deal with this kind of stressful bs while caring for a sick newbie is so so awful. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108407 Sat, 14 Mar 2015 10:21:45 +0000 MarieJ 2108407@https://boards.hellobee.com/ <p>Dd 1 was in the Nicu for 10 days. Her bill was 30k and we only had to pay $500. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108405 Sat, 14 Mar 2015 10:20:23 +0000 BandDmommy 2108405@https://boards.hellobee.com/ <p>$0. Insurance paid it all. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108394 Sat, 14 Mar 2015 10:05:52 +0000 Mrs. Jump Rope 2108394@https://boards.hellobee.com/ <p>@Mrs. Jacks: thanks for explaining! I agree, not routine and definitely a grey area. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108388 Sat, 14 Mar 2015 09:59:45 +0000 Mrs. Jacks 2108388@https://boards.hellobee.com/ <p>@Mrs. Jump Rope: adoptive parents sign when they sign on for adoption that they will assume any gap "routine" medical expenses. Clearly a grey area when they are not routine. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108379 Sat, 14 Mar 2015 09:49:49 +0000 Mrs. Tiger 2108379@https://boards.hellobee.com/ <p>I should add that after our experience I will ALWAYS use insurance with a capped hospital/surgery stay amount. I considered quitting my job and just getting ACA insurance coverage at one point but we could only afford options with percentages (like, we'd be responsible for 30% of the hospital stay, 50% for surgeries). With D that would have been hundreds of thousands of dollars! He will likely need surgeries as he grows so having a capped rate is an absolute necessity for us! </p> https://boards.hellobee.com/topic/nicu-costs#post-2108372 Sat, 14 Mar 2015 09:42:19 +0000 cmomma17 2108372@https://boards.hellobee.com/ <p>We have insurance but it's not as good as it could be! And we have to do split billing because my insurance ended on Feb 28 (lost job feb 6) and we started on insurance through my DH's job on March 1. LO was born Feb 24.<br /> So far I have only received the bill for labor and delivery ($1,800 left after insurance), and several X-rays ($13 a pop after insurance, he had quite a few of his lungs). </p> https://boards.hellobee.com/topic/nicu-costs#post-2108364 Sat, 14 Mar 2015 09:37:02 +0000 Ginabean3 2108364@https://boards.hellobee.com/ <p>DD was in NICU for 57 days. She was a 30-weeker, no major problems, just a feeder/grower. Bill ended up being $800k but all we had to pay was a $250 co-pay (we had really good insurance!!). I like to call her my (almost) million dollar baby! </p> https://boards.hellobee.com/topic/nicu-costs#post-2108356 Sat, 14 Mar 2015 09:27:05 +0000 Mrs. Jump Rope 2108356@https://boards.hellobee.com/ <p>@Mrs. Jacks: so, who is responsible for paying then? Is it retroactive? </p> https://boards.hellobee.com/topic/nicu-costs#post-2108354 Sat, 14 Mar 2015 09:25:07 +0000 Mrs. Jacks 2108354@https://boards.hellobee.com/ <p>@blackbird: this is a vet grey area. We are going to try, but Medicaid can deny and so can my insurance. We are currently fighting my group to instate him at birth. I'm sure it won't be settled for months! </p> https://boards.hellobee.com/topic/nicu-costs#post-2108267 Sat, 14 Mar 2015 08:15:17 +0000 blackbird 2108267@https://boards.hellobee.com/ <p>@Mrs. Jacks: he's not covered by the state until then?! :shocked: </p> https://boards.hellobee.com/topic/nicu-costs#post-2108153 Sat, 14 Mar 2015 02:07:29 +0000 gingerbebe 2108153@https://boards.hellobee.com/ <p>I am so happy with my insurance. We had a failed 36 hour induction, emergency c-section, a 6 day hospital stay for me and 3 days with me, 3 days in NICU for DS. We paid nothing. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108119 Fri, 13 Mar 2015 23:41:06 +0000 MrsRcCar 2108119@https://boards.hellobee.com/ <p>E was in for 13 days. The doctor bill after insurance was nearly 1k by itself. Labs fees where around $800 dollars. Echo and reading $500 dollars. Hospital stay was way up there even with insurance. Somewhere around 60k before insurance. Lucky for us we were able to have the hospital and doctor fees written off due to our income level. So we just had to pay labs. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108113 Fri, 13 Mar 2015 23:28:55 +0000 Mrs. Jacks 2108113@https://boards.hellobee.com/ <p>My insurance doesn't even cover until he was our baby :crying: The first day alone was over 30... </p> https://boards.hellobee.com/topic/nicu-costs#post-2108088 Fri, 13 Mar 2015 22:43:55 +0000 MrsScallop 2108088@https://boards.hellobee.com/ <p>My LO was in one NICU for 4.5 days and my EOB for their bill was over 80k, with a 35k insurance discount. I was shocked! </p> https://boards.hellobee.com/topic/nicu-costs#post-2108060 Fri, 13 Mar 2015 22:13:55 +0000 Honeydew 2108060@https://boards.hellobee.com/ <p>My LO was in the NICU for 16 days for low blood sugars. Hospital bill totaled $120k. My deductible was $2k. </p> https://boards.hellobee.com/topic/nicu-costs#post-2108025 Fri, 13 Mar 2015 21:30:47 +0000 Caly 2108025@https://boards.hellobee.com/ <p>The twins were in the nicu for 10 days. Their hospital bill was approx 60k, co-pay was around $100. </p> https://boards.hellobee.com/topic/nicu-costs#post-2107949 Fri, 13 Mar 2015 20:20:15 +0000 Mrs. Tiger 2107949@https://boards.hellobee.com/ <p>Thankfully our insurance hospital stay max is $750. Because we transferred to and from a different hospital, we paid it 3 times for the first 2 month stay. The 2nd stay was just $750 since it was only one hospital. I can't remember the first amount but the second was close to $700,000, also for about two months. Whew! </p> https://boards.hellobee.com/topic/nicu-costs#post-2107943 Fri, 13 Mar 2015 20:16:22 +0000 marionberry 2107943@https://boards.hellobee.com/ <p>Regardless of the cost of our NICU stay (if the twins require one) our out of pocket for each will be $2500 so $5000 for them total. </p> https://boards.hellobee.com/topic/nicu-costs#post-2107940 Fri, 13 Mar 2015 20:11:45 +0000 ChelseaRose 2107940@https://boards.hellobee.com/ <p>@Peasinapod: I paid nothing for my son's birth and my own week in the hospital, due to my insurance. Also, I think my out of pocket max is about $4-5k, so that's the most we would ever have to pay. </p> https://boards.hellobee.com/topic/nicu-costs#post-2107934 Fri, 13 Mar 2015 20:07:45 +0000 Mrs Green Grass 2107934@https://boards.hellobee.com/ <p>143 days, zero out of pocket.</p> <p>I only saw one bill for a short portion and for doctors fees only. I'm sure we hit at least a million. </p> https://boards.hellobee.com/topic/nicu-costs#post-2107929 Fri, 13 Mar 2015 20:04:46 +0000 blackbird 2107929@https://boards.hellobee.com/ <p>well shit. E was there for 6 days due to persistent pulmonary hypertension of the neonate...she was primarily on oxygen for the week but not much else. Her bill was 30K and we paid $250. </p> https://boards.hellobee.com/topic/nicu-costs#post-2107900 Fri, 13 Mar 2015 19:44:51 +0000 yellowbird 2107900@https://boards.hellobee.com/ <p>@cmomma17: Does your insurance have an out of pocket max? I low nothing about nicu stays, but i assume they cat go over your yearly oopmax. Who knows though. Still thinking of you and little Reid daily! &lt;3 </p>