Hellobee Boards Topic: Pros/Cons of HSA High Deductible Plan

Hellobee Boards Topic: Pros/Cons of HSA High Deductible Plan https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 26 Apr 2026 18:17:46 +0000 immabeetoo on "Pros/Cons of HSA High Deductible Plan" https://boards.hellobee.com/topic/proscons-of-hsa-high-deductible-plan#post-568296 Fri, 15 Feb 2013 10:35:34 +0000 immabeetoo 568296@https://boards.hellobee.com/ @JessLC: I know it was a lucky break for us but if we were to have another I'd try for the same scenario! SleepyMonkey on "Pros/Cons of HSA High Deductible Plan" https://boards.hellobee.com/topic/proscons-of-hsa-high-deductible-plan#post-568276 Fri, 15 Feb 2013 10:30:41 +0000 SleepyMonkey 568276@https://boards.hellobee.com/ @scg00387: same here! I don't know if I can be so lucky next time though! matador84 on "Pros/Cons of HSA High Deductible Plan" https://boards.hellobee.com/topic/proscons-of-hsa-high-deductible-plan#post-568258 Fri, 15 Feb 2013 10:25:24 +0000 matador84 568258@https://boards.hellobee.com/ We hit our deductible and have 100% paid after. Our deductible was 3000. immabeetoo on "Pros/Cons of HSA High Deductible Plan" https://boards.hellobee.com/topic/proscons-of-hsa-high-deductible-plan#post-568226 Fri, 15 Feb 2013 10:17:55 +0000 immabeetoo 568226@https://boards.hellobee.com/ We have one and I'm so glad we got pregnant in the same year I delivered otherwise we'd have paid a lot more out of pocket if it'd been split over two time periods. SleepyMonkey on "Pros/Cons of HSA High Deductible Plan" https://boards.hellobee.com/topic/proscons-of-hsa-high-deductible-plan#post-568177 Fri, 15 Feb 2013 10:04:50 +0000 SleepyMonkey 568177@https://boards.hellobee.com/ depends on how high your deductible is and if your husband's employer gives you any money in your HSA account. you will most likely hit your deductible in this year because L&D costs a fortune, and then you'll probably only have to pay 10% of costs out of pocket until you reach your co-insurance limit and then everything is free after that. but, before you hit your deductible, you are paying the rate that your insurance company has negotiated with your doctors, which can be a lot of money. serendipity on "Pros/Cons of HSA High Deductible Plan" https://boards.hellobee.com/topic/proscons-of-hsa-high-deductible-plan#post-568071 Fri, 15 Feb 2013 09:34:32 +0000 serendipity 568071@https://boards.hellobee.com/ I'm used to have a PPO health insurance plan for many years and this year we changed to a HSA High Deductible plan through my husband's work. I was wondering if this insurance plan is beneficial to have during pregnancy and for pediatrician visits.