https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 12 Apr 2026 08:43:35 +0000 https://boards.hellobee.com/topic/ring-insurance#post-1057355 Sat, 31 Aug 2013 11:06:30 +0000 StbHisMrs 1057355@https://boards.hellobee.com/ <p>Check with your agent to see what the limits are that fall under your homeowners or renters policy. The company I work for is capped at $1500 Homeowners and $2500 renters. If it's valued over that then you'll need a current appraisal and you can schedule it under your policy. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057179 Sat, 31 Aug 2013 08:28:24 +0000 Mrs. Jump Rope 1057179@https://boards.hellobee.com/ <p>Mine are covered under our home owners policy. Before that, I had them covered under our renters insurance. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057168 Sat, 31 Aug 2013 08:18:50 +0000 Mrs D 1057168@https://boards.hellobee.com/ <p>Make sure when you get it insured you get it insured for replacement value (appraisal) not purchased price. DH got a deal on my ring (like $2K off) so to replace it we would have to spend more.</p> <p>We have a rider on our homeowners policy - I think maybe its like $25/bi annually? Totally worth the peace of mind! </p> https://boards.hellobee.com/topic/ring-insurance#post-1057158 Sat, 31 Aug 2013 08:12:24 +0000 pui 1057158@https://boards.hellobee.com/ <p>My rings are not insured and I wouldn't recommend you insure yours with separate insurance. I recommend attaching it to your home owner insurance. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057094 Sat, 31 Aug 2013 07:26:52 +0000 lamariniere 1057094@https://boards.hellobee.com/ <p>My dad is a jeweler and he appraises people's jewelry for insurance purposes. As others have said, you can have it attached to you hone owners or renters insurance. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057021 Sat, 31 Aug 2013 05:48:10 +0000 MrsH 1057021@https://boards.hellobee.com/ <p>Get it appraised and if it is over the value your plan normally covers then get a rider. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057004 Sat, 31 Aug 2013 04:47:24 +0000 Foodnerd81 1057004@https://boards.hellobee.com/ <p>My engagement ring was added as a rider to our renters insurance. We haven't insured our wedding rings- it didn't really make sense for the added cost vs the cost if the rings. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057002 Sat, 31 Aug 2013 04:40:39 +0000 Mrs. Lemon-Lime 1057002@https://boards.hellobee.com/ <p>First step is getting it appraised. Mine is added to our existing home policy as a rider, but you can take out a separate policy if you feel like price shopping for the best rate.</p> <p>Here are some more details.</p> <p><a href="http://m.theknot.com/getting-engaged/engagement-rings/articles/engagement-ring-insurance-101.aspx?MsdVisit=1" rel="nofollow">http://m.theknot.com/getting-engaged/engagement-rings/articles/engagement-ring-insurance-101.aspx?MsdVisit=1</a> </p> https://boards.hellobee.com/topic/ring-insurance#post-1057001 Sat, 31 Aug 2013 04:38:17 +0000 Bao 1057001@https://boards.hellobee.com/ <p>We just have it added on to our homeowners insurance. It was pretty easy! You can also add it to renters insurance. </p> https://boards.hellobee.com/topic/ring-insurance#post-1057000 Sat, 31 Aug 2013 04:35:57 +0000 brady80 1057000@https://boards.hellobee.com/ <p>Even though we have been married for 3 years I have yet to insure my rings! I had a dream the other night that I lost them and that prompted me to think about insurance. My engagement ring is my great-grandmother's. How do I go about getting insurance? </p>