https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 05 Apr 2026 23:59:20 +0000 https://boards.hellobee.com/topic/roth-ira-vs-pay-off-debt#post-1249334 Thu, 28 Nov 2013 16:43:41 +0000 Bookish 1249334@https://boards.hellobee.com/ <p>Roth! Student debt is not bad debt, so to speak. We're about to start a new Roth next month! </p> https://boards.hellobee.com/topic/roth-ira-vs-pay-off-debt#post-1249330 Thu, 28 Nov 2013 16:26:47 +0000 MamaMoose 1249330@https://boards.hellobee.com/ <p>Roth for sure! </p> https://boards.hellobee.com/topic/roth-ira-vs-pay-off-debt#post-1249320 Thu, 28 Nov 2013 16:14:39 +0000 lemondrop 1249320@https://boards.hellobee.com/ <p>Roth. Our financial advisor recommended adding to retirement if our student loan interest rates were steady and below 7% if I remember correctly. Student loan debt was considered as good of a debt as you can get as long as monthly payments were reasonable for the income coming in. </p> https://boards.hellobee.com/topic/roth-ira-vs-pay-off-debt#post-1249301 Thu, 28 Nov 2013 15:34:11 +0000 sunny 1249301@https://boards.hellobee.com/ <p>Roth for sure! Though there are (currently) ways to contribute even if you will be past the income limit. </p> https://boards.hellobee.com/topic/roth-ira-vs-pay-off-debt#post-1249293 Thu, 28 Nov 2013 15:20:53 +0000 Amelieisme 1249293@https://boards.hellobee.com/ <p>Finance bees: DH and I are driving and we always get in a financial discussion. Our question--if we are able to this April, should we contribute to our Roth IRA (likely th last year we will be eligible) OR pay towards student loan with 6.5% interest rate? Which is the better financial decision in the long run? </p>