https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 17 Apr 2026 18:02:54 +0000 https://boards.hellobee.com/topic/short-term-disability-2#post-1392948 Sat, 01 Feb 2014 23:17:57 +0000 Mrs.Panda 1392948@https://boards.hellobee.com/ <p>My company offers 60% of your salary for STD for people who have worked there less than 5 or 6 years with an option for a buy-up to 80% for about $8 a pay period. People who have worked there longer than the 5 or 6 years (can't remember) automatically get the 80% with no option to buy-up. Maybe you can get Aflac? Not sure of the benefits of that as I haven't looked into it, though I know there is a stipulation about pregnancy and not delivering or conceiving (again, can't remember) within the first 10 months of your plan start. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392934 Sat, 01 Feb 2014 23:05:27 +0000 LindsayInNY 1392934@https://boards.hellobee.com/ <p>If it's an employer plan, then they can specify the limits. I know a lot of employers who offer nothing. I'm in NY and the mandated state amount is only $160 a week or so. Aka next to nothing. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392882 Sat, 01 Feb 2014 21:52:03 +0000 mrsbookworm 1392882@https://boards.hellobee.com/ <p>I took off 4 months but only 2 months were paid. I had a month worth of PTO and then had FMLA and short term disability for the next two months. Those two together did not equal my real paycheck though... </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392820 Sat, 01 Feb 2014 21:10:43 +0000 yellowbird 1392820@https://boards.hellobee.com/ <p>@mrsbookworm: what?! How long was your maternity leave?? </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392789 Sat, 01 Feb 2014 20:53:01 +0000 mrsbookworm 1392789@https://boards.hellobee.com/ <p>I had Prudential and the policy was that I would get 60% of my salary for 6 weeks after a 30 day waiting period. However, what I didn't realize/they didn't make clear was that the 30 days counted for part of the 6 weeks. So essentially, I got paid for 12 days (42 - 30 days) at 60% of my salary. Not even a full paycheck! </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392763 Sat, 01 Feb 2014 20:41:25 +0000 yellowbird 1392763@https://boards.hellobee.com/ <p>@mrsbookworm: tell me about yours. Maybe mines the same? </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392762 Sat, 01 Feb 2014 20:40:03 +0000 mrsbookworm 1392762@https://boards.hellobee.com/ <p>My short term disability sucked. I wouldn't even bother signing up/paying for it next time. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392714 Sat, 01 Feb 2014 20:04:05 +0000 yellowbird 1392714@https://boards.hellobee.com/ <p>@LemonLong: @fussygal: thanks for the info!</p> <p>I feel like I should be able to get more than 35%. I am definitely calling on monday. I don't see how maternity leave is feasible otherwise. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392673 Sat, 01 Feb 2014 19:32:33 +0000 LemonLong 1392673@https://boards.hellobee.com/ <p>Ours is 60% for six weeks for a vaginal birth! but you can opt to pay extra during our annual enrollment period to have it bumped to 80%. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392642 Sat, 01 Feb 2014 19:07:28 +0000 fussygal 1392642@https://boards.hellobee.com/ <p>Our company also uses Guardian and I will get 8 weeks at 80% (as an employee benefit), then 8 weeks PTO. I also don't live in one of those states. Not sure if that's helpful but maybe gives you an idea of what is going on elsewhere :( Hope your able to find answers soon! </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392234 Sat, 01 Feb 2014 13:35:17 +0000 yellowbird 1392234@https://boards.hellobee.com/ <p>It's through my employer sort of. Its through guardian. Maybe it's capped at a certain amount? I have to pay the premiums though. They don't pay anything....</p> <p>And I don't live in any if those states :( </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392204 Sat, 01 Feb 2014 13:19:26 +0000 yoursilverlining 1392204@https://boards.hellobee.com/ <p>Is that through your employer or an individual plan? If it's individual, you should be able to "buy-up" to a higher %. </p> <p>Mine was 100% for 6 weeks, but that was through my employer and like @Mamasig, my position in the company. </p> <p>A couple of states (NY, CA, RI, HI and I think a couple I'm forgetting) also have state-run disability and paid family leave options; so if you live in one of those states that's something else to look into too. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392194 Sat, 01 Feb 2014 13:15:04 +0000 blackbird 1392194@https://boards.hellobee.com/ <p>60% before taxes. Then 25% lopped off for taxes </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392193 Sat, 01 Feb 2014 13:14:48 +0000 Mamasig 1392193@https://boards.hellobee.com/ <p>At my work place, it depends on your title. As VP, I get 8 weeks at 100%, and then I think 60% for the next 8 weeks. So with my maternity leave, I got 8 weeks at 100% pay, but then I used 2 weeks of vacation, and 2 weeks unpaid. I'll do the same this maternity leave. Two weeks unpaid is a bit more manageable. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392186 Sat, 01 Feb 2014 13:09:53 +0000 yellowbird 1392186@https://boards.hellobee.com/ <p>Is it 60% of your gross or after tax?</p> <p>Mine is more like 35% of after tax or 26% of gross.....</p> <p>It seems crappy! </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392179 Sat, 01 Feb 2014 13:02:52 +0000 Ash 1392179@https://boards.hellobee.com/ <p>Mine is 60% but only 6 weeks is covered.<br /> I took 12 weeks and I'm only paid for 2 because I had to go to part time at 28 weeks due to contractions and that affected my STD. </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392163 Sat, 01 Feb 2014 12:52:27 +0000 blackbird 1392163@https://boards.hellobee.com/ <p>Well i get 60% but it is a company benefit. Too much less and I would probably have to go back to work earlier </p> https://boards.hellobee.com/topic/short-term-disability-2#post-1392156 Sat, 01 Feb 2014 12:40:40 +0000 yellowbird 1392156@https://boards.hellobee.com/ <p>I just signed up for short term disability benefits through my employer. I can't remember the specifics, but I'm pretty sure I signed up for the maximum plan they offered and the weekly rate is not even 50% of my salary. Is this normal? </p> <p>Is there something else I can get? Should I call and see if there is a different plan that offers more? Everything I read online says you can get it up to 70% of your salary?</p> <p>I'm trying to think of future maternity leave with a #2 and I am terrified that we wont be able to afford it. I am the breadwinner, so 12 weeks off completely unpaid is not an option. </p> <p>I should be able to save 3 weeks PTO, and short term disability covers 6 weeks, but at not even 50% salary, I'm questioning if We would survive! I am also planning on starting a savings account just for maternity leave :( This is depressing! </p>