https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Thu, 21 May 2026 02:10:27 +0000 https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972489 Fri, 05 Dec 2014 12:43:46 +0000 loki 1972489@https://boards.hellobee.com/ <p>@rachiecakes: thank you so much! do you happen to recall which company you ended up going with? </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972482 Fri, 05 Dec 2014 12:41:28 +0000 rachiecakes 1972482@https://boards.hellobee.com/ <p>@loki: I traveled around the same time and bought insurance while I was staying in Canada - just to make sure I was covered EVERYWHERE just in case. It wasn't expensive and gave me peace of mind. </p> <p>I'm going to look up the website - it had different plans to compare and then I called to ask all the questions, just to be sure I was choosing the right one. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972332 Fri, 05 Dec 2014 11:12:12 +0000 loki 1972332@https://boards.hellobee.com/ <p>@78h2o: i definitely always get travel insurance when i'm out of the country... i'm just so nervous about insurance finding loopholes in the event of an emergency! every policy i've looked into has pregnancy under inclusions but always seems to say "complications and child birth are not covered if happen in the 9 weeks before or after the expected date of delivery" or something to that effect. Which makes me think i should be fine since i am travelling before 31 weeks! i might be over thinking it and it is very unlikely i'll need to.<br /> glad to hear your grandfather made a full recovery though, that is incredible! </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972327 Fri, 05 Dec 2014 11:09:27 +0000 78h2o 1972327@https://boards.hellobee.com/ <p>I think it's worth getting if you are going to be that far away. We went to Hawaii with my grandfather a few years ago and he ended up coming down with bacterial meningitis. He ended up in a coma and on life support for awhile...after two weeks in a coma, life support was removed and he went into hospice... however, he somehow made a miraculous recovery and came out of the coma. I had to go home, but my parents ended up having to stay in Hawaii for 2 months while he was in a rehab hospital until he was strong enough to take a commercial flight home. We didn't have travel insurance and medical evacuation would have been 50k. </p> <p>I am looking into insurance for a trip in a couple months, but a lot of the policies I am seeing exclude preexisting conditions and I'm assuming that's how they would classify pregnancy? I will have to look into Pacific Blue Cross. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972314 Fri, 05 Dec 2014 11:02:44 +0000 loki 1972314@https://boards.hellobee.com/ <p>@alohaorchid: we have sunlife. but i logged on and where it says travel insurance, it took me to a link to purchase RSA insurance. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972311 Fri, 05 Dec 2014 11:00:44 +0000 alohaorchid 1972311@https://boards.hellobee.com/ <p>@loki: Who is your benefits provider? </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972307 Fri, 05 Dec 2014 10:59:57 +0000 loki 1972307@https://boards.hellobee.com/ <p>@alohaorchid: i just looked into it and i don't actually have work coverage but i can get it for pretty cheap. it says the standard "9 weeks before or after expected delivery date" but i'm trying to get some sort of confirmation of that coverage!</p> <p>thanks guys! </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972280 Fri, 05 Dec 2014 10:43:55 +0000 alohaorchid 1972280@https://boards.hellobee.com/ <p>Your work benefits should cover you until 32 weeks as long as you don't have complications from a pre-existing condition while you are there. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972268 Fri, 05 Dec 2014 10:39:22 +0000 loki 1972268@https://boards.hellobee.com/ <p>@Rockies11: haha ok i'm just being crazy! thanks for the great suggestions, i will definitely call then and see what they say! </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972246 Fri, 05 Dec 2014 10:24:11 +0000 Rockies11 1972246@https://boards.hellobee.com/ <p>@loki: oh yeah, no you're overthinking! Call your work benefits, then call the credit card benefits. They won't tell you there's no guarantee, they'll just tell you what you are and aren't covered for. It's way better for you in the case of a denial that you called and gave them details of your trip and your pregnancy than if you didn't. And if they say you're not covered, then you buy secondary insurance. The CC travel insurance is always shitty though - you might have coverage issues if you were just relying on that. Work benefits insurance tends to be amazing beyond your wildest dreams. We had a claim when we were just out of province and they choppered us back, lol. Insurance is different here that it is in the States, and that million dollar baby lady had a different insurance problem than the normal. And if it really was the case that they dug up a ficticious pre-existing condition, they'll end up paying for that million dollar baby anyway. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972234 Fri, 05 Dec 2014 10:16:28 +0000 loki 1972234@https://boards.hellobee.com/ <p>@Rockies11: I do have benefits through work and we also have benefits through a CC my husband has. I'm really nervous about calling because I feel like they'll say there's no guarantee and then I don't really have a leg to stand on if something were to happen... which is why I was looking into secondary coverage, just in case. I can ask around and get more details from them without feeling like i'm putting myself into a difficult situation. ya know? maybe i'm just being paranoid haha. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972187 Fri, 05 Dec 2014 09:50:32 +0000 Rockies11 1972187@https://boards.hellobee.com/ <p>@loki: do you have benefits through work? Usually work benefits include travel insurance. Whether you do or don't, make sure you call the benefits providers and ask exactly what the cover and what they don't - they record the calls so if there's ever a problem, you can rely on what they said. Typically policies cover you for pregnancy complications prior to 32 weeks, unless you've been diagnosed as a "high risk pregnancy". Write down the time and date of the call, and the details of what was said about the coverage, and store it until after your trip. </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972167 Fri, 05 Dec 2014 09:32:07 +0000 loki 1972167@https://boards.hellobee.com/ <p>@QBbride: oh i had no idea! definitely looking into it. not sure i wanna give them my business after they're giving this girl such a hard time but CAA &amp; some other companies i've looked into seem to have the same coverage... need to get it confirmed in writing though to be sure! </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972155 Fri, 05 Dec 2014 09:27:16 +0000 QBbride 1972155@https://boards.hellobee.com/ <p>@loki: yeah her water broke in Hawaii and she was on bed rest for 6 weeks or something before the baby was born!</p> <p>Definitely look into PBC. Chances are you don't need it, but you'll be glad you had it if you need it! (Fingers crossed you won't!) </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972114 Fri, 05 Dec 2014 09:08:25 +0000 loki 1972114@https://boards.hellobee.com/ <p>@QBbride: We are going for 10 days to Costa Rica. I'll be 27 weeks when we leave. I am assuming everything will be fine and it is unlikely I will need the coverage but I just want some peace of mind! Thanks for the reco.</p> <p>So she had to check into hospital and the baby wasn't born until much later? i didn't read too much about it! </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972106 Fri, 05 Dec 2014 09:03:17 +0000 QBbride 1972106@https://boards.hellobee.com/ <p>@loki: Pacific Blue Cross is known to cover Mum/babe until 32 weeks when travelling to the States, where are you travelling and how far along will you be?</p> <p>Pacific Blue Cross was the insurer with the "million dollar baby" but I think the issue was that the insurance coverage expired before the baby was actually born (since why would you buy 8 weeks + of travel insurance past your expected return home date). </p> https://boards.hellobee.com/topic/travelling-while-pregnant-insurance-canadians#post-1972081 Fri, 05 Dec 2014 08:44:54 +0000 loki 1972081@https://boards.hellobee.com/ <p>In light of the "million dollar baby" that was born ~10 weeks early in Hawaii, everyone is cautioning me about an upcoming trip.</p> <p>We booked a trip for January before I was pregnant... it was a gift from a family member so I have every intention of going. We have travel insurance through our credit card but I am planning on calling around to some secondary plans to find out what they cover. </p> <p>If you've travelled (out of country) while pregnant, did you get coverage? Can you recommend specific plans that I should look into?</p> <p>Also, how would you interpret this wording:<br /> "complications and child birth are not covered if happen in the 9 weeks before or after the expected date of delivery". to me it means anything before 31 weeks is covered... am i reading it right?</p> <p>any suggestions/tips would be great! </p>