https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 15 May 2026 11:02:10 +0000 https://boards.hellobee.com/topic/upromisecom#post-72180 Fri, 10 Feb 2012 10:38:25 +0000 yoursilverlining 72180@https://boards.hellobee.com/ <p>One more point too: Your friends and family can register for UPromise, but have UPromise send their cash back savings to *you*. We’re thinking about asking the grandparents if they would be interested in doing this once LO is here. They don’t need to do anything (besides initially register their credit/debit cards, and direct UPromise to send you, instead of them, the cash back $). This seems like another easy way to save a little bit extra – or put a little bit extra into LO’s college fund. </p> https://boards.hellobee.com/topic/upromisecom#post-72172 Fri, 10 Feb 2012 10:34:03 +0000 mrsjyw 72172@https://boards.hellobee.com/ <p>I'm signed up for it... but haven't built up too many rewards back. It's a free program, so I def log into it and keep it "current" as best as I can. </p> https://boards.hellobee.com/topic/upromisecom#post-72160 Fri, 10 Feb 2012 10:21:44 +0000 chopsuey 72160@https://boards.hellobee.com/ <p>MIL always shops through upromise. I had never heard of it before she mentioned it to me. </p> https://boards.hellobee.com/topic/upromisecom#post-72147 Fri, 10 Feb 2012 10:11:11 +0000 tequiero21 72147@https://boards.hellobee.com/ <p>@yoursilverlining: awesome thanks! i think i'll go ahead and create one. it's actually the sallie mae high-yield account that i created that pointed me to it. i would get like 10% of something something with upromise or something like that lol. </p> https://boards.hellobee.com/topic/upromisecom#post-72070 Fri, 10 Feb 2012 09:13:34 +0000 yoursilverlining 72070@https://boards.hellobee.com/ <p>I use it! Its free, so I figured why not (plus, you link it to your credit/debit cards, and you can still get your credit card reward points, so cash back + points without having to do any extra work? Heck yes!)</p> <p>Honestly, I don’t think it’s that spectacular – but I think it could be depending on your spending habits. I think its success depends on where you buy, and how much you buy – our main grocery store isn’t in their program, and many of the places we eat out at on a regular basis are not included, etc. They do have a UPromise credit card, which sounds like a much better deal (i.e., 11% cash back on restaurants vs. 2-3%). </p> <p>Like I said, its really no work to use UPromise. You set up an account, register the credit/debit cards you use, including grocery reward cards, CVS/Rite Aid type rewards cards, gas cards – and then whenever you make a qualifying purchase on one of the cards, you get a % cash back. Your cash back savings is held in a fund, and then you can either transfer that money into a 529 plan for LO’s college, a Sallie Mae high yield savings account (this is what I do), or use the money against the balance of your Sallie Mae student loans. </p> https://boards.hellobee.com/topic/upromisecom#post-72026 Fri, 10 Feb 2012 07:03:59 +0000 tequiero21 72026@https://boards.hellobee.com/ <p>i've heard about upromise a few years back in richmond (ukrops, a shopping center, was connected to it).... but i chalked it off as nothing of importance. but i read a bit about it now and it looks like it's some sort of cash back program that you can apply towards college funds and college loans. so it sounds good - in theory.</p> <p>anyone use it? like it? worth it? sounds like it's free so why wouldn't it be worth it, right? </p>