https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Tue, 14 Apr 2026 07:11:51 +0000 https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445779 Mon, 24 Feb 2014 13:16:37 +0000 nana87 1445779@https://boards.hellobee.com/ <p>I have grad student health insurance through my university. For anything besides my ob/prenatal care, I have to go to campus health services to get care or a referral. I like having health services there for things that I need to see someone asap, like flu, but it's a pain for more routine stuff. Like, I had an annual gyn check up there once and they're used to seeing undergrads more regularly so it felt super awkward--an 18 year old worrying about stds is very different than a 30 year old who's ttc! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445759 Mon, 24 Feb 2014 13:08:58 +0000 purrpletulips 1445759@https://boards.hellobee.com/ <p>We have a High Deductible plan through my employer, we don't require a referral to see a specialist. It was the same with my previous HMO plan which sadly is no longer available. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445730 Mon, 24 Feb 2014 12:51:28 +0000 bushelandapeck 1445730@https://boards.hellobee.com/ <p>Cigna PPO through DH's work. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445725 Mon, 24 Feb 2014 12:49:12 +0000 yoursilverlining 1445725@https://boards.hellobee.com/ <p>Cigna. I can't remember/don't know or care if it's PPO or HMO. I don't need referrals for anything. It's a great plan! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445600 Mon, 24 Feb 2014 12:17:13 +0000 Alivoo01 1445600@https://boards.hellobee.com/ <p>PPO through my job. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445469 Mon, 24 Feb 2014 11:42:38 +0000 deactivated_account 1445469@https://boards.hellobee.com/ <p>I have been hanging on to my HMO and want to keep it as long as there are good doctors from which to choose. I'm picky about doctors even though I don't have any medical needs beyond regular annual well woman exam and annual blood work. I like having set low copays for all things. I have always paid out of pocket for my annual dermatologist so I don't know how it would work if I went through my insurance. Good luck, lady! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445437 Mon, 24 Feb 2014 11:35:46 +0000 Shutterbug 1445437@https://boards.hellobee.com/ <p>We both have BCBS but I have an HMO through my employer and DH has a PPO through his employer, which is free for him. Adding me to his PPO would have been more expensive than me going through my own employer. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445405 Mon, 24 Feb 2014 11:31:46 +0000 MrsH 1445405@https://boards.hellobee.com/ <p>PPO. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445401 Mon, 24 Feb 2014 11:30:36 +0000 mrs. bird 1445401@https://boards.hellobee.com/ <p>we have a BCBS PPO through mr. bird's employer, but we have to select our new plan by the end of the month so that may change. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445387 Mon, 24 Feb 2014 11:27:16 +0000 Bookish 1445387@https://boards.hellobee.com/ <p>PPO through my work for LO and I, and DH has his own through his work </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445376 Mon, 24 Feb 2014 11:25:06 +0000 sorrycharlie 1445376@https://boards.hellobee.com/ <p>I think we have HMO through DH's work. Blue Cross!</p> <p>eta: I don't need referrals for anything I've come across though. weird? idk.. I don't really understand insurance tbh haha </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445343 Mon, 24 Feb 2014 11:17:23 +0000 Anagram 1445343@https://boards.hellobee.com/ <p>PPO through my job. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445322 Mon, 24 Feb 2014 11:12:04 +0000 Mrs. Pickle 1445322@https://boards.hellobee.com/ <p>PPO through DH's work. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445315 Mon, 24 Feb 2014 11:09:59 +0000 IRunForFun 1445315@https://boards.hellobee.com/ <p>PPO through my work. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445313 Mon, 24 Feb 2014 11:09:23 +0000 Mae 1445313@https://boards.hellobee.com/ <p>@autumnlove: lame. This is the last year my husband's work is offering a PPO and next year we're being forced into an HSA… hoping the rules on this don't change! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445311 Mon, 24 Feb 2014 11:08:48 +0000 autumnlove 1445311@https://boards.hellobee.com/ <p>@Mae: Nice! I can only make my appointments for the eye doctor and OBGyn! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445298 Mon, 24 Feb 2014 11:06:22 +0000 keiki_mama 1445298@https://boards.hellobee.com/ <p>HMO through my work. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445295 Mon, 24 Feb 2014 11:04:41 +0000 Mae 1445295@https://boards.hellobee.com/ <p>PPO through my husband's work. We do not need referrals to see docs like derms, luckily! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445275 Mon, 24 Feb 2014 10:59:38 +0000 Adira 1445275@https://boards.hellobee.com/ <p>PPO through my husband's work. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445231 Mon, 24 Feb 2014 10:47:44 +0000 autumnlove 1445231@https://boards.hellobee.com/ <p>@looch: Nice. I just called and they lifted my expired (by one month) dermatologist referral and let me make an appointment! </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445230 Mon, 24 Feb 2014 10:47:36 +0000 mrsjyw 1445230@https://boards.hellobee.com/ <p>cigna epo, we don't need referrals tho it is technically an hmo! :) </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445228 Mon, 24 Feb 2014 10:45:44 +0000 cmomma17 1445228@https://boards.hellobee.com/ <p>I have insurance through my employer. But I don't know what "kind" it is? :silly: </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445203 Mon, 24 Feb 2014 10:41:50 +0000 looch 1445203@https://boards.hellobee.com/ <p>We have a plan called Open Access. </p> <p>Even when we had the HMO last year, we didn't need referrals from our primary doctor. I called 3 times to confirm, lol. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445177 Mon, 24 Feb 2014 10:36:29 +0000 pui 1445177@https://boards.hellobee.com/ <p>No additional health insurance at all, only what we pay for through our taxes. This will have to change when our LO arrives. </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445175 Mon, 24 Feb 2014 10:35:53 +0000 preggomeggo82 1445175@https://boards.hellobee.com/ <p>PPO through work </p> https://boards.hellobee.com/topic/what-kind-of-insurance-do-you-have#post-1445172 Mon, 24 Feb 2014 10:35:16 +0000 autumnlove 1445172@https://boards.hellobee.com/ <p>I have an HMO plan through DH's work...I need a referral for a specialist. I will feel silly telling my primary care dr that I want to see the dermatologist for anti aging stuff! :P </p>