https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Mon, 18 May 2026 07:12:12 +0000 https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-484112 Sun, 06 Jan 2013 15:29:28 +0000 mrsjyw 484112@https://boards.hellobee.com/ <p>15% match at 6%... dh does 15% his company matches at 4% </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-484097 Sun, 06 Jan 2013 15:23:23 +0000 BSB 484097@https://boards.hellobee.com/ <p>I upped it this year to 10%. I was at 4%. I also participate in my company's ESPP. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-483937 Sun, 06 Jan 2013 13:33:24 +0000 plantains 483937@https://boards.hellobee.com/ <p>I put in 9% and my job matches that dollar for dollar so a total f 18% goes in. DH puts in 20% and he also a pension. We are about to reduce his 20% though temporarily as we are buying a place. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-482894 Sat, 05 Jan 2013 14:50:06 +0000 MrsH 482894@https://boards.hellobee.com/ <p>I max out every year. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-482893 Sat, 05 Jan 2013 14:48:58 +0000 Mrs. Jacks 482893@https://boards.hellobee.com/ <p>My work puts in 22% of my pretax salary and I contribute 3% and mister jacks contributes to his. My work gives us so much that we use both a 401k and a 403b. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-482863 Sat, 05 Jan 2013 14:06:40 +0000 Mrs. Lemon-Lime 482863@https://boards.hellobee.com/ <p>I put in 10%, my company matches 6%. DH puts in 10%, his company matches 8%. I also have an IRA, and DH gets a pension. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-482292 Sat, 05 Jan 2013 01:32:22 +0000 Dr. Pepper 482292@https://boards.hellobee.com/ <p>Currently 4% into the 401k with a matching 2% from my employer (that is their max match). Then I put another 6% into the Roth 403b. I will keep increasing this until I reach the max allowed (which will be about 16% for me- I'm at 12% now). We also have a 5.5% pension at my job.</p> <p>My hubby has 2 pensions and a dollar-for-dollar matched 401k, but I don't have a clue what he contributes to it. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-481030 Fri, 04 Jan 2013 14:48:17 +0000 kml636 481030@https://boards.hellobee.com/ <p>wow, good for you! Have you considered opening a roth IRA? There are limits to how much you can contribute, but you can invest in any stock you want. </p> <p>I only put in what they match, which is a measly 3% at this moment. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480955 Fri, 04 Jan 2013 14:06:01 +0000 ShootingStar 480955@https://boards.hellobee.com/ <p>I put 10%, DH puts 18%. I'm thinking of upping my contribution amount when I get a new job; I want to make sure we're both contributing the max. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480769 Fri, 04 Jan 2013 12:51:52 +0000 purrpletulips 480769@https://boards.hellobee.com/ <p>I'm required to put 10% because I don't contribute to social security, my employee puts 13% additional in. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480754 Fri, 04 Jan 2013 12:48:05 +0000 autumnlove 480754@https://boards.hellobee.com/ <p>10% </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480730 Fri, 04 Jan 2013 12:42:39 +0000 Smurfette 480730@https://boards.hellobee.com/ <p>6% what the company will match, or at least use to match </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480715 Fri, 04 Jan 2013 12:37:34 +0000 eeh 480715@https://boards.hellobee.com/ <p>We contribute 10% to my husband's 401k with no company matching. We meet with our financial advisor in 2 weeks to set up a Roth and reassess our contributions.</p> <p>ETA: we also pay into railroad retirement so we'll have that since we don't get social security. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480686 Fri, 04 Jan 2013 12:26:39 +0000 Bookish 480686@https://boards.hellobee.com/ <p>I think mine is 6% matched, and my DH's is 4% matched. We need to up it, but it won't happen until LO is out of daycare. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480683 Fri, 04 Jan 2013 12:25:39 +0000 Alivoo01 480683@https://boards.hellobee.com/ <p>I currently contribute 12% per paycheck, I get paid bi-monthly. My combine does a discretionary matching once a year in March. I used to deposit around 18%, but due to changes in finances, I've reduced the contribution amount. Hoping to up it again soon though! </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480650 Fri, 04 Jan 2013 12:15:20 +0000 mediagirl 480650@https://boards.hellobee.com/ <p>I put 20% into my 401k and $5000/yr into my IRA. My husband does the same. His company used to match up to 4% and would put 10% of their salaries in each year but they had to cut back and quit matching anything this year. :( </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480605 Fri, 04 Jan 2013 12:03:58 +0000 Mrs. Pickle 480605@https://boards.hellobee.com/ <p>My DH puts in 11%. His company matches 4% (I think). </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480567 Fri, 04 Jan 2013 11:55:01 +0000 yoursilverlining 480567@https://boards.hellobee.com/ <p>I contribute 6% and my company matches 5%, so 11% total. My husband is about the same. We also plan to buy investment property for retirement, so we are savings for that as well. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480558 Fri, 04 Jan 2013 11:53:07 +0000 winniebee 480558@https://boards.hellobee.com/ <p>I used to max it out but quit contributing when I was on maternity leave and haven't re-upped yet - I took a 25% paycut to go part time so wanted to see how things shook out first. Meanwhile, my firm contributes a flat 3% regardless of whether you contribute. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480536 Fri, 04 Jan 2013 11:47:00 +0000 mrsjazz 480536@https://boards.hellobee.com/ <p>I put in 5% and my company matches it. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480529 Fri, 04 Jan 2013 11:45:14 +0000 junebugmama 480529@https://boards.hellobee.com/ <p>We contribute the IRS maximum. It just recently changed to $17,500. So that's what we put in. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480526 Fri, 04 Jan 2013 11:43:56 +0000 PurplePumps 480526@https://boards.hellobee.com/ <p>16% so that including the employer match, I put the max allowed. DH does the same. We also contribute the max to our Roth IRAs. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480524 Fri, 04 Jan 2013 11:42:54 +0000 ladyfingers 480524@https://boards.hellobee.com/ <p>Wow... I only put in 4%. And with the payroll taxes increasing now, and daycare costs in three months, I can't see upping it anytime soon :( </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480523 Fri, 04 Jan 2013 11:42:48 +0000 tororojo 480523@https://boards.hellobee.com/ <p>DH and I do 5% each. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480514 Fri, 04 Jan 2013 11:39:37 +0000 MamaMoose 480514@https://boards.hellobee.com/ <p>8% for me and hubs. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480498 Fri, 04 Jan 2013 11:32:34 +0000 kayakgirl73 480498@https://boards.hellobee.com/ <p>15% however I'm 39. My company gives us 7.5% of our salary as a match once a year. The younger you can start the better. I may have to temporarily stop mine while on Maternity Leave, so most of my leave will be unpaid or on 60% disability insurance for 6 weeks. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480497 Fri, 04 Jan 2013 11:31:49 +0000 Meridian 480497@https://boards.hellobee.com/ <p>DH puts in 10% to his 401K. I have a Roth IRA, but I only put $4 - 5K in there every other year or so. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480477 Fri, 04 Jan 2013 11:20:24 +0000 MrsBrewer 480477@https://boards.hellobee.com/ <p>0% right now.....I'm waiting until I've been at my company for 1 year, because then they will start matching! Once I hit the 1 year mark, I think I will contribute 4-5% </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480472 Fri, 04 Jan 2013 11:17:59 +0000 dagret 480472@https://boards.hellobee.com/ <p>6%, the max to get a maximum company match. I also contribute to a Roth. (so does DH) I want to slowly increase the roth contribution to the max before increasing my 401k contribution. </p> https://boards.hellobee.com/topic/what-percentage-do-you-put-in-401k#post-480471 Fri, 04 Jan 2013 11:17:52 +0000 lawbee11 480471@https://boards.hellobee.com/ <p>I put in 4% and my employer matches 4%, so 8% total. DH puts in 10%. </p>