https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Sun, 03 May 2026 01:01:36 +0000 https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801980 Wed, 06 Aug 2014 18:46:05 +0000 teamjse 1801980@https://boards.hellobee.com/ <p>Homeowners, auto, life policies (dh, myself, and lo all have them, my mom is a State Farm agent, that's why we started early), earthquake, personal property for my wedding ring, medical, and umbrella insurance. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801906 Wed, 06 Aug 2014 18:23:01 +0000 gingerbebe 1801906@https://boards.hellobee.com/ <p>We have:</p> <p>-Renter's<br /> -Auto<br /> -Cell phone<br /> -Personal property on my e-ring<br /> -2 small employer life insurance policies for me<br /> -1 huge term life insurance for DH<br /> -Employer disability insurance for me<br /> -1 huge private disability policy for DH</p> <p>We can't get a private life insurance policy for me at the moment because every time I've applied I got diagnosed with a brain tumor or some crazy pregnancy complication, so I have to wait a year each time! We'll probably get one added for me at some point. We will probably add a very small employer life insurance policy for our baby since it costs almost nothing. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801467 Wed, 06 Aug 2014 14:29:18 +0000 snowjewelz 1801467@https://boards.hellobee.com/ <p>We have home, auto (2), health through DH's job, life insurance through DH (and whatever I get from work). </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801122 Wed, 06 Aug 2014 12:38:57 +0000 LindsayInNY 1801122@https://boards.hellobee.com/ <p>Auto (1 car)<br /> Condo<br /> Jewelry Rider (since it can't be covered on condo)<br /> 15 year term life for DH and I<br /> 30 year term life for DH and I<br /> Umbrella coverage (again, was fairly cheap to add in!)</p> <p>I think that's it? </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801070 Wed, 06 Aug 2014 12:22:11 +0000 yoursilverlining 1801070@https://boards.hellobee.com/ <p>Home (primary residence and rental property)<br /> Auto (2 cars)<br /> Health (medical, dental and vision for DH, me and LO)<br /> Short-term disability for both DH and I<br /> Long-term disability for both DH and I<br /> Life insurance on me, DH and LO. DH has 2 life policies, LO and I have 1 each. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801025 Wed, 06 Aug 2014 12:02:12 +0000 lawbee11 1801025@https://boards.hellobee.com/ <p>Auto (2 cars)<br /> Homeowners<br /> Health (medical/dental/vision)<br /> Life insurance (both of us)<br /> Long-term disability (both of us)<br /> Long-term care (DH only) </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801020 Wed, 06 Aug 2014 12:01:01 +0000 Amelieisme 1801020@https://boards.hellobee.com/ <p>We have:<br /> home insurance<br /> 2 condos with property insurance (we rent them out)<br /> Auto insurance<br /> Life insurance for both<br /> Disability insurance for me<br /> Umbrella insurance </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801018 Wed, 06 Aug 2014 12:00:07 +0000 yellowbird 1801018@https://boards.hellobee.com/ <p>Home<br /> 2 cars<br /> Life for me<br /> Life for dh<br /> Short and long term disability </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801011 Wed, 06 Aug 2014 11:58:10 +0000 MamaMoose 1801011@https://boards.hellobee.com/ <p>@littlek: wall me if i can help at all </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801008 Wed, 06 Aug 2014 11:56:33 +0000 littlek 1801008@https://boards.hellobee.com/ <p>@MamaMoose: he gets one at work but we are considering getting a 2nd policy for him. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1801004 Wed, 06 Aug 2014 11:54:10 +0000 Smurfette 1801004@https://boards.hellobee.com/ <p>Home (house) includes my engagement ring<br /> Home (condo we rent out)<br /> Auto 2 cars<br /> DH Life insurance<br /> Me Life isurance<br /> R Life insurance<br /> Me another life that my parents started for me when I was a baby and I still continue<br /> DH and I both also have life insurance policies with work. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1800986 Wed, 06 Aug 2014 11:49:03 +0000 MamaMoose 1800986@https://boards.hellobee.com/ <p>We have auto insurance, homeowners (will have two policies for a couple of weeks of overlap between houses), personal property rider on my engagement ring, term life on both of us (I'm not a fan of life insurance as an investment vehicle unless we were earning more and needed an additional was to defer taxes), disability insurance, and we are adding an umbrella policy.</p> <p>@littlek: I would highly suggest you look into what kind of disability coverage (if any) your husband has through his work. And consider supplementing with a private policy if necessary. At our age, a disability event is much more likely than a death event and it can be devestating financially. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1800977 Wed, 06 Aug 2014 11:44:13 +0000 sunny 1800977@https://boards.hellobee.com/ <p>We have auto, home, personal property for my e-ring and we got an umbrella policy when we bought our home. We have life insurance through work, but its pretty minimal. I've been thinking about whether or not we need any additional life insurance in case something happens to us and LO needs to be taken care of. :bummed: </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1800951 Wed, 06 Aug 2014 11:36:03 +0000 Mae 1800951@https://boards.hellobee.com/ <p>auto (2), home insurance, jewelry rider, business insurance for my photography business, and life insurance on dh and i. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1800949 Wed, 06 Aug 2014 11:35:01 +0000 Boogs 1800949@https://boards.hellobee.com/ <p>@littlek: We have an umbrella policy. To add it was next to nothing so we figured we would give it a shot. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1800943 Wed, 06 Aug 2014 11:34:30 +0000 LuLu Mom 1800943@https://boards.hellobee.com/ <p>We have auto (2), home insurance + personal insurance, 5 life insurance policies (2 on each of us, 1 for DD.) The only reason we have 2 on each of us is we are in the process of switching companies so they are practically the same. Although I'm tempted to keep them both now, it's a low monthly amount and it would help in the case of a sudden death. </p> https://boards.hellobee.com/topic/what-types-of-insurance-do-you-have#post-1800876 Wed, 06 Aug 2014 11:17:45 +0000 littlek 1800876@https://boards.hellobee.com/ <p>DH was looking at updating our insurance the other day and we are updating to add term life insurance for LO and I. We currently have the following: auto (2 vehicles), home (primary residence), home (rental property), life (DH), personal property. Trying to figure out if we need umbrella insurance as well. </p>