https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Fri, 17 Jul 2026 01:30:59 +0000 https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148341 Fri, 04 May 2012 13:19:17 +0000 volksgirl64 148341@https://boards.hellobee.com/ <p>@MamaMoose: From what I know of it, if you enroll through a company you're locked into yearly contracts so you can only get in or out during open enrollment. So when I went to join they got me to join in April but knew I was locked in for a year. Then, since we weren't planning to get pregnant until August, I technically was locked in for 2 years. Even with 2 years I think I calculated that I would make almost twice my money back.<br /> However, I was laid off and became an individual subscriber so now I can cancel at any time. So as soon as I get my payout, I'm calling them!<br /> I think that they lose money on pregnancies (depending on what policies you purchase) but make more money on people who don't have a planned event but pay anyway. </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148233 Fri, 04 May 2012 12:17:41 +0000 autumnlove 148233@https://boards.hellobee.com/ <p>I wish I purchased an AFLAC plan last year! </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148226 Fri, 04 May 2012 12:12:33 +0000 Arden 148226@https://boards.hellobee.com/ <p>Oof, I'm sorry. That's tough. We're a month out from TTC and the wait is killing me! </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148177 Fri, 04 May 2012 11:50:27 +0000 MamaMoose 148177@https://boards.hellobee.com/ <p>@MrsCastro: I don't understand how this works. Will you quit the plan once you go back to work? If your pay out is significantly higher than the total of your premiums I don't understand why AFLAC would have these short term plans available since there is no way they can be making money? </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148167 Fri, 04 May 2012 11:36:51 +0000 MrsCastro 148167@https://boards.hellobee.com/ <p>our payout is worth it...i guess that is why i am so bummed to have to now wait two more months TTC... </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148084 Fri, 04 May 2012 11:03:45 +0000 lavender 148084@https://boards.hellobee.com/ <p>I saw that disclaimer when I looked into AFLAC, and for us the payout wasn't worth it. </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148059 Fri, 04 May 2012 10:55:36 +0000 volksgirl64 148059@https://boards.hellobee.com/ <p>I have Aflac as well and made sure to ask them about that. If it helps, with our coverage we're getting a $6k+ payout when DD comes out! I know you're anxious to get going but it is a great system for planned events. </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-148048 Fri, 04 May 2012 10:52:36 +0000 MrsCastro 148048@https://boards.hellobee.com/ <p>@artbee, @mrsblue, @mediagirl; thank you for the kind words...it put me in a funk yesterday, DH was very supportive and said would continue with our plans as we had them and we would be fine...i love that man!!!</p> <p>@mrbee; its Aflac, so we dont really "need" the additional coverage, but the cushion after a little one is very nice. Plus, i had always said i would be a SAHM after our first was born and it doesnt look like i will be able to do that until maybe after the 2nd one, but the added AFLAC will help me stay a home longer with the baby while transitioning back into to work part time vs full time...</p> <p>so i did some internet searches last night and it says i deliver before 10 months of the signed contract to i can technically give birth anytime after march 1st, 2013.... </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-147652 Fri, 04 May 2012 08:37:40 +0000 GreenThumb 147652@https://boards.hellobee.com/ <p>That is ridiculous! Insurance issues can be so frustrating! Hang in there and if you are going to wait the 3 months, as @artbee says, this could be a great time to work on learning about your cycle and perfecting your timing. That time will just fly by! </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-147651 Fri, 04 May 2012 08:37:19 +0000 mrbee 147651@https://boards.hellobee.com/ <p>Do you need the coverage? </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-147648 Fri, 04 May 2012 08:35:47 +0000 mediagirl 147648@https://boards.hellobee.com/ <p>Man, that sucks, I'm sorry. The plan through my work just needs to know you weren't pregnant before you bought the plan. What does it offer you? Could you start saving money now, go off birth control and if it happens, have enough to cover what the plan would cover? </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-147615 Fri, 04 May 2012 08:25:58 +0000 Mrs. Blue 147615@https://boards.hellobee.com/ <p>That sucks! I'm so sorry. I don't think it matters how long you have to wait, when you want something so much and you feel ready, waiting is such a hard hit. I once cried for a whole afternoon at the thought of having to wait three months, so you have allll my sympathy. </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-146539 Thu, 03 May 2012 17:25:36 +0000 heffalump 146539@https://boards.hellobee.com/ <p>So so so sorry! How awful to have to wait for that. Hopefully these three months will go by super quick for you! Were you planning on charting? Maybe you can start that so you'll know more about how your body works and when you'll ovulate so you'll be ready. </p> https://boards.hellobee.com/topic/when-aflac-messes-with-my-plans#post-146535 Thu, 03 May 2012 17:24:08 +0000 MrsCastro 146535@https://boards.hellobee.com/ <p>i have a current love/hate relationship with AFLAC....</p> <p>I was talking to my a friend in our HR department, she sugguested i meet with AFLAC for additional benefits for hospital and maternity leave...so i met with them today everything was perfect until they informed me that i cant get pregnant within the next three months...;(...not happy about this...if i get pregnant withing that time it would be considered a pre-existing conditiona and would be denied the extra benefits...we were suppose to starte TTC next month...i know its just afew extra months but my heart is broken a little....</p> <p>so pitty party in my office...i am one sentence away from balling my eyes out...AFLAC you are currently on my hate list... </p>