https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Wed, 01 Jul 2026 04:49:33 +0000 https://boards.hellobee.com/topic/where-does-your-money-go#post-93181 Wed, 14 Mar 2012 08:37:59 +0000 tequiero21 93181@https://boards.hellobee.com/ <p>majority of our money goes to FOOD! yes, food. ugh. food and education/mortgage/rent. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-93160 Wed, 14 Mar 2012 08:15:27 +0000 kml636 93160@https://boards.hellobee.com/ <p>I've been thinking about this lately, since once baby comes and I cut back on working, our income will drop significantly. Right now we pay an extra $600 per month on our mortgage, that will probably end soon. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92995 Tue, 13 Mar 2012 21:52:12 +0000 SAHM0811 92995@https://boards.hellobee.com/ <p>@regberadaisy: thanks for looking out, but we've done the research! we are L.A. natives and are familiar with various neighborhoods where will definitely save more compared to our current situation in manhattan. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92905 Tue, 13 Mar 2012 19:44:31 +0000 Mrs. Sunglasses 92905@https://boards.hellobee.com/ <p>i would say mortgage and my husbands car payment. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92850 Tue, 13 Mar 2012 18:06:17 +0000 joyjoy 92850@https://boards.hellobee.com/ <p>Mortgage + hoa, savings, then tithing, in that order. Our other bills are much smaller in comparison. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92810 Tue, 13 Mar 2012 16:50:00 +0000 ecogirl 92810@https://boards.hellobee.com/ <p>Our biggest expense is our homes I think. We also just added healthcare for our nanny and that is very expensive! More so than I originally though but a healthy nanny is a happy nanny so I think it pays for itself. Besides that I would say most of our nest biggest expense goes to travel for my husband's job.</p> <p>I agree that NY rent and mortgage is awful! I'm from the midwest and you could get a mansion for what you pay here! </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92804 Tue, 13 Mar 2012 16:33:19 +0000 StbHisMrs 92804@https://boards.hellobee.com/ <p>Our rent is about 30% of our income right now, then there's insurance on 4 vehicles, car payments on 2 (1 will be paid off in June!!!) Then there's utilities...Let's just say we don't do a lot, or buy a lot! </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92783 Tue, 13 Mar 2012 15:43:19 +0000 emahlee 92783@https://boards.hellobee.com/ <p>Our three biggest expenses are home (mortgage payment + condo fees), tithing (for church), and transportation (insurance + gas + public transportation). </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92781 Tue, 13 Mar 2012 15:39:19 +0000 SugarplumsMom 92781@https://boards.hellobee.com/ <p>Mortgage, groceries, electricity, in that order. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92772 Tue, 13 Mar 2012 15:26:12 +0000 regberadaisy 92772@https://boards.hellobee.com/ <p>Mainly mortgage, groceries and home renovations.</p> <p>Soon it will be mortgage, groceries and childcare!</p> <p>We hardly ever buy "frivolous" stuff.</p> <p>@NYCaliMama:<br /> Er. I wouldn't be so sure of that! My friend lives in LA and I think it's just as if not more than Manhattan! </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92714 Tue, 13 Mar 2012 13:40:03 +0000 SAHM0811 92714@https://boards.hellobee.com/ <p>Rent's our biggest expense. We're moving from Manhattan to L.A. though and this number will go down considerably while giving us more space. Then we'll be able to save more and buy a house in about a year. Preschool is our next biggest expense, but that number is going to go down considerably as well. So is food/groceries. I'm so excited to "pay ourselves" more than the bills! </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92696 Tue, 13 Mar 2012 13:15:49 +0000 plantains 92696@https://boards.hellobee.com/ <p>Rent is by far and away the biggest expense. when LO gets here daycare will be about equal! Live in NY can be the worst. We are planning on buying a place in BK in the next year and a half or so, so undoubtedly our mortagage will be even worse than what we pay in rent right now. I shudder to think about it. </p> <p>@hilsy85: Congrats on taking the plunge and moving to BK! </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92682 Tue, 13 Mar 2012 13:03:38 +0000 mrs. wagon 92682@https://boards.hellobee.com/ <p>We got lucky with low rent, and we actually make money each month by renting out our 1 bedroom condo in the city for more than we pay in rent in the 'burbs. We also lease only one car and it's pretty gas efficient. Daycare is huge but a lot less %age of income since I went back to work. A lot of our money goes to eating out, CC debt from my unemployed years, school debt, and cable/internet/cell phones. We're working hard towards paying down our debt before the next baby has to go into daycare and we're paying double daycare. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-92674 Tue, 13 Mar 2012 12:59:36 +0000 daniellemybelle 92674@https://boards.hellobee.com/ <p>Our biggest expense is rent. It's about 30% of our take home income, which is on the high end of what I've seen recommended. Other than that, we put a good chunk of our income toward credit card payments - we are trying to get out of debt. After that, it's groceries, gas and eating out. We spend a lot in gas because we commute, and we eat out way more than we really should, but it's our only true luxury. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82949 Mon, 27 Feb 2012 16:05:03 +0000 Crisark 82949@https://boards.hellobee.com/ <p>We spend the most on:<br /> Rent<br /> Daycare<br /> and the rest would be<br /> Utilities<br /> Groceries<br /> CC payments<br /> Medical bills- DH didn't have insurance until we got married :( </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82860 Mon, 27 Feb 2012 14:05:51 +0000 yoursilverlining 82860@https://boards.hellobee.com/ <p>Most of our money goes to:<br /> • Mortgage and related expenses<br /> • Student loans<br /> • Savings<br /> • Food/booze<br /> • Cable/cell phones<br /> And daycare, once LO is here. We don’t have any consumer debt (no cc debt, cars are paid for), so that helps. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82848 Mon, 27 Feb 2012 13:55:49 +0000 Mrs. Pickle 82848@https://boards.hellobee.com/ <p>Right now most of our money is going to fixing up our house. The little things really add up. Our largest bill is our mortgage. I'm so thankful we don't have any other debts. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82843 Mon, 27 Feb 2012 13:53:58 +0000 looch 82843@https://boards.hellobee.com/ <p>Rent, then car/insurance/maintenance/gas, then health insurance. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82837 Mon, 27 Feb 2012 13:48:39 +0000 mediagirl 82837@https://boards.hellobee.com/ <p>Once our LO is here, this is the order of expense:<br /> -Mortgage<br /> -Daycare<br /> -Car payments (thankfully both will be paid off by the time LO goes to daycare, but we are planning on continuing to save both of our car payments and put that money into a car fund).<br /> -Health Insurance<br /> -Gas (we spend ~$450/mo on gas to get to and from work)<br /> -Groceries</p> <p>We don't spend a lot on eating out or on material items. Essentially, those are our big monthly expenses unless something comes up with the dogs. We save for it when we want to make updates to the yard, the house, etc so that's not really a monthly expense. After groceries, we pay household bills and the rest goes into savings. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82751 Mon, 27 Feb 2012 12:28:54 +0000 LuLu Mom 82751@https://boards.hellobee.com/ <p>Morgage loan, student loan payments, &amp; car payments are our biggest expenses. My hubby's CC isn't the cheapest either. </p> <p>We are lucky to still have enough spending cash to be able to go out to eat on the weekends and a couple times a week for lunch. I have cut out a lot of shopping, but am goign to have to purchase some maternity clothes/bigger clothes for work and daily life. My stuff is getting a little snug. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82745 Mon, 27 Feb 2012 12:19:03 +0000 lilteacherbee 82745@https://boards.hellobee.com/ <p>Other than rent, my biggest expense is gas! I drive 45 miles to work each way :( </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82744 Mon, 27 Feb 2012 12:18:22 +0000 mrbee 82744@https://boards.hellobee.com/ <p>@hilsy85: Exciting... and welcome to Brooklyn!! :-) </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82743 Mon, 27 Feb 2012 12:17:39 +0000 hilsy85 82743@https://boards.hellobee.com/ <p>@mrbee: Brooklyn Heights. We fell in love with the neighborhood after spending some time there this past summer/fall. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82742 Mon, 27 Feb 2012 12:16:51 +0000 mrbee 82742@https://boards.hellobee.com/ <p>@hilsy85: Ah wow, where in the BK are you guys moving? </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82739 Mon, 27 Feb 2012 12:15:46 +0000 mrsjyw 82739@https://boards.hellobee.com/ <p>Our biggest expense is our mortgage, car insurance, life insurance, and my car payment. </p> <p>We charge all our daily living expenses on two cards and pay them off the following month... so that's the other "big" expense. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82737 Mon, 27 Feb 2012 12:14:03 +0000 hilsy85 82737@https://boards.hellobee.com/ <p>Rent is a huge expense for us. We also go out to eat a lot--once or twice a week, and maybe we order in another night. We also spend a lot of money on groceries, because we shop at whole foods a lot. I've really been trying to cut back on clothes and shoes/accessories, and with the exception of two pairs of shoes I've bought this year, i've been pretty good! </p> <p>@mrbee: We're moving to brooklyn in April! We're so excited--and hopefully it will be a teeny tiny bit cheaper than living in manhattan. At a minimum, we won't be taking as many cabs! </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82733 Mon, 27 Feb 2012 12:11:13 +0000 polkadots 82733@https://boards.hellobee.com/ <p>Bills bills bills! our top 3 biggest payments are 1- house payment, 2- grocery bill, 3- medical loan. We rarely go out to eat. (maybe once every 2 weeks to subway) we don't really buy anything other than necessities. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82727 Mon, 27 Feb 2012 12:08:13 +0000 heffalump 82727@https://boards.hellobee.com/ <p>We currently have two homes and 3 cars! We're renting out our townhouse so that covers the mortgage there, but we still have our new house and lots of repairs (like the new roof that we need). We just bought a mini van and are in the process of selling our old car- so we have the mini van car payment. </p> <p>We go out to eat a lot because I get crazy migraines and don't feel well enough to cook, plus I just like getting out of the house. </p> <p>And medical bills are pretty big around here. I get migraines and hubby has crohns, so we're always having hospital bills and lots of prescription meds to buy. </p> https://boards.hellobee.com/topic/where-does-your-money-go#post-82718 Mon, 27 Feb 2012 12:03:23 +0000 mrbee 82718@https://boards.hellobee.com/ <p>Our costs are almost entirely our rent and our daycare. Since Mrs. Bee works from home, a good portion of our home rent counts as a business expense... so the damage there isn't as bad as it might be otherwise. But it isn't cheap to live in Brooklyn with two kids, so we end up paying more than we would like in order to do that.</p> <p>I never buy any clothes, although I do buy ebooks fairly regularly. I can expense most of the books though, b/c they are about business.</p> <p>Basically, most of our money goes to live in Brooklyn and to childcare for our kids. We very rarely eat out, although on weekends we might have breakfast or brunch together as a family. </p> <p>Where does your money go? </p>