https://boards.hellobee.com/ Pregnancy, Baby and Parenting blog, by Hellobee en Wed, 01 Jul 2026 03:48:47 +0000 https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287388 Tue, 17 Dec 2013 18:13:59 +0000 Mrs. Pickle 1287388@https://boards.hellobee.com/ <p>A savings account </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287387 Tue, 17 Dec 2013 18:13:24 +0000 Sapphiresun 1287387@https://boards.hellobee.com/ <p>Ours is in a high interest savings account. 1.2% interest which isn't amazing, but decent for accessible money. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287380 Tue, 17 Dec 2013 18:08:17 +0000 littlek 1287380@https://boards.hellobee.com/ <p>Savings account at credit union. We also have some in CDs. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287364 Tue, 17 Dec 2013 17:53:56 +0000 jedeve 1287364@https://boards.hellobee.com/ <p>@PawPrints: :-)</p> <p>Mine is somewhere in the future. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287338 Tue, 17 Dec 2013 17:38:12 +0000 lawbee11 1287338@https://boards.hellobee.com/ <p>A savings account at a credit union </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287336 Tue, 17 Dec 2013 17:37:03 +0000 AmandaB8 1287336@https://boards.hellobee.com/ <p>We have multiple savings accounts too. We have a $5k credit card that we don't touch for immediate things, and then we have about $8k in an INGDirect account. It takes about 3 days to transfer out though, hence the credit card. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287323 Tue, 17 Dec 2013 17:32:12 +0000 loveisstrange 1287323@https://boards.hellobee.com/ <p>We have multiple savings accounts. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287317 Tue, 17 Dec 2013 17:30:13 +0000 Raindrop 1287317@https://boards.hellobee.com/ <p>We have our emergency fund at a credit union that is not our normal bank. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287314 Tue, 17 Dec 2013 17:29:24 +0000 PawPrints 1287314@https://boards.hellobee.com/ <p>On a desert island buried in a wooden chest underneath a big X. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287313 Tue, 17 Dec 2013 17:29:08 +0000 raspberries 1287313@https://boards.hellobee.com/ <p>We have about $8,000 easily accessible in a savings account - the rest is in a Vanguard account (it can be transferred into our checking account within 2 days or so.) I can't really think of an emergency situation where I'd need it faster than that! </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287301 Tue, 17 Dec 2013 17:22:15 +0000 Bookish 1287301@https://boards.hellobee.com/ <p>A savings account at a credit union. The rates aren't great but I can get to my money more quickly than I could if I had it in my higher-yield savings accounts. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287295 Tue, 17 Dec 2013 17:15:48 +0000 mrs. wagon 1287295@https://boards.hellobee.com/ <p>We have a small emergency fund in our savings account at the bank where we have our checking account. We have a larger fund (eventually to be used for down payment) in a separate account with better rates! </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287223 Tue, 17 Dec 2013 16:46:40 +0000 Beyond2 1287223@https://boards.hellobee.com/ <p>Use a savings account at a different bank then our normal bank. It's a credit union and the rate really isn't too bad. </p> https://boards.hellobee.com/topic/where-is-your-emergency-fund-1#post-1287216 Tue, 17 Dec 2013 16:44:49 +0000 sunny 1287216@https://boards.hellobee.com/ <p>Where do you keep your Emergency Fund?</p> <p>I'm thinking about moving it into a CD ladder since it is just sitting there doing nothing in my bank account. I found a CD that is paying 1%+ on a 1 year term. That's way better than the paltry 0.05% that my bank pays. </p>