People keep telling me that a private room is worth it, but that will cost a minimum of $550 at my hospital (if I stay only the required 36 hours after birth, assuming there are no problems).

A semi-private room would be $440, but my husband can't even stay with me there. :\ Doesn't seem worth it at that point at all.

Plus they told me that the private rooms are "first come first serve", so I might not even get one.

For giving birth I get a private room. Ward rooms are covered by OHIP. Baby stays with you always no matter what room you stay in.

Did you have a private room after giving birth? How long was your stay at the hospital? Would you pay $550 for a private room for a 1.5 day stay?