We have a 3.5% interest rate on our home loan, I honestly have no idea how that compares to others...I've never asked anyone! So I'm curious, what's the interest rate on your home loan?
We have a 3.5% interest rate on our home loan, I honestly have no idea how that compares to others...I've never asked anyone! So I'm curious, what's the interest rate on your home loan?
pear / 1737 posts
I think 3.3 and it's variable. It hasn't gone above that in the 6 years we've had it but my husband is looking into locking in part of our mortgage at a lower fixed rate for a term.
apricot / 424 posts
3.5 on our current 4.5 year old house and we are selling and getting 4.125 on our new house. Both are in NH and I have excellent credit.
wonderful pomelo / 30692 posts
2.75% for a 15-year loan. We refinanced in 2012 to get that rate.
olive / 61 posts
3.5%, refinanced in October to get rid of our pmi mostly but the rate was also .15% lower than our initial loan.
eggplant / 11716 posts
2.6%. So it kind of bites that now interest rates are around 4% and rising, because if we ever wanted to sell and get a bigger place, we'd be paying more in interest.
coffee bean / 44 posts
2.69% 25 year fixed, 2 years into a 5 year term ... I work at a bank (Canada) and our current rate for a 5 year fixed is about 2.75% right now.
papaya / 10343 posts
2.75 on a 15 year loan. we just refinanced last year, but we had to buy 3 points to get that rate.
pineapple / 12053 posts
3.875 for 30 year. I'm surprised by all these lower rates! I'm in so cal though, so I guess a lot goes into it!
pear / 1809 posts
I believe it's just under 4%. We bought last year, and I know the rates are on the rise
GOLD / wonderful olive / 19030 posts
We are building a home and are at 3.75% (sadly I guess interest rates are back on the rise over here) but it's still lower than what we had when we bought our last house in 2012.
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