I had no idea what to title this thread.

The backstory is we bought our home two years ago. Had a home inspector come, didn't find anything wrong with the home, and we bought the house. Fast forward to now, I've been smelling something weird the past few months and told DH we needs to have a plumber come look (pier and beam foundation on the house). Plumber comes out and estimates it around $2000 in work needed in plumbing.

Doing the work now and discovers the previous homeowners knew about a leak in the pipes because some of the pipes are duct taped and the duct tape came off.

How would you approach this situation with homeowners insurance??