DH and I are tightening our budget more so that there is not an eating out budget. He will be in school full time, we'll have 2 kids full time in daycare, our home is costing a ton in repairs, etc.
Meanwhile - coworkers want me to go out with them for pedicures, dinner, etc and I want to but it's not in the budget.
Would you simply decline and say you can't go or would you provide more information to them so that they realize this isn't an option for you for awhile? I have been thinking about going to one of them and letting her know what is going on for me outside of work but then I wonder if it is better to be more open about it or less open.
I don't talk about all these expenses openly with coworkers but I think most are aware we are on 1 income.